{"id":15639,"date":"2023-09-14T11:34:50","date_gmt":"2023-09-14T15:34:50","guid":{"rendered":"https:\/\/www.assur360.ca\/business-insurance-broker-get-a-quote\/"},"modified":"2026-05-01T13:11:42","modified_gmt":"2026-05-01T17:11:42","slug":"business-insurance-broker-get-a-quote","status":"publish","type":"page","link":"https:\/\/www.assur360.ca\/en\/insurance-broker-get-a-quick-quote\/business-insurance-broker-get-a-quote\/","title":{"rendered":"Business Insurance Broker: Get a Quote"},"content":{"rendered":"\n<style>#ez-toc-container{display:none!important}\n.entry-title{display:none!important}\n.a360-cen *{margin:0;padding:0;box-sizing:border-box}\n.a360-cen{font-family:'DM Sans',sans-serif;color:#334155;line-height:1.7}\n.a360-cen h2,.a360-cen h3,.a360-cen h4{font-family:'Sora',sans-serif;color:#0d1f2d}\n.a360-cen a{color:#10c4c7;text-decoration:none}\n.a360-cen a:hover{text-decoration:underline}\n\n\/* Hero CTA *\/\n.a360-cen .hero-cta{background:linear-gradient(135deg,#0d1f2d 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 .a360-cen .steps{grid-template-columns:repeat(2,1fr)}\n  .a360-cen .eeat-grid{grid-template-columns:1fr}\n  .a360-cen .links-grid{grid-template-columns:1fr}\n  .a360-cen .final-cta{flex-direction:column;text-align:center;padding:40px 24px}\n}\n<\/style>\n\n<div class=\"a360-cen\">\n\n<!-- HERO CTA -->\n<div class=\"hero-cta\">\n  <div class=\"hero-mascot\">\n    <img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2026\/03\/assur360-courtier-enso.png\" alt=\"Assur360 Business Insurance Broker\" width=\"220\" height=\"220\"\/>\n  <\/div>\n  <div class=\"hero-content\">\n    <div class=\"hero-badge\">Businesses and SMEs<\/div>\n    <h2><span class=\"ez-toc-section\" id=\"Business-Insurance-Broker-in-Quebec\"><\/span>Business Insurance Broker <span>in Quebec<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n    <p>An AMF-certified broker to protect your business. Compare offers from 9+ insurers and get the best coverage at the best price. <\/p>\n    <div class=\"hero-btns\">\n      <a href=\"https:\/\/www.assur360.ca\/en\/online-business-insurance-quote\/\" class=\"btn-teal\">Get my free quote\u2192<\/a>\n      <a href=\"tel:18663574451\" class=\"btn-outline\">1-866-357-4451<\/a>\n    <\/div>\n  <\/div>\n<\/div>\n\n<!-- IMAGE + INTRO -->\n<div class=\"img-section\">\n  <img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2025\/11\/Top-courtier-assurance-entreprise-a-Montreal.png\" alt=\"Top Business Insurance Broker in Quebec\" width=\"420\" height=\"280\"\/>\n  <div class=\"img-text\">\n    <h2><span class=\"ez-toc-section\" id=\"Trust-certified-professionals\"><\/span>Trust certified professionals<span class=\"ez-toc-section-end\"><\/span><\/h2>\n    <p>Doing business with a <strong>business insurance broker in Quebec<\/strong> means benefiting from customized support to protect your assets, your employees and your profitability.<\/p>\n    <p><strong>Assur360&#8217;s<\/strong> broker partners put their expertise in the Quebec market at your service to assess the risks specific to your sector, whether it is retail, construction, transportation or professional services.<\/p>\n    <p>Their mission: <strong>to find the most advantageous coverage<\/strong>, adapted to the size of your business, while optimizing the cost of premiums thanks to a comprehensive analysis of the offers of major insurers such as Intact, Aviva, Definity, Promutuel and Northbridge.<\/p>\n  <\/div>\n<\/div>\n\n<!