{"id":15610,"date":"2025-05-13T20:36:00","date_gmt":"2025-05-14T00:36:00","guid":{"rendered":"https:\/\/www.assur360.ca\/home-insurance-3-minute-quote\/"},"modified":"2026-06-25T17:24:45","modified_gmt":"2026-06-25T21:24:45","slug":"home-insurance-3-minute-quote","status":"publish","type":"page","link":"https:\/\/www.assur360.ca\/en\/home-insurance-3-minute-quote\/","title":{"rendered":"Home insurance in Quebec: compare 9 insurers and save in 2026"},"content":{"rendered":"\n<style>#ez-toc-container{display:none!important}\n.entry-title{display:none!important}\n.a360-hab *{margin:0;padding:0;box-sizing:border-box}\n.a360-hab{font-family:'DM Sans',sans-serif;color:#334155;line-height:1.7}\n.a360-hab h2,.a360-hab h3,.a360-hab h4{font-family:'Sora',sans-serif;color:#0d1f2d}\n.a360-hab a{color:#10c4c7;text-decoration:none}\n.a360-hab a:hover{text-decoration:underline}\n\n\/* Hero CTA *\/\n.a360-hab .hero-cta{background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);padding:56px 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p{font-size:13px;color:#64748b}\n\n\/* Stats grid *\/\n.a360-hab .stats-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:20px;margin:24px 0}\n.a360-hab .stat-card{background:#fff;border-radius:12px;padding:24px;border:1px solid #e2e8f0;text-align:center}\n.a360-hab .stat-card .stat-num{font-size:36px;font-weight:800;color:#10c4c7;margin-bottom:8px}\n.a360-hab .stat-card .stat-label{font-size:15px;font-weight:700;color:#0d1f2d;margin-bottom:4px}\n.a360-hab .stat-card .stat-desc{font-size:13px;color:#64748b}\n\n\/* Mid CTA *\/\n.a360-hab .mid-cta{background:#f0fdfa;border:2px solid #10c4c7;border-radius:16px;padding:32px;text-align:center;margin:32px 0}\n.a360-hab .mid-cta h2{font-size:22px;margin-bottom:8px;display:block;border:none;padding:0}\n.a360-hab .mid-cta p{color:#334155;margin-bottom:24px}\n\n\/* Cities section *\/\n.a360-hab .cities-section{margin:48px 0}\n.a360-hab .cities-section 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50%);pointer-events:none}\n.a360-hab .final-mascot{flex-shrink:0;z-index:1}\n.a360-hab .final-mascot img{width:180px;height:auto;filter:drop-shadow(0 8px 24px rgba(16,196,199,.2))}\n.a360-hab .final-text{flex:1;z-index:1}\n.a360-hab .final-text h2{font-family:'Sora',sans-serif;font-size:28px;font-weight:800;color:#fff;margin-bottom:12px}\n.a360-hab .final-text p{color:#94a3b8;font-size:16px;margin-bottom:24px}\n\n@media(max-width:768px){\n  .a360-hab .hero-cta{flex-direction:column;text-align:center;padding:40px 24px}\n  .a360-hab .hero-mascot img{width:160px}\n  .a360-hab .hero-btns{justify-content:center}\n  .a360-hab .img-section{flex-direction:column}\n  .a360-hab .img-section img{width:100%}\n  .a360-hab .steps{grid-template-columns:repeat(2,1fr)}\n  .a360-hab .eeat-grid{grid-template-columns:repeat(2,1fr)}\n  .a360-hab .final-cta{flex-direction:column;text-align:center;padding:40px 24px}\n  .a360-hab .cities-section ul{grid-template-columns:1fr}\n}\n<\/style>\n&#8220;`html\n\n<div class=\"a360-hab\">\n\n<!-- HERO CTA -->\n<div class=\"hero-cta\">\n  <div class=\"hero-mascot\">\n    <img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2026\/04\/assurance-habitation-quebec.jpg\" alt=\"Home insurance broker Assur360\"\/>\n  <\/div>\n  <div class=\"hero-content\">\n    <div class=\"hero-badge\">#1 Comparison Platform in Quebec<\/div>\n    <h2 style=\"font-family:'Sora',sans-serif;font-size:clamp(26px,3.5vw,36px);font-weight:800;color:#fff;line-height:1.25;margin-bottom:16px\"><span class=\"ez-toc-section\" id=\"Home-Insurance-in-Quebec\"><\/span>Home Insurance<br \/><span>in Quebec<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n    <p>Compare 9 AMF-certified insurers in 2 minutes. House, condo, or apartment \u2014 find the ideal coverage at the best price.<\/p>\n    <div class=\"hero-btns\">\n      <a href=\"https:\/\/www.assur360.ca\/soumission-habitation-rapide\/\" class=\"btn-teal\">Get my free quote \u2192<\/a>\n      <a href=\"tel:18663574451\" class=\"btn-outline\">1-866-357-4451<\/a>\n    <\/div>\n  <\/div>\n<\/div>\n\n<!-- IMAGE + INTRO -->\n<div class=\"img-section\">\n  <img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2026\/04\/assurance-habitation-quebec-courtier-realiste.jpg\" alt=\"Residential home in Quebec \u2014 home insurance Assur360\" loading=\"lazy\"\/>\n  <div class=\"img-text\">\n    <h2><span class=\"ez-toc-section\" id=\"Protect-your-home-without-overpaying\"><\/span>Protect your home without overpaying<span class=\"ez-toc-section-end\"><\/span><\/h2>\n    <p>Protecting your house, condo, or apartment shouldn&#8217;t cost a fortune. With Assur360, compare prices from <strong>9 Quebec insurers certified by the Autorit\u00e9 des march\u00e9s financiers (AMF)<\/strong> in just 2 minutes.<\/p>\n    <p>Find the ideal coverage at the best price, whether you are a homeowner, co-owner, or tenant.<\/p>\n  <\/div>\n<\/div>\n\n<!-- \u00c9TAPES -->\n<div class=\"section\">\n  <h2><span class=\"ez-toc-section\" id=\"How-it-works\"><\/span>How it works<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <div class=\"steps\">\n    <div class=\"step\">\n      <div class=\"step-num\">1<\/div>\n      <h4>Quick form<\/h4>\n      <p>Fill out your home information in 2 minutes<\/p>\n    <\/div>\n    <div class=\"step\">\n      <div class=\"step-num\">2<\/div>\n      <h4>Comparison of 9 insurers<\/h4>\n      <p>We automatically compare offers from 9 certified insurers<\/p>\n    <\/div>\n    <div class=\"step\">\n      <div class=\"step-num\">3<\/div>\n      <h4>Advice from a broker<\/h4>\n      <p>An AMF-certified broker contacts you with the best options<\/p>\n    <\/div>\n    <div class=\"step\">\n      <div class=\"step-num\">4<\/div>\n      <h4>Save $400\/year<\/h4>\n      <p>Average savings observed on home insurance<\/p>\n    <\/div>\n  <\/div>\n<\/div>\n\n<!