{"id":15697,"date":"2023-01-09T19:50:49","date_gmt":"2023-01-10T00:50:49","guid":{"rendered":"https:\/\/www.assur360.ca\/home-insurance-quote-5\/"},"modified":"2026-09-02T12:28:30","modified_gmt":"2026-09-02T16:28:30","slug":"home-insurance-quote-5-2","status":"publish","type":"page","link":"https:\/\/www.assur360.ca\/en\/home-insurance-quote-5-2\/","title":{"rendered":"How to get a reliable home insurance quote (without unpleasant surprises)?"},"content":{"rendered":"\n<style>#ez-toc-container{display:none!important}<\/style>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);padding:60px 24px;text-align:center;border-radius:0 0 16px 16px;margin-bottom:40px;\">\n  <p style=\"color:#10c4c7;font-size:14px;font-weight:700;letter-spacing:3px;text-transform:uppercase;margin:0 0 16px;\">QUICK QUOTE<\/p>\n  <h2 style=\"color:#ffffff;font-size:32px;font-weight:800;margin:0 0 20px;line-height:1.3;\"><\/h2>\n  \n  <div style=\"display:flex;gap:16px;justify-content:center;flex-wrap:wrap;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/quick-home-quote\/\" style=\"display:inline-block;background:#10c4c7;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;\">Get my free<\/a>\n quote<a href=\"tel:+18663574451\" style=\"display:inline-block;background:transparent;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;border:2px solid #ffffff;\">1-866-357-4451<\/a>    \n  <\/div>\n<\/div>\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why-request-a-home-insurance-quote-in-Quebec\"><\/span>Why request a home insurance quote in Quebec?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">There are several reasons why it may be useful to request a home insurance quote in Quebec. First of all, an in-house quote allows you to compare the different offers offered by insurance companies in order to find the one that best suits your needs and budget. This can help you save money on your insurance premiums, as you can choose the offer that offers the best value for money.  <\/p>\n\n<div style=\"display:flex;align-items:center;gap:40px;margin:40px 0 56px;background:linear-gradient(145deg,#f8fafc,#f0f9ff);border-radius:20px;padding:40px;border:1px solid #e2e8f0;flex-wrap:wrap;\">\n  <img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2026\/04\/soumission-assurance-maison.jpg\" alt=\"Family home \u2014 Assur360 insurance quote\" style=\"width:45%;max-width:420px;border-radius:16px;flex-shrink:0;height:auto;\" loading=\"lazy\"\/>\n  <div style=\"flex:1;min-width:280px;\">\n    <p style=\"color:#10c4c7;font-size:13px;font-weight:700;letter-spacing:2px;text-transform:uppercase;margin:0 0 12px;\">IN BRIEF<\/p>\n    <h2 class=\"wp-block-heading\" style=\"color:#0d1f2d;font-size:26px;font-weight:800;margin:0 0 16px;line-height:1.3;font-family:'Sora',sans-serif;\"><span class=\"ez-toc-section\" id=\"Home-insurance-quote\"><\/span>Home insurance quote<span class=\"ez-toc-section-end\"><\/span><\/h2>\n    <p style=\"color:#475569;font-size:16px;line-height:1.7;margin:0 0 12px;\">Get a <strong>home insurance price comparison<\/strong> in 3 minutes from 9 Quebec insurers. Typical savings: <strong>$200-500\/year<\/strong> with identical coverage. <\/p>\n    <p style=\"color:#475569;font-size:15px;line-height:1.7;margin:0;\"><strong>To mention:<\/strong> year of construction, type of roof, electrical update, presence of a fireplace\/wood stove, distance from a fire hydrant, exact postal code. These details have a strong impact on your premium. <\/p>\n  <\/div>\n<\/div>\n\n<p class=\"wp-block-paragraph\">It&#8217;s also important to ask <a href=\"https:\/\/www.assur360.ca\/en\/home-insurance-quote-5\/\">your broker for an insurance quote to make sure<\/a> your home is adequately covered in the event of a loss. <a href=\"https:\/\/www.assur360.ca\/en\/blog\/insurance\/home-insurance-quick-and-easy-quote-2\/\">Home insurance<\/a> can protect you against damage caused by natural disasters, such as fires, storms, and floods, as well as other risks such as theft and third-party damage. By requesting a home insurance quote, you can ensure that you have the right coverage to protect your home and family from these risks.  <\/p>\n\n<p class=\"wp-block-paragraph\">Finally, requesting a quote can be helpful when you&#8217;re buying a new home or doing major renovations. This allows you to ensure that your home insurance is tailored to the value of your home and the risks it is exposed to. <\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"In-Quebec-is-home-insurance-mandatory\"><\/span>In Quebec, is home insurance mandatory?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">Home insurance is not mandatory in Quebec, but it is strongly recommended that you purchase home insurance if you own a home. Indeed, <a href=\"https:\/\/www.assur360.ca\/en\/cheap-home-insurance-4\/\">cheap home insurance<\/a> can protect you against significant financial losses in the event of a claim, such as a fire, storm or theft. It can also protect you from damage to your home by third parties.  <\/p>\n\n<p class=\"wp-block-paragraph\">It&#8217;s important to note that if you have a mortgage on your home, your bank may require you to have home insurance in force. In this case, you will need to provide proof of insurance to your bank before you can get your mortgage. <\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How-much-does-home-insurance-cost-in-Quebec\"><\/span>How much does home insurance cost in Quebec?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">It is difficult to give an accurate price for home insurance in Quebec, as costs can vary depending on several factors. Here are some things that can influence the cost of your home insurance: <\/p>\n\n<p class=\"wp-block-paragraph\">The value of your home: The more expensive your home, the more expensive your home insurance will be.<br \/>The location of your home: If your home is located in an area with a high risk of fire or storm, your home insurance will be more expensive.<br \/>The quality of your home: If your home is well maintained and built with high-quality materials, you may be able to get lower insurance premiums.<br \/>Your insurance history: If you&#8217;ve had any claims or claims while insured, your insurance premiums may be higher.<br \/>It is important to request a home insurance quote from several <a href=\"https:\/\/www.assur360.ca\/en\/blog\/home-insurance-in-quebec-2\/home-insurance-company\/\">insurance companies in Quebec<\/a> in order to find the offer that best suits your needs and budget. You can also speak with an insurance broker for advice on the different options available and find home insurance that suits your needs. <\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What-is-high-value-home-insurance\"><\/span>What is high-value home insurance?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\"><strong>High-value home insurance<\/strong> is a type of insurance that covers higher-value homes or luxury homes. These homes often have features or amenities that can be difficult to cover with standard home insurance. <\/p>\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.assur360.ca\/en\/blog\/home-insurance-in-quebec-2\/high-value-home-insurance\/\">High-value home insurance<\/a> can cover a wider variety of risks than standard home insurance, including damage caused by natural disasters, theft, third-party damage, and financial losses related to the cancellation or postponement of events such as weddings or parties. It may also include coverage for higher-value items such as jewelry, <a href=\"https:\/\/www.assur360.ca\/en\/insurance-quick-quote\/artwork-insurance\/\">artwork<\/a>, and book or wine collections. <\/p>\n\n<p class=\"wp-block-paragraph\">High-value home insurance can be more expensive than standard home insurance, but it offers more comprehensive coverage to protect your home and valuables. If you have a <strong>luxury home<\/strong> or own higher-value properties, it is recommended that you ask your broker about the high-value home insurance options available when you request a quote. <\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Protect-your-home-with-confidence-%E2%80%93-Get-a-home-insurance-quote-from-Assur360\"><\/span>Protect your home with confidence \u2013 Get a home insurance quote from Assur360<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">In the hustle and bustle of modern life, your home remains your haven, a place where you create memories, share moments and build your future. However, it&#8217;s crucial to plan for the unpredictable and protect this sanctuary with solid home insurance. That&#8217;s where Assur360 comes in to give you more than just <strong>peace of mind<\/strong>.  <\/p>\n\n<p class=\"wp-block-paragraph\">Imagine a <a href=\"https:\/\/www.assur360.ca\/en\/blog\/home-insurance-in-quebec-2\/home-insurance-broker\/\">broker partner<\/a> who truly understands your unique home insurance needs. Assur360 doesn&#8217;t just offer insurance policies, but tailored protection designed for you and your home. With years of experience in the field, Assur360 knows that every home is different and deserves special attention.  <\/p>\n\n<p class=\"wp-block-paragraph\">Protect your home with confidence with a <strong>certified representative<\/strong> by requesting a <a href=\"https:\/\/www.assur360.ca\/en\/home-insurance-quote-5\/\">home insurance quote<\/a> from Assur360. We believe that every home deserves tailored protection, and we&#8217;re committed to giving you the peace of mind you deserve. Don&#8217;t let uncertainty compromise your domestic happiness. Take the first step towards reliable protection today.   <\/p>\n<div class=\"wp-block-post-author\"><div class=\"wp-block-post-author__avatar\"><img alt='' src='https:\/\/www.assur360.ca\/wp-content\/litespeed\/avatar\/e035626965ed6928b47bb5d1d952127f.jpg?ver=1788856456' srcset='https:\/\/www.assur360.ca\/wp-content\/litespeed\/avatar\/87d5c72adc725613998ccb52057b6415.jpg?ver=1788856456 2x' class='avatar avatar-48 photo' height='48' width='48' \/><\/div><div class=\"wp-block-post-author__content\"><p class=\"wp-block-post-author__byline\">Par Jean Boissonneault \u2014 Courtier en assurance de dommages associ\u00e9, mis \u00e0 jour le 16 novembre 2025<br>Il contribue \u00e0 des guides pratiques ax\u00e9s sur des conseils concrets.<\/p><p class=\"wp-block-post-author__name\">Jean Boissonneault<\/p><\/div><\/div>\n<div class=\"wp-block-wpseopress-faq-block-v2 is-layout-flow wp-block-wpseopress-faq-block-v2-is-layout-flow\">\n<details id=\"degats-deau-quelles-protections-choisir\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Water damage: which coverage should you choose?<\/summary>\n<p class=\"wp-block-paragraph\">Water disasters are common in Quebec. Target sewer backup and seepage as a minimum, plus surface water overflow if available. Install check valve and sump pump with battery. Several insurers adjust the &#8220;water&#8221; deductible according to your basement, history and risk area.   <\/p>\n<\/details>\n\n\n\n<details id=\"pourquoi-passer-par-assur360-pour-lassurance-maison\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Why use Assur360 for home insurance?<\/summary>\n<p class=\"wp-block-paragraph\">We compare options and clearly explain deductibles, exclusions and endorsements to avoid blind spots. Assur360 has more than 100,000 insurance quotes and thousands of clients supported in Quebec, who appreciate our speed and the savings obtained at renewal. Our goal: solid protection at the best total cost.  <\/p>\n<\/details>\n<script type=\"application\/ld+json\"><\/script><\/div>\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"url\":\"https:\/\/www.assur360.ca\/soumission-assurance-maison\/\",\"@id\":\"https:\/\/www.assur360.ca\/soumission-assurance-maison\/\",\"mainEntity\":[{\"@type\":\"Question\",\"url\":\"https:\/\/www.assur360.ca\/soumission-assurance-maison\/#degats-deau-quelles-protections-choisir\",\"name\":\"D\u00e9g\u00e2ts d\u2019eau: quelles protections choisir?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\u003Cp\\u003ELes sinistres d\u2019eau sont fr\u00e9quents au Qu\u00e9bec. Ciblez au minimum le refoulement d\u2019\u00e9gout et les infiltrations, plus le d\u00e9bordement d\u2019eau de surface si disponible. Installez clapet antiretour et pompe de puisard avec batterie. Plusieurs assureurs modulent la franchise \u201ceau\u201d selon votre sous-sol, l\u2019historique et la zone de risque.\\u003C\/p\\u003E\"}},{\"@type\":\"Question\",\"url\":\"https:\/\/www.assur360.ca\/soumission-assurance-maison\/#pourquoi-passer-par-assur360-pour-lassurance-maison\",\"name\":\"Pourquoi passer par Assur360 pour l\u2019assurance maison?