-- 4 ETAPES -->\n<div class=\"section\">\n  <h2><span class=\"ez-toc-section\" id=\"How-it-works\"><\/span>How it works<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <div class=\"steps\">\n    <div class=\"step\">\n      <div class=\"step-num\">1<\/div>\n      <h4>Form<\/h4>\n      <p>Fill out our online form with your company information<\/p>\n    <\/div>\n    <div class=\"step\">\n      <div class=\"step-num\">2<\/div>\n      <h4>Comparison<\/h4>\n      <p>We compare offers from 9+ insurers for your industry<\/p>\n    <\/div>\n    <div class=\"step\">\n      <div class=\"step-num\">3<\/div>\n      <h4>Broker advice<\/h4>\n      <p>An AMF-certified broker contacts you with the best options<\/p>\n    <\/div>\n    <div class=\"step\">\n      <div class=\"step-num\">4<\/div>\n      <h4>Protection Enabled<\/h4>\n      <p>Choose the ideal coverage and protect your business<\/p>\n    <\/div>\n  <\/div>\n<\/div>\n\n<!-- FONCTIONS D'UN COURTIER -->\n<div class=\"section\">\n  <h2><span class=\"ez-toc-section\" id=\"The-functions-of-a-business-insurance-broker\"><\/span>The functions of a business insurance broker<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p>The role of a business insurance broker is essential to ensure that businesses are adequately protected. Here are the functions, responsibilities and methods employed by a business insurance broker to get the best quotes when comparing <a href=\"https:\/\/www.assur360.ca\/en\/blog\/business\/convenience-insurance-quick-quote-2\/\">insurers on the market<\/a>. <\/p>\n\n  <h3>Understand business needs<\/h3>\n  <p>A commercial insurance broker begins by deeply understanding the specific needs of the business. It analyzes size, industry, assets, employees, and potential risks to determine the coverage needed. <\/p>\n\n  <h3>Market Research and Analysis<\/h3>\n  <p><a href=\"https:\/\/www.assur360.ca\/en\/blog\/comparator-price-in-3-minutes\/best-business-insurance-broker-2\/\">The broker<\/a> then conducts in-depth research of the insurance market to identify the companies and policies that best fit the needs of the business. It takes into account the insurers&#8217; reputation, rates, coverage options and claims history. <\/p>\n\n  <h3>Obtaining competitive bids<\/h3>\n  <p>The broker solicits quotes from several insurance companies, ensuring that they obtain competitive offers. He negotiates with insurers to obtain the best conditions and the most advantageous rates for the company. <\/p>\n\n  <div class=\"highlight-box\">\n    <strong>Did you know?<\/strong>  Small business owners often work in multiple roles &#8212; marketing, finance, management, sales. That&#8217;s why Assur360 simplifies the process: quick online quote, personalized follow-up by a broker, at your own pace. On average, companies save <strong>15 to 30%<\/strong> by going through a broker rather than renewing directly with their current insurer.\n  <\/div>\n\n  <h3>Assessment and recommendation<\/h3>\n  <p>After receiving the quotes, the broker evaluates them thoroughly. It analyzes the terms, conditions, and exclusions of each policy to ensure that it meets the needs of the business. Then, he recommends the best option to the company.  <\/p>\n\n  <h3>Complaint assistance<\/h3>\n  <p>A business insurance broker not only finds <a href=\"https:\/\/www.assur360.ca\/en\/blog\/comparator-price-in-3-minutes\/business-insurance-in-thetford-mines-2\/\">the right insurance<\/a>, they also play a vital role in the event of a claim. He assists the company in the claims process, ensuring that the company gets fair and timely compensation. <\/p>\n\n  <h3>Monitoring<\/h3>\n  <p>The job of a business <a href=\"https:\/\/www.assur360.ca\/en\/blog\/home-insurance-in-quebec-2\/my-insurance-broker-2\/\">insurance<\/a> broker doesn&#8217;t end with the purchase of the policy. He constantly monitors the insurance market and the changing needs of the business. If necessary, he adjusts the coverage to adapt to changes in the company.  <\/p>\n\n  <h3>Saves time and money<\/h3>\n  <p>In summary, a business insurance broker acts as a <a href=\"https:\/\/www.assur360.ca\/en\/blog\/price-2\/why-are-car-insurance-premiums-rising-2\/\">strategic partner<\/a> for businesses by helping them get the right coverage while saving time and money. His expertise and access to a wide range of insurance companies make him an invaluable asset to any business. <\/p>\n  <p>Choosing a competent business insurance broker can make a difference in protection and financial efficiency for your business. Make the right choice to <a href=\"https:\/\/www.assur360.ca\/en\/online-business-insurance-quote\/\">future-proof your business<\/a>. <\/p>\n<\/div>\n\n<!-- TABLEAU TARIFS -->\n<div class=\"section\">\n  <h2><span class=\"ez-toc-section\" id=\"Estimated-Business-Insurance-Rates-in-Quebec\"><\/span>Estimated Business Insurance Rates in Quebec<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <table class=\"styled-table\">\n    <thead>\n      <tr>\n        <th>Type of business<\/th>\n<th>Typical<\/th>\n industry<th>Estimated<\/th>\n annual premium\n <th>Risk level<\/th><th>Recommended Coverage<\/th>                                \n      <\/tr>\n    <\/thead>\n    <tbody>\n      <tr>\n        <td><strong>Self-employed \/ consultant<\/strong><\/td>\n<td>Professional Services, IT, Marketing<\/td>\n<td>$450 &#8212; $<\/td>\n900<td>Low<\/td>\n<td>Professional liability, theft of equipment<\/td>                                \n      <\/tr>\n      <tr>\n        <td><strong>Retail<\/strong><\/td>\n<td>Shops, grocery stores, convenience stores<\/td>\n<td>$900 &#8212; $<\/td>\n2,000<td>Medium<\/td>\n<td>Property, inventory, business interruption<\/td>                                \n      <\/tr>\n      <tr>\n        <td><strong>Construction<\/strong><\/td>\n company<td>General contractor, subcontractor<\/td>\n<td>$1,500 &#8212; $<\/td>\n3,500<td>High<\/td>\n<td>RC, construction site, commercial vehicles<\/td>                                \n      <\/tr>\n      <tr>\n        <td><strong>Transport \/ logistics<\/strong><\/td>\n<td>Trucks, Delivery, Warehouse<\/td>\n<td>$2,000 &#8212; $<\/td>\n4,500<td>High<\/td>\n<td>Vehicles, cargo, professional liability<\/td>                                \n      <\/tr>\n      <tr>\n        <td><strong>Manufacturing<\/strong><\/td>\n SMEs<td>Production, processing<\/td>\n<td>$2,500 &#8212; $<\/td>\n6,000<td>High<\/td>\n<td>Multi-risk business, business interruption<\/td>                                \n      <\/tr>\n      <tr>\n        <td><strong>Agricultural<\/strong><\/td>\n business<td>Farm, maple grove, breeder<\/td>\n<td>$1,000 &#8212; $<\/td>\n3,000<td>Variable<\/td>\n<td>Buildings, livestock, machinery, agricultural RC<\/td>                                \n      <\/tr>\n    <\/tbody>\n  <\/table>\n<\/div>\n\n<!-- TYPES DE PRODUITS -->\n<div class=\"section\">\n  <h2><span class=\"ez-toc-section\" id=\"Types-of-products-offered-by-a-business-broker\"><\/span>Types of products offered by a business broker<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p>It is important for businesses to work closely with their insurance broker to assess their specific needs and determine the most appropriate types of coverage to minimize financial risks.<\/p>\n  <ol>\n    <li><strong>General Liability Insurance:<\/strong> Protects the company from claims related to bodily injury, property damage, and injury to others.<\/li>\n    <li><strong>Professional Liability Insurance:<\/strong> Provides protection against negligence, errors or omissions in the provision of professional services.<\/li>\n    <li><strong>Commercial Property Insurance:<\/strong> Covers property loss and damage to company property, such as buildings, equipment, and inventory.<\/li>\n    <li>Business <strong>Interruption Insurance:<\/strong> Compensates for financial losses related to business interruption due to covered losses.