-- CE QUE L'ASSURANCE COUVRE -->\n<div class=\"section\">\n  <h2><span class=\"ez-toc-section\" id=\"What-home-insurance-covers-in-Quebec\"><\/span>What home insurance covers in Quebec<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p>Your home insurance policy in Quebec protects three essential areas. Understanding each helps you choose the right coverage without paying for unnecessary protections.<\/p>\n\n  <h3>The building (structure)<\/h3>\n  <p>Covers the physical structure of your home: walls, roof, foundations, floors, windows, doors, plumbing, electrical, and heating systems. In the event of a major loss (fire, storm), this coverage pays for the reconstruction or repair of your property.<\/p>\n\n  <h3>The contents (personal belongings)<\/h3>\n  <p>Covers your personal effects: furniture, electronics, clothing, appliances, jewelry, tools, and sports equipment. Most people <strong>underestimate the value of their belongings by 30% to 50%<\/strong>. Make a detailed inventory to ensure you are adequately covered.<\/p>\n\n  <h3>Liability coverage<\/h3>\n  <p>Covers damages you accidentally cause to others. An guest gets injured in your home? A water damage in your apartment affects the neighbor below? Your liability coverage takes care of the costs. The recommended minimum is <strong>$1,000,000<\/strong>, or even $2,000,000 if you have a pool or a dog.<\/p>\n\n  <div class=\"highlight-box\">\n    <strong>Did you know?<\/strong> Most Quebecers underestimate the value of their belongings by 30% to 50%. A detailed inventory room by room helps you avoid unpleasant surprises in case of a loss. Photograph each item and keep your receipts.\n  <\/div>\n<\/div>\n\n<!-- LES 3 FORMULES -->\n<div class=\"section\">\n  <h2><span class=\"ez-toc-section\" id=\"The-3-home-insurance-options-explained\"><\/span>The 3 home insurance options explained<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p>In Quebec, insurers offer three levels of coverage. The choice of option directly impacts your premium and your protection.<\/p>\n\n  <table>\n    <thead>\n      <tr>\n        <th style=\"text-align:left\">Option<\/th>\n        <th style=\"text-align:center\">Building<\/th>\n        <th style=\"text-align:center\">Contents<\/th>\n        <th style=\"text-align:left\">Ideal for<\/th>\n        <th style=\"text-align:center\">Relative price<\/th>\n      <\/tr>\n    <\/thead>\n    <tbody>\n      <tr>\n        <td style=\"font-weight:600\">Basic (named perils)<\/td>\n        <td style=\"text-align:center\">Named perils<\/td>\n        <td style=\"text-align:center\">Named perils<\/td>\n        <td>Tenants, tight budgets<\/td>\n        <td style=\"text-align:center;color:#10b981;font-weight:700\">$<\/td>\n      <\/tr>\n      <tr>\n        <td style=\"font-weight:600\">Broad<\/td>\n        <td style=\"text-align:center;color:#10b981;font-weight:600\">All risks<\/td>\n        <td style=\"text-align:center\">Named perils<\/td>\n        <td>Homeowners, good value<\/td>\n        <td style=\"text-align:center;color:#f59e0b;font-weight:700\">$$<\/td>\n      <\/tr>\n      <tr>\n        <td style=\"font-weight:600\">All risks<\/td>\n        <td style=\"text-align:center;color:#10b981;font-weight:600\">All risks<\/td>\n        <td style=\"text-align:center;color:#10b981;font-weight:600\">All risks<\/td>\n        <td>Maximum protection, valuable properties<\/td>\n        <td style=\"text-align:center;color:#ef4444;font-weight:700\">$$$<\/td>\n      <\/tr>\n    <\/tbody>\n  <\/table>\n\n  <p><strong>Named perils<\/strong> means that only the losses explicitly listed in the policy are covered (fire, theft, vandalism, storm, etc.). <strong>All risks<\/strong> means that everything is covered except for explicit exclusions. The broad option is the most popular choice in Quebec.<\/p>\n<\/div>\n\n<!-- PAR TYPE DE PROPRI\u00c9T\u00c9 -->\n<div class=\"section\">\n  <h2><span class=\"ez-toc-section\" id=\"Home-insurance-by-property-type\"><\/span>Home insurance by property type<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n  <h3>Single-family home<\/h3>\n  <p>The most comprehensive coverage is recommended. You are responsible for the entire structure, the land, and outbuildings (garage, shed, pool). The cost of reconstruction is the main factor determining your premium. Ensure that your coverage amount reflects the current reconstruction cost, not the market value.<\/p>\n\n  <h3>Condo (co-ownership)<\/h3>\n  <p>As a co-owner, the co-ownership syndicate insures the common areas and the building structure. Your personal insurance covers your improvements (floors, cabinets, countertops), your contents, and your liability coverage. Check the syndicate&#8217;s policy for the common deductible \u2014 you may be required to pay your share in case of a loss. <a href=\"https:\/\/www.assur360.ca\/assurance-condo\/\">Learn more about condo insurance<\/a>.<\/p>\n\n  <h3>Apartment (tenant)<\/h3>\n  <p>As a tenant, you do not need to insure the building (that is the landlord&#8217;s responsibility). Your insurance covers your personal contents and your liability coverage. This is the cheapest option, but it is essential: without it, a fire or theft leaves you without recourse. <a href=\"https:\/\/www.assur360.ca\/assurance-logement\/\">Learn more about tenant insurance<\/a>.