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\u003Cp\\u003ENous comparons les options et expliquons clairement franchises, exclusions et avenants pour \u00e9viter les angles morts. Assur360 c\\u0027est plus de 100 000 soumissions d\u2019assurance r\u00e9alis\u00e9es et des milliers de clients accompagn\u00e9s au Qu\u00e9bec, qui appr\u00e9cient notre rapidit\u00e9 et les \u00e9conomies obtenues au renouvellement. Notre objectif: une protection solide au meilleur co\u00fbt total.\\u003C\/p\\u003E\"}}]}<\/script>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);padding:48px 24px;text-align:center;max-width:1200px;margin:0 auto;border-radius:16px;\">\n  <p style=\"color:#10c4c7;font-size:14px;font-weight:700;letter-spacing:3px;text-transform:uppercase;margin:0 0 12px;\">COMPARE AND SAVE<\/p>\n  <h2 style=\"color:#ffffff;font-size:28px;font-weight:800;margin:0 0 16px;\"><span class=\"ez-toc-section\" id=\"Compare-and-save-on-your-insurance\"><\/span>Compare and save on your insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#94a3b8;font-size:16px;margin:0 0 28px;\">The brokers of our AMF-certified partner firms compare several insurers to find you the best coverage.<\/p>\n  <div style=\"display:flex;gap:16px;justify-content:center;flex-wrap:wrap;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/need-help-contact-assur360-now\/\" style=\"display:inline-block;background:#10c4c7;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;\">Get my free<\/a>\n quote<a href=\"tel:+18663574451\" style=\"display:inline-block;background:transparent;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;border:2px solid #ffffff;\">1-866-357-4451<\/a>    \n  <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>QUICK QUOTE Get my free quote1-866-357-4451 Why request a home insurance quote in Quebec? There are several reasons why it may be [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":24400,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_titles_title":"How do I get a reliable home insurance quote?","_seopress_titles_desc":"Compare home insurance offers in Quebec. Save money by requesting a home insurance quote (no unpleasant surprises).","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"How to get a reliable home insurance quote...","_seopress_social_fb_desc":"Compare the best home insurance offers in Quebec. AMF certified broker. Free quote in 3 minutes.","_seopress_social_fb_img":"https:\/\/www.assur360.ca\/wp-content\/uploads\/2025\/11\/Soumission-assurance-maison-a-Montreal.png","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"How to Get a Reliable Home Insurance Quote (Without...","_seopress_social_twitter_desc":"Compare the best home insurance offers in Quebec. AMF certified broker. Free quote in 3 minutes.","_seopress_social_twitter_img":"https:\/\/www.assur360.ca\/wp-content\/uploads\/2025\/11\/Soumission-assurance-maison-a-Montreal.png","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"both","_seopress_redirections_param":"","_seopress_redirections_type":301,"_seopress_analysis_target_kw":"Home Insurance Quote,Home Insurance","_seopress_news_disabled":"","_seopress_video_disabled":"","_seopress_video":[],"_seopress_pro_schemas_manual":[],"_seopress_pro_rich_snippets_disable_all":"","_seopress_pro_rich_snippets_disable":[],"_seopress_pro_schemas":[],"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"yasr_overall_rating":0,"yasr_post_is_review":"","yasr_auto_insert_disabled":"","yasr_review_type":"","yasr_pro_reviews_in_comment_enabled":0,"footnotes":""},"class_list":["post-15697","page","type-page","status-publish","has-post-thumbnail","hentry"],"yasr_visitor_votes":{"stars_attributes":{"read_only":false,"span_bottom":false},"number_of_votes":0,"sum_votes":0},"_links":{"self":[{"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/pages\/15697","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/comments?post=15697"}],"version-history":[{"count":27,"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/pages\/15697\/revisions"}],"predecessor-version":[{"id":102265,"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/pages\/15697\/revisions\/102265"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/media\/24400"}],"wp:attachment":[{"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/media?parent=15697"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}