<\/li>\n    <li><strong>Employee Insurance:<\/strong> Includes health insurance, life insurance, disability insurance, and other employee benefits.<\/li>\n    <li><strong>Directors&#8217; and Officers&#8217; Liability (D&#038;O) Insurance:<\/strong> Protects officers and directors from claims related to the management of the business.<\/li>\n    <li><strong>Cyber Risk Insurance:<\/strong> Covers financial losses related to cyber-attacks, data breaches, and IT disruptions.<\/li>\n    <li><strong>Commercial Auto Insurance:<\/strong> Insure vehicles used in the company&#8217;s business activities.<\/li>\n    <li><strong>Pollution insurance:<\/strong> Protects against costs related to pollution and accidental spills.<\/li>\n    <li><strong>Environmental Liability Insurance:<\/strong> Covers environmental damage caused by the company&#8217;s activities.<\/li>\n  <\/ol>\n\n  <div class=\"highlight-box\">\n    <strong>Broker&#8217;s advice:<\/strong> Don&#8217;t limit yourself to just one coverage. A well-structured business insurance program combines several coverages to cover all of your risks. Your Assur360 broker can bundle your policies to get significant multi-product discounts.  \n  <\/div>\n<\/div>\n\n<!-- EEAT -->\n<div class=\"eeat\">\n  <h2><span class=\"ez-toc-section\" id=\"Why-trust-Assur360\"><\/span>Why trust Assur360?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <div class=\"eeat-grid\">\n    <div class=\"eeat-item\">\n      <div class=\"eeat-icon\" style=\"color:#10c4c7\">\u2713<\/div>\n      <h4>AMF certified<\/h4>\n      <p>All of our brokers are licensed by the Autorit\u00e9 des march\u00e9s financiers du Qu\u00e9bec<\/p>\n    <\/div>\n    <div class=\"eeat-item\">\n      <div class=\"eeat-icon\" style=\"color:#10c4c7\">\u2713<\/div>\n      <h4>ChAD Members<\/h4>\n      <p>Supervised by the Chambre de l&#8217;assurance de dommages for your protection<\/p>\n    <\/div>\n    <div class=\"eeat-item\">\n      <div class=\"eeat-icon\" style=\"color:#10c4c7\">\u2713<\/div>\n      <h4>100,000+ Submissions<\/h4>\n      <p>Thousands of Quebec companies trust us every year<\/p>\n    <\/div>\n  <\/div>\n<\/div>\n\n<!-- GEO -->\n<div class=\"geo\">\n  <h2><span class=\"ez-toc-section\" id=\"Business-insurance-brokers-throughout-Quebec\"><\/span>Business insurance brokers throughout Quebec<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p>Our business insurance brokers serve all regions of Quebec. Whether your business is located in <strong>Montreal<\/strong>, <strong>Quebec City<\/strong>, <strong>Laval<\/strong>, <strong>Gatineau<\/strong>, <strong>Sherbrooke<\/strong>, <strong>Trois-Rivi\u00e8res<\/strong>, <strong>Saguenay<\/strong> or <strong>Longueuil<\/strong>, an AMF-certified broker is available to analyze your needs and provide you with the best offers on the market. Fast online service, no matter where you&#8217;re in.  <\/p>\n<\/div>\n\n<!-- FAQ -->\n<div class=\"faq\">\n  <h2><span class=\"ez-toc-section\" id=\"Frequently-Asked-Questions-%E2%80%94-Business-Insurance-Broker\"><\/span>Frequently Asked Questions &#8212; Business Insurance Broker<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n  <details>\n    <summary>Who pays the commercial insurance broker?<\/summary>\n    <p>The broker is compensated by <strong>commission from insurance companies<\/strong> (usually 10% to 20% of the premium), an amount already included in the price of your policy. Its services are therefore <strong>free for your business<\/strong>. The <a href=\"https:\/\/chad.ca\/protection-du-public\/droits-obligations-et-recours\/\" target=\"_blank\" rel=\"noopener nofollow\">ChAD<\/a> oversees the transparency of this remuneration.  <\/p>\n  <\/details>\n\n  <details>\n    <summary>What is the average price of business insurance in Quebec?