<\/p>\n\n  <h3>Price estimates by type of dwelling (2026)<\/h3>\n\n  <table>\n    <thead>\n      <tr>\n        <th style=\"text-align:left\">Type<\/th>\n        <th style=\"text-align:center\">Average annual price<\/th>\n        <th style=\"text-align:center\">Monthly price<\/th>\n        <th style=\"text-align:left\">What is covered<\/th>\n      <\/tr>\n    <\/thead>\n    <tbody>\n      <!-- Content continues here -->\n&#8220;&#8220;&#8220;html\n<tr>\n    <\/thead>\n    <tbody>\n      <tr>\n        <td style=\"font-weight:600\">Single-family home<\/td>\n        <td style=\"text-align:center\">$1,200 &#8211; $2,500<\/td>\n        <td style=\"text-align:center\">$100 &#8211; $210<\/td>\n        <td>Building + contents + liability<\/td>\n      <\/tr>\n      <tr>\n        <td style=\"font-weight:600\">Condo<\/td>\n        <td style=\"text-align:center\">$400 &#8211; $900<\/td>\n        <td style=\"text-align:center\">$35 &#8211; $75<\/td>\n        <td>Improvements + contents + liability<\/td>\n      <\/tr>\n      <tr>\n        <td style=\"font-weight:600\">Tenant (renter)<\/td>\n        <td style=\"text-align:center\">$300 &#8211; $700<\/td>\n        <td style=\"text-align:center\">$25 &#8211; $60<\/td>\n        <td>Contents + liability<\/td>\n      <\/tr>\n      <tr>\n        <td style=\"font-weight:600\">Cottage \/ secondary residence<\/td>\n        <td style=\"text-align:center\">$800 &#8211; $2,000<\/td>\n        <td style=\"text-align:center\">$67 &#8211; $167<\/td>\n        <td>Building + contents (specific conditions)<\/td>\n      <\/tr>\n    <\/tbody>\n  <\/table>\n\n  <p><em>These prices are estimates based on the Quebec market in 2026. Your actual premium depends on many factors. <a href=\"https:\/\/www.assur360.ca\/soumission-habitation-rapide\/\">Get your exact price in 2 minutes<\/a>.<\/em><\/p>\n<\/div>\n\n<!-- AVENANTS -->\n<div class=\"section\">\n  <h2><span class=\"ez-toc-section\" id=\"Important-endorsements-to-consider\"><\/span>Important endorsements to consider<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p>Endorsements are additional protections that add to your base policy. Some are essential depending on your situation.<\/p>\n\n  <h3>Water damage endorsement (sewer backup)<\/h3>\n  <p>The most common claim in Quebec. Your base policy does <strong>not<\/strong> cover sewer backup or underground water infiltration. This endorsement is highly recommended, especially if your basement is finished. According to the <a href=\"https:\/\/www.ibc.ca\/\" target=\"_blank\" rel=\"noopener\">Insurance Bureau of Canada (IBC)<\/a>, water damage is the leading cause of residential claims in the country.<\/p>\n\n  <h3>Earthquake endorsement<\/h3>\n  <p>Not covered by the standard policy. Quebec is located in an active seismic zone, particularly the St. Lawrence Valley, Charlevoix, and Outaouais. This endorsement covers damage to your building and contents caused by an earthquake.<\/p>\n\n  <h3>Replacement cost endorsement<\/h3>\n  <p>Without this endorsement, your damaged property is reimbursed at its depreciated value (wear and tear). With replacement cost, you receive the amount necessary to purchase an equivalent new replacement. The difference can be several thousand dollars.<\/p>\n\n  <h3>Identity theft endorsement<\/h3>\n  <p>Covers expenses related to identity theft: legal fees, loss of income, credit restoration costs. With the rise of cybercrime, this endorsement is becoming increasingly relevant.<\/p>\n\n  <h3>Home office endorsement<\/h3>\n  <p>If you work from home with expensive professional equipment or if you receive clients at your home, this endorsement extends your coverage to include your equipment and professional liability.<\/p>\n\n  <div class=\"highlight-box\">\n    <strong>Advice from the brokers of our partner firms:<\/strong> The water damage endorsement is the most important to consider. Water damage is the leading cause of claims in Quebec. If your basement is finished, this endorsement could save you tens of thousands of dollars in damages.\n  <\/div>\n<\/div>\n\n<!-- EXCLUSIONS -->\n<div class=\"section\">\n  <h2><span class=\"ez-toc-section\" id=\"What-home-insurance-does-NOT-cover\"><\/span>What home insurance does NOT cover<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p>Knowing the exclusions helps you avoid unpleasant surprises when making a claim. Here are the most common exclusions in Quebec:<\/p>\n  <ul>\n    <li><strong>Flooding from overflowing waterways<\/strong> \u2014 specific endorsement required<\/li>\n    <li><strong>Sewer backup<\/strong> \u2014 specific endorsement required<\/li>\n    <li><strong>Earthquakes<\/strong> \u2014 specific endorsement required<\/li>\n    <li><strong>Ground movements<\/strong> (landslides, subsidence)<\/li>\n    <li><strong>Normal wear and tear and neglected maintenance<\/strong> (worn roof, chronic mold)<\/li>\n    <li><strong>Environmental contamination<\/strong> (pyrite, radon, asbestos)<\/li>\n    <li><strong>Wars, terrorist acts, riots<\/strong><\/li>\n    <li><strong>Intentional damage<\/strong><\/li>\n  <\/ul>\n  <p>For some exclusions, endorsements are available. Discuss with your insurance broker to identify additional protections relevant to your situation.<\/p>\n<\/div>\n\n<!-- SINISTRE -->\n<div class=\"section\">\n  <h2><span class=\"ez-toc-section\" id=\"What-to-do-in-case-of-a-claim-at-your-home\"><\/span>What to do in case of a claim at your home<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p>A claim is stressful. Follow these steps to protect your rights and facilitate your claim.<\/p>\n  <ol>\n    <li><strong>Ensure safety:<\/strong> Evacuate if necessary. Call 911 in case of fire, collapse, or immediate danger.<\/li>\n    <li><strong>Limit damages:<\/strong> Turn off the water in case of water damage, cover a broken window with a tarp. Your policy requires you to take reasonable steps to limit damages.<\/li>\n    <li><strong>Document everything:<\/strong> Take photos and videos of the damages before touching anything. Note the date, time, and circumstances of the claim.<\/li>\n    <li><strong>Contact your insurer:<\/strong> Report the claim within <strong>24 hours<\/strong>. Your insurer will assign a claims specialist to you.<\/li>\n    <li><strong>Do not throw anything away:<\/strong> Keep all damaged property until the expert visits. They serve as evidence for your claim.<\/li>\n    <li><strong>Keep your receipts:<\/strong> If you need temporary housing or to purchase essential items, keep all receipts \u2014 these expenses are generally covered by your policy.<\/li>\n  <\/ol>\n<\/div>\n\n<!-- MID CTA -->\n<div class=\"mid-cta\">\n  <h2><span class=\"ez-toc-section\" id=\"Are-you-well-protected-Check-in-2-minutes\"><\/span>Are you well protected? Check in 2 minutes.<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p>Compare 9 certified AMF Quebec insurers. Free, no obligation.<\/p>\n  <a href=\"https:\/\/www.assur360.ca\/soumission-habitation-rapide\/\" class=\"btn-teal\" style=\"display:inline-flex\">Compare prices now \u2192<\/a>\n<\/div>\n\n<!-- FACTEURS DE PRIX -->\n<div class=\"section\">\n  <h2><span class=\"ez-toc-section\" id=\"What-influences-the-price-of-your-home-insurance\"><\/span>What influences the price of your home insurance?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n  <h3>Your property<\/h3>\n  <ul>\n    <li><strong>Type of dwelling:<\/strong> Detached house, semi-detached, condo, apartment \u2014 each type has a different risk profile.<\/li>\n    <li><strong>Age of the building:<\/strong> Older homes cost more to insure (plumbing, electrical, roofing).<\/li>\n    <li><strong>Reconstruction value:<\/strong> The higher the cost to rebuild, the higher the premium.<\/li>\n    <li><strong>Type of heating:<\/strong> Wood or oil heating costs more to insure than electricity.<\/li>\n    <li><strong>Proximity to a fire hydrant:<\/strong> The closer you are, the lower your premium.<\/li>\n  <\/ul>\n\n  <h3>Your profile<\/h3>\n  <ul>\n    <li><strong>Claims history:<\/strong> Each claim can increase your premium for 5 to 7 years.<\/li>\n    <li><strong>Credit score:<\/strong> Some insurers use it as a pricing factor.<\/li>\n    <li><strong>Place of residence:<\/strong> Urban areas, flood-prone areas, and regions with high crime rates cost more.<\/li>\n  <\/ul>\n<\/div>\n\n<!-- 7 STRAT\u00c9GIES -->\n<div class=\"section\">\n  <h2><span class=\"ez-toc-section\" id=\"7-strategies-to-reduce-your-home-insurance-premium\"><\/span>7 strategies to reduce your home insurance premium<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <ol>\n    <li><strong>Compare at least 3 insurers:<\/strong> Premiums vary from 20% to 40% from one insurer to another for the same coverage. Use our <a href=\"https:\/\/www.assur360.ca\/soumission-habitation-rapide\/\">free comparison tool<\/a>.<\/li>\n    <li><strong>Bundle your insurance:<\/strong> Combine <a href=\"https:\/\/www.assur360.ca\/assurance-auto\/\">auto and home<\/a> for a discount of 5% to 15%.<\/li>\n    <li><strong>Increase your deductible:<\/strong> Moving from $500 to $1,000 can reduce your premium significantly.<\/li>\n&#8220;&#8220;&#8220;html\nre premium of 15% to 25%.<\/li>\n    <li><strong>Install an alarm system:<\/strong> A ULC certified system with monitoring can reduce your premium by up to 15%.<\/li>\n    <li><strong>Improve your property:<\/strong> New roofing, modern plumbing, updated electrical panel \u2014 each improvement reduces risk.<\/li>\n    <li><strong>Maintain a good record:<\/strong> No claims for 5+ years qualifies you for the best rates.<\/li>\n    <li><strong>Ask for all discounts:<\/strong> Retired, non-smoker, new home, annual payment, alarm \u2014 every discount counts.<\/li>\n  <\/ol>\n<\/div>\n\n<!-- AUTORIT\u00c9S -->\n\n<!-- COMPARAISON ASSUR360 VS CONCURRENTS -->\n<div class=\"section\">\n  <h2><span class=\"ez-toc-section\" id=\"Why-choose-an-Assur360-insurance-broker-instead-of-a-direct-insurer\"><\/span>Why choose an Assur360 insurance broker instead of a direct insurer?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p>Quebec homeowners save an average of <strong>$400 per year<\/strong> by going through a broker instead of a direct insurer like Intact, Desjardins, or TD Insurance. Here\u2019s why.