<\/summary>\n    <p>The cost varies depending on the industry, size and level of risk. A <strong>self-employed worker<\/strong> pays between $450 and $900\/year, a <strong>retail business<\/strong> between $900 and $2,000, while a <strong>manufacturing SME<\/strong> can pay between $2,500 and $6,000\/year. A broker compares the offers of several insurers to get the best coverage\/price ratio.  <\/p>\n  <\/details>\n\n  <details>\n    <summary>What is the difference between a broker and an agent for business insurance?<\/summary>\n    <p>An <strong>agent<\/strong> represents a single insurer and sells only its products. A <strong>broker<\/strong> is independent: they represent your business and can shop around with several insurers (Intact, Aviva, Promutuel, Northbridge, etc.) to find the best deal. Both are supervised by the <a href=\"https:\/\/lautorite.qc.ca\/\" target=\"_blank\" rel=\"noopener nofollow\">ChAD and the AMF<\/a>.  <\/p>\n  <\/details>\n\n  <details>\n    <summary>What types of business insurance can a broker offer?<\/summary>\n    <p>A broker covers all needs: <strong>general liability<\/strong>, <strong>professional liability<\/strong> (errors and omissions), <strong>commercial property<\/strong>, <strong>business interruption<\/strong>, <strong>commercial auto<\/strong>, <strong>D&#038;O<\/strong> (officers and directors), <strong><a href=\"https:\/\/www.assur360.ca\/en\/cyber-insurance-for-businesses-in-quebec-protect-your-data-2026\/\">cyber risk<\/a><\/strong>, <strong>pollution<\/strong> and <strong><a href=\"https:\/\/www.assur360.ca\/en\/bond-request-a-quick-quote\/\">surety bonds<\/a><\/strong>.<\/p>\n  <\/details>\n\n  <details>\n    <summary>Is civil liability insurance mandatory for a business in Quebec?<\/summary>\n    <p>It is not mandatory by law for all businesses, but it is <strong>strongly recommended<\/strong> and often required by clients, contracts and professional orders. Some sectors (construction, professional services, transportation) have specific regulatory obligations. A broker can identify the mandatory coverages for your industry.  <\/p>\n  <\/details>\n\n  <details>\n    <summary>What does business interruption insurance cover?<\/summary>\n    <p>Business interruption insurance compensates for <strong>lost income<\/strong> if your business has to cease operations following a covered loss (fire, water damage, major breakdown). It can cover employee salaries, rent, fixed costs, and lost profits during the recovery period. This is an essential protection for Quebec SMEs.  <\/p>\n  <\/details>\n\n  <details>\n    <summary>Does my business need cyber risk insurance?<\/summary>\n    <p>If your business stores <strong>customer data<\/strong>, uses IT systems, or processes payments online, cyber insurance is highly recommended. The <a href=\"https:\/\/www.priv.gc.ca\/fr\/\" target=\"_blank\" rel=\"noopener nofollow\">Privacy Act<\/a> (Bill 25 in Quebec) imposes reporting obligations in the event of a data breach. Cyber insurance covers notification costs, system restoration, and legal liability.  <\/p>\n  <\/details>\n\n  <details>\n    <summary>How can a broker save my business money?<\/summary>\n    <p>The broker puts insurers <strong>in competition<\/strong>, identifies available discounts (multi-policy, prevention, good record), optimizes deductibles and eliminates unnecessary coverage. On average, companies save <strong>15 to 30%<\/strong> by going through a broker rather than renewing directly with their current insurer. <\/p>\n  <\/details>\n\n  <details>\n    <summary>How often should I review my business insurance?<\/summary>\n    <p>At a minimum, <strong>an annual review<\/strong> is recommended. You should also review your coverage if you hire staff, add vehicles, move, start a new business, or if your turnover changes significantly. A broker ensures this monitoring and alerts you if adjustments are necessary.  <\/p>\n  <\/details>\n\n  <details>\n    <summary>Does a self-employed person need an insurance broker?<\/summary>\n    <p>Yes. Even if you are solo, you are exposed to risks: <strong>professional errors<\/strong>, theft of equipment, injury to a customer on your premises. A broker can find a policy that fits your budget (often between $450 and $900\/year) that covers <strong>professional liability<\/strong> and protection of your property. This is a minimal investment compared to the risk of a lawsuit.  <\/p>\n  <\/details>\n<\/div>\n\n<!-- RESSOURCES LIENS -->\n<div class=\"section\">\n  <h2><span class=\"ez-toc-section\" id=\"Helpful-Resources\"><\/span>Helpful Resources<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <div class=\"links-grid\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/\">\n      <div class=\"link-title\">Business Insurance in Quebec<\/div>\n      <div class=\"link-desc\">Main page with all company covers.<\/div>\n    <\/a>\n    <a href=\"https:\/\/www.assur360.ca\/en\/cyber-insurance-for-businesses-in-quebec-protect-your-data-2026\/\">\n      <div class=\"link-title\">Cyber risk insurance<\/div>\n      <div class=\"link-desc\">Protection against cyberattacks and Bill 25.<\/div>\n    <\/a>\n    <a href=\"https:\/\/www.assur360.ca\/en\/bond-request-a-quick-quote\/\">\n      <div class=\"link-title\">Suretyship<\/div>\n      <div class=\"link-desc\">Quick quote for corporate bonds.<\/div>\n    <\/a>\n    <a href=\"https:\/\/www.assur360.ca\/en\/insurance-broker-get-a-quick-quote\/\">\n      <div class=\"link-title\">Insurance broker in Quebec<\/div>\n      <div class=\"link-desc\">Compare 9+ insurers with an AMF-certified broker.<\/div>\n    <\/a>\n    <a href=\"https:\/\/www.assur360.ca\/en\/special-risks-business-insurance\/\">\n      <div class=\"link-title\">Special risks<\/div>\n      <div class=\"link-desc\">Professional liability, errors and omissions, legal protection.<\/div>\n    <\/a>\n    <a href=\"https:\/\/www.assur360.ca\/en\/blog\/comparator-price-in-3-minutes\/best-business-insurance-broker-2\/\">\n      <div class=\"link-title\">Best Business Broker<\/div>\n      <div class=\"link-desc\">Guide to choosing the right broker for your SME.<\/div>\n    <\/a>\n  <\/div>\n<\/div>\n\n<!-- FINAL CTA -->\n<div class=\"final-cta\">\n  <div class=\"final-mascot\">\n    <img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2026\/03\/assur360-courtier-enso.png\" alt=\"Assur360 Broker\" width=\"180\" height=\"180\"\/>\n  <\/div>\n  <div class=\"final-text\">\n    <h2><span class=\"ez-toc-section\" id=\"Protect-your-business-at-the-best-price\"><\/span>Protect your business at the best price<span class=\"ez-toc-section-end\"><\/span><\/h2>\n    <p>Our AMF-certified brokers compare several insurers to find you the best business coverage. Free quote without obligation.<\/p>\n    <div class=\"hero-btns\">\n      <a href=\"https:\/\/www.assur360.ca\/en\/online-business-insurance-quote\/\" class=\"btn-teal\">Get my free quote\u2192<\/a>\n      <a href=\"tel:18663574451\" class=\"btn-outline\">1-866-357-4451<\/a>\n    <\/div>\n  <\/div>\n<\/div>\n\n<\/div><!-- end .a360-cen -->\n\n<script type=\"application\/ld+json\">{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"url\": \"https:\/\/www.assur360.ca\/courtier-assurance\/entreprise\/\",\n  \"@id\": \"https:\/\/www.assur360.ca\/courtier-assurance\/entreprise\/#faq\",\n  \"mainEntity\": [\n    {\"@type\":\"Question\",\"name\":\"Qui paye le courtier en assurance entreprise?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Le courtier est remunere par commission des compagnies d'assurance (10 % a 20 % de la prime), un montant deja inclus dans le prix de votre police. 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