<\/p>\n  <div style=\"overflow-x:auto;margin:24px 0\">\n    <table style=\"width:100%;border-collapse:collapse;font-size:15px;background:#fff;border-radius:12px;overflow:hidden;box-shadow:0 2px 8px rgba(0,0,0,.05)\">\n      <thead>\n        <tr style=\"background:#0d1f2d;color:#fff\">\n          <th style=\"padding:14px 12px;text-align:left;font-weight:700\">Criteria<\/th>\n          <th style=\"padding:14px 12px;text-align:center;background:#10c4c7;color:#0d1f2d;font-weight:800\">Assur360 (broker)<\/th>\n          <th style=\"padding:14px 12px;text-align:center;font-weight:700\">Direct insurer<\/th>\n        <\/tr>\n      <\/thead>\n      <tbody>\n        <tr style=\"border-bottom:1px solid #e2e8f0\">\n          <td style=\"padding:12px;font-weight:600\">Number of insurers compared<\/td>\n          <td style=\"padding:12px;text-align:center;background:#f0fdfa;color:#0d1f2d;font-weight:700\">9 insurers<\/td>\n          <td style=\"padding:12px;text-align:center;color:#64748b\">1 only<\/td>\n        <\/tr>\n        <tr style=\"border-bottom:1px solid #e2e8f0;background:#f8fafc\">\n          <td style=\"padding:12px;font-weight:600\">Average savings \/ year<\/td>\n          <td style=\"padding:12px;text-align:center;background:#f0fdfa;color:#0d1f2d;font-weight:700\">$400+<\/td>\n          <td style=\"padding:12px;text-align:center;color:#64748b\">$0<\/td>\n        <\/tr>\n        <tr style=\"border-bottom:1px solid #e2e8f0\">\n          <td style=\"padding:12px;font-weight:600\">AMF personalized advice<\/td>\n          <td style=\"padding:12px;text-align:center;background:#f0fdfa;color:#0d1f2d;font-weight:700\">Yes, AMF certified<\/td>\n          <td style=\"padding:12px;text-align:center;color:#64748b\">Insurer&#8217;s agent<\/td>\n        <\/tr>\n        <tr style=\"border-bottom:1px solid #e2e8f0;background:#f8fafc\">\n          <td style=\"padding:12px;font-weight:600\">Loyalty to the insured<\/td>\n          <td style=\"padding:12px;text-align:center;background:#f0fdfa;color:#0d1f2d;font-weight:700\">Represents YOU<\/td>\n          <td style=\"padding:12px;text-align:center;color:#64748b\">Represents the insurer<\/td>\n        <\/tr>\n        <tr style=\"border-bottom:1px solid #e2e8f0\">\n          <td style=\"padding:12px;font-weight:600\">Claims support<\/td>\n          <td style=\"padding:12px;text-align:center;background:#f0fdfa;color:#0d1f2d;font-weight:700\">Yes, lawyer on your side<\/td>\n          <td style=\"padding:12px;text-align:center;color:#64748b\">Variable<\/td>\n        <\/tr>\n        <tr style=\"border-bottom:1px solid #e2e8f0;background:#f8fafc\">\n          <td style=\"padding:12px;font-weight:600\">Shopping at renewal<\/td>\n          <td style=\"padding:12px;text-align:center;background:#f0fdfa;color:#0d1f2d;font-weight:700\">Automatic every year<\/td>\n          <td style=\"padding:12px;text-align:center;color:#64748b\">At your expense<\/td>\n        <\/tr>\n        <tr>\n          <td style=\"padding:12px;font-weight:600\">Cost of service<\/td>\n          <td style=\"padding:12px;text-align:center;background:#f0fdfa;color:#0d1f2d;font-weight:700\">Free<\/td>\n          <td style=\"padding:12px;text-align:center;color:#64748b\">Free<\/td>\n        <\/tr>\n      <\/tbody>\n    <\/table>\n  <\/div>\n  <p style=\"font-size:14px;color:#64748b;font-style:italic\">The brokers from our partner firms compare offers from Intact, Desjardins, TD, La Capitale, Belair, Promutuel, L&#8217;Unique, and other Quebec insurers for your home insurance.<\/p>\n<\/div>\n\n<div class=\"section\">\n  <h2><span class=\"ez-toc-section\" id=\"Your-protection-governed-by-Quebec-authorities\"><\/span>Your protection governed by Quebec authorities<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p>In Quebec, home insurance is a strictly regulated sector to protect consumers:<\/p>\n  <ul>\n    <li><strong><a href=\"https:\/\/lautorite.qc.ca\" target=\"_blank\" rel=\"noopener\">Autorit\u00e9 des march\u00e9s financiers (AMF)<\/a><\/strong> \u2014 Oversees the entire insurance sector in Quebec. All insurers and brokers must hold a valid license.<\/li>\n    <li><strong><a href=\"https:\/\/www.chad.ca\/fr\/consommateurs\" target=\"_blank\" rel=\"noopener\">Chamber of Insurance<\/a><\/strong> \u2014 Regulates property and casualty insurance brokers and agents. Check your broker&#8217;s certifications on their public registry.<\/li>\n    <li><strong><a href=\"https:\/\/educaloi.qc.ca\/capsules\/votre-assurance-habitation\/\" target=\"_blank\" rel=\"noopener\">\u00c9ducaloi<\/a><\/strong> \u2014 Free legal resource to understand your rights in home insurance in Quebec.<\/li>\n    <li><strong><a href=\"https:\/\/www.ibc.ca\/\" target=\"_blank\" rel=\"noopener\">Insurance Bureau of Canada (IBC)<\/a><\/strong> \u2014 Statistics and resources on residential claims in Canada.<\/li>\n  <\/ul>\n  <p>Assur360&#8217;s partner brokers are all certified by the AMF and members of the Chamber of Insurance.<\/p>\n<\/div>\n\n<!-- EEAT SECTION -->\n<div class=\"eeat\">\n  <h2><span class=\"ez-toc-section\" id=\"Why-choose-Assur360-for-your-home-insurance\"><\/span>Why choose Assur360 for your home insurance?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <div class=\"eeat-grid\">\n    <div class=\"eeat-item\">\n      <div class=\"eeat-check\">AMF<\/div>\n      <h4>Certified brokers<\/h4>\n      <p>License from the Autorit\u00e9 des march\u00e9s financiers<\/p>\n    <\/div>\n    <div class=\"eeat-item\">\n      <div class=\"eeat-check\">Chamber of Insurance<\/div>\n      <h4>Members of the Chamber of Insurance<\/h4>\n      <p>Chamber of Insurance<\/p>\n    <\/div>\n    <div class=\"eeat-item\">\n      <div class=\"eeat-check\">100K+<\/div>\n      <h4>Quotes<\/h4>\n      <p>Over 100,000 quotes compared<\/p>\n    <\/div>\n    <div class=\"eeat-item\">\n      <div class=\"eeat-check\">9<\/div>\n      <h4>Insurers<\/h4>\n      <p>Compared for the best price<\/p>\n    <\/div>\n  <\/div>\n  <div class=\"stats-grid\">\n    <div class=\"stat-card\">\n      <div class=\"stat-num\">9<\/div>\n      <div class=\"stat-label\">Insurers compared<\/div>\n      <div class=\"stat-desc\">All certified by the AMF<\/div>\n    <\/div>\n    <div class=\"stat-card\">\n      <div class=\"stat-num\">2 min<\/div>\n      <div class=\"stat-label\">To compare<\/div>\n      <div class=\"stat-desc\">Instant and free quote<\/div>\n    <\/div>\n    <div class=\"stat-card\">\n      <div class=\"stat-num\">$400<\/div>\n      <div class=\"stat-label\">Average savings<\/div>\n      <div class=\"stat-desc\">Per year on your premium<\/div>\n    <\/div>\n    <div class=\"stat-card\">\n      <div class=\"stat-num\">100%<\/div>\n      <div class=\"stat-label\">Independent<\/div>\n      <div class=\"stat-desc\">No affiliation with an insurer<\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n<!-- FAQ -->\n<div class=\"faq\">\n  <h2><span class=\"ez-toc-section\" id=\"Frequently-Asked-Questions-%E2%80%94-Home-Insurance-in-Quebec\"><\/span>Frequently Asked Questions \u2014 Home Insurance in Quebec<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n  <details>\n    <summary>Is home insurance mandatory in Quebec?<\/summary>\n    <p>No, home insurance is not legally mandatory in Quebec for homeowners. However, your mortgage lender requires it in the vast majority of cases. For tenants, the landlord may require it in the lease. In practice, being uninsured exposes you to significant financial losses in the event of a claim.<\/p>\n  <\/details>\n\n  <details>\n    <summary>How much does home insurance cost in Quebec in 2026?<\/summary>\n    <p>L\n&#8220;&#8220;&#8220;html\ne average cost varies by type: single-family home between $1,200 and $2,500 per year, condo between $400 and $900, tenant housing between $300 and $700. The price depends on your place of residence, the value of the building, your claims history, and the chosen coverages.<\/p>\n  <\/details>\n\n  <details>\n    <summary>What does home insurance cover?<\/summary>\n    <p>Three components: the building (structure, roof, foundations), the contents (furniture, appliances, personal belongings), and liability (damages caused to others). Depending on the chosen plan (basic, extended, or all risks), coverage varies. Endorsements allow for the addition of specific protections.<\/p>\n  <\/details>\n\n  <details>\n    <summary>What is the difference between basic, extended, and all risks plans?<\/summary>\n    <p>Basic = only listed perils are covered. Extended = building all risks, contents named perils. All risks = building AND contents all risks, except for explicit exclusions. The extended plan is the most popular in Quebec.<\/p>\n  <\/details>\n\n  <details>\n    <summary>What to do in case of a claim?<\/summary>\n    <p>1) Ensure safety and call 911 if necessary; 2) Limit damages; 3) Document with photos and videos; 4) Contact your insurer within 24 hours; 5) Do not throw anything away before the adjuster&#8217;s visit; 6) Keep all your receipts for temporary expenses.<\/p>\n  <\/details>\n\n  <details>\n    <summary>How can I reduce the cost of my home insurance?<\/summary>\n    <p>Compare 3+ insurers, bundle auto and home (discount 5-15%), increase the deductible, install a certified ULC alarm system, improve the roof and plumbing, maintain a good claims-free record, ask for all discounts (retired, non-smoker, annual payment).<\/p>\n  <\/details>\n\n  <details>\n    <summary>Does insurance cover water damage?<\/summary>\n    <p>It depends. Sewer backup and underground seepage are NOT covered by the basic policy \u2014 an endorsement is required. Internal pipe breaks are generally covered. Flooding from overflowing rivers also requires a separate endorsement.<\/p>\n  <\/details>\n\n  <details>\n    <summary>What is the difference between a broker and an agent?<\/summary>\n    <p>An insurance broker is independent and compares multiple insurers. An agent represents a single company. Both are regulated by the AMF and the Chamber of Insurance. The broker is free \u2014 their commission is paid by the insurer.<\/p>\n  <\/details>\n\n  <details>\n    <summary>What is replacement cost?<\/summary>\n    <p>Replacement cost reimburses the cost of an equivalent new replacement, without deduction for depreciation. Without this option, you receive the used value of your belongings. The difference can be thousands of dollars. Strongly recommended.<\/p>\n  <\/details>\n\n  <details>\n    <summary>Does insurance cover earthquakes?<\/summary>\n    <p>No, not by default. A specific endorsement is required. Quebec is in an active seismic zone (St. Lawrence Valley, Charlevoix, Outaouais). This endorsement is recommended in these areas.<\/p>\n  <\/details>\n\n  <details>\n    <summary>Does my insurance cover telecommuting?<\/summary>\n    <p>A basic home office is generally covered. If you receive clients or have expensive professional equipment, a home office endorsement is necessary. Always inform your insurer of your telecommuting situation.<\/p>\n  <\/details>\n\n  <details>\n    <summary>How to assess the value of my belongings?<\/summary>\n    <p>Make an inventory room by room: furniture, electronics, clothing, jewelry, appliances. Photograph each item and keep the receipts. Most people underestimate by 30% to 50%. Update your inventory annually.<\/p>\n  <\/details>\n\n  <details>\n    <summary>What factors influence the price?<\/summary>\n    <p>Type of dwelling, age of the building, reconstruction value, place of residence, proximity to a fire station, claims history, chosen deductible, security system, and type of heating.<\/p>\n  <\/details>\n\n  <details>\n    <summary>Can I change insurers mid-contract?<\/summary>\n    <p>Yes, you can cancel at any time with written notice. Short-term cancellation fees may apply. The ideal time to change is at the renewal date to avoid these fees.<\/p>\n  <\/details>\n\n  <details>\n    <summary>How long does an online quote take?<\/summary>\n    <p>With Assur360, 2 minutes is enough to compare 9 insurers. You will need your address, year of construction, type of heating, and approximate value of your belongings. Free and without obligation.<\/p>\n  <\/details>\n\n  <details>\n    <summary>What liability coverage should I choose?<\/summary>\n    <p>Recommended minimum: $1,000,000. If you have a pool, trampoline, or dog, consider $2,000,000. The additional cost is minimal compared to the protection offered.<\/p>\n  <\/details>\n<\/div>\n\n<!-- FINAL CTA -->\n<div class=\"final-cta\">\n  <div class=\"final-mascot\">\n    <img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2026\/03\/assur360-courtier-enso.png\" alt=\"Assur360 Broker\"\/>\n  <\/div>\n  <div class=\"final-text\">\n    <h2><span class=\"ez-toc-section\" id=\"Protect-your-home-at-the-best-price\"><\/span>Protect your home at the best price<span class=\"ez-toc-section-end\"><\/span><\/h2>\n    <p>The brokers from our certified AMF partner firms compare 9 insurers to find you the best home coverage. Free, no obligation. Average savings: $400 per year.<\/p>\n    <div class=\"hero-btns\">\n      <a href=\"https:\/\/www.assur360.ca\/soumission-habitation-rapide\/\" class=\"btn-teal\">Get my free quote \u2192<\/a>\n      <a href=\"tel:18663574451\" class=\"btn-outline\">1-866-357-4451<\/a>\n    <\/div>\n  <\/div>\n<\/div>\n\n<\/div><!-- end .a360-hab -->\n\n&#8220;`\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"BreadcrumbList\",\n  \"itemListElement\": [\n    {\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.assur360.ca\/\"},\n    {\"@type\":\"ListItem\",\"position\":2,\"name\":\"Home insurance\",\"item\":\"https:\/\/www.assur360.ca\/assurance-habitation\/\"}\n  ]\n}\n<\/script>\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"InsuranceAgency\",\n  \"name\": \"Assur360\",\n  \"url\": \"https:\/\/www.assur360.ca\/\",\n  \"logo\": \"https:\/\/assur360.ca\/wp-content\/uploads\/2024\/01\/assur360-logo.png\",\n  \"telephone\": \"+1-866-357-4451\",\n  \"email\": \"info@assur360.ca\",\n  \"areaServed\": {\"@type\":\"Province\",\"name\":\"Quebec, Canada\"},\n  \"description\": \"Home insurance comparison platform in Quebec. Compare prices from 9 AMF-certified insurers in 2 minutes.\",\n  \"priceRange\": \"$$\",\n  \"address\": {\"@type\":\"PostalAddress\",\"addressLocality\":\"Montreal\",\"addressRegion\":\"QC\",\"addressCountry\":\"CA\"},\n  \"hasCredential\": {\"@type\":\"EducationalOccupationalCredential\",\"credentialCategory\":\"Property and casualty insurance brokerage license\",\"recognizedBy\":{\"@type\":\"Organization\",\"name\":\"Autorit\u00e9 des march\u00e9s financiers\",\"url\":\"https:\/\/lautorite.qc.ca\"}},\n  \"serviceType\": [\"Home insurance\",\"Condo insurance\",\"Tenant insurance\"]\n}\n<\/script>\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [\n    {\"@type\":\"Question\",\"name\":\"Is home insurance mandatory in Quebec?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No, home insurance is not legally mandatory in Quebec for homeowners. However, your mortgage lender requires it in the vast majority of cases. For tenants, the landlord may require it in the lease. In practice, not being insured exposes you to significant financial losses in the event of a claim.\"}},\n    {\"@type\":\"Question\",\"name\":\"How much does home insurance cost in Quebec in 2026?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The average cost of home insurance in Quebec in 2026 varies by property type: single-family home between $1,200 and $2,500 per year, condo between $400 and $900, and tenant housing between $300 and $700. The price depends on your place of residence, the value of the building, your claims history, and the protections chosen.\"}},\n    {\"@type\":\"Question\",\"name\":\"What does home insurance cover in Quebec?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Home insurance generally covers three areas: the building (structure, roof, foundations), the contents (furniture, appliances, personal belongings), and liability (damages caused to others). Depending on the chosen plan (basic, extended, or all risks), coverage varies. Endorsements allow for the addition of specific protections such as water damage or identity theft.\"}},\n    {\"@type\":\"Question\",\"name\":\"What is the difference between basic, extended, and all risks plans?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The basic plan (named perils) only covers the listed perils in the policy: fire, theft, vandalism, storm. The extended plan covers the building against all risks and the contents against named perils. The all risks plan covers both the building AND the contents against all risks, except for explicit exclusions. It is the most comprehensive protection.\"}},\n    {\"@type\":\"Question\",\"name\":\"What to do in case of a claim at my home?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"In case of a claim: 1) Ensure the safety of the occupants and call 911 if necessary; 2) Take measures to limit damages (turn off the water, cover a broken window); 3) Document the damages with photos and videos; 4) Contact your insurer within 24 hours to report the claim; 5) Do not throw anything away before the claims specialist visits; 6) Keep all your receipts for temporary expenses.\"}},\n    {\"@type\":\"Question\",\"name\":\"How to reduce the cost of my home insurance?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Seven effective strategies: 1) Compare at least 3 different insurers; 2) Bundle auto and home insurance with the same insurer (discount 5-15%); 3) Increase your deductible ($500 to $1,000); 4) Install a ULC-certified alarm system; 5) Improve plumbing and roofing; 6) Maintain a good claims-free record; 7) Ask for all available discounts (retired, non-smoker, new home).\"}},\n    {\"@type\":\"Question\",\"name\":\"Does home insurance cover water damage?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"It depends on the type of water damage. Sewer backup and groundwater infiltration are NOT covered by the basic policy \u2014 a specific endorsement is required. Damage caused by a broken internal pipe is generally covered. Flooding caused by overflowing waterways also requires a separate endorsement. Check your policy and add the necessary endorsements.\"}},\n    {\"@type\":\"Question\",\"name\":\"What is the difference between a broker and an insurance agent?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"A broker is independent and compares offers from several insurers to find the best value for you. An agent represents a single insurance company. In Quebec, both are regulated by the AMF and the Chamber of Insurance. The broker is free for the consumer \u2014 their commission is paid by the insurer.\"}},\n    {\"@type\":\"Question\",\"name\":\"What is replacement cost in home insurance?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Replacement cost means that your insurer replaces your damaged property with equivalent new items, without deduction for depreciation. For example, if your 5-year-old television is destroyed, you receive the amount to buy a new one. Without this option, you would receive the depreciated value (much less). Replacement cost is highly recommended.\"}},\n    {\"@type\":\"Question\",\"name\":\"Does my home insurance cover telecommuting?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Most home insurance policies cover a basic home office (computer, furniture). However, if you receive clients at your home, if you have expensive professional equipment, or if you store inventories, you may need a home office endorsement or a separate home business insurance. Inform your insurer of your situation.\"}},\n    {\"@type\":\"Question\",\"name\":\"How to assess the value of my belongings for insurance?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Make an inventory room by room: furniture, electronics, clothing, jewelry, appliances, tools, sports equipment. Photograph each item and keep the receipts. Most people underestimate the value of their belongings by 30% to 50%. Use an online inventory tool or your insurer's app. Update your inventory annually.\"}},\n    {\"@type\":\"Question\",\"name\":\"What factors influence the price of my home insurance?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The main factors are: the type of dwelling (house, condo, apartment), the age and condition of the building, the reconstruction value, the place of residence (flood zone, crime rate), the proximity of a fire station, your claims history, the chosen deductible, the installed security system, and the type of heating.\"}},\n    {\"@type\":\"Question\",\"name\":\"Does home insurance cover earthquakes?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No, earthquakes are NOT covered by standard home insurance policies in Quebec. A specific endorsement must be purchased. Considering that Quebec is located in an active seismic zone (St. Lawrence Valley), this endorsement is recommended, especially in the regions of Charlevoix, Quebec City, and Outaouais.\"}},\n    {\"@type\":\"Question\",\"name\":\"Can I change my home insurer mid-contract?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes, you can cancel your home insurance policy at any time in Quebec. You must send a written notice to your current insurer. If you cancel before the end of the term, short-term cancellation fees may apply. The ideal time to change is at the renewal date to avoid these fees.\"}},\n    {\"@type\":\"Question\",\"name\":\"How long does it take to get an online home insurance quote?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"With the Assur360 comparison platform, you can obtain and compare prices from 9 Quebec insurers in 2 minutes. You will need your address, the year your property was built, the type of heating, and the approximate value of your belongings. The quote is free and without obligation.\"}},\n    {\"@type\":\"Question\",\"name\":\"What liability coverage should I choose?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Liability coverage protects against damages you accidentally cause to others (a guest gets injured at your home, water damage affects your neighbor). The recommended minimum is $1,000,000. If you have a pool, trampoline, or dog, consider $2,000,000. The additional cost is minimal compared to the protection offered.\"}}\n  ]\n}\n<\/script>\n<p><!-- MAILLAGE-HUB-START --><\/p>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Home-insurance-by-city-and-neighbourhood-in-Quebec\"><\/span>Home insurance by city and neighbourhood in Quebec<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">We serve more than 90 cities and neighbourhoods across Quebec \u2014 from Greater Montreal to the Gasp\u00e9 Peninsula, Saguenay, Quebec City and Abitibi. Select your location for a guide and a personalized quote. <\/p>\n\n<div class=\"a360-sim-link\" style=\"background:linear-gradient(135deg,#0d2d2d,#0a2a2a);border:2px solid #10c4c7;border-radius:14px;padding:28px;margin:32px 0;display:flex;gap:20px;align-items:center;flex-wrap:wrap;\">\n  <div style=\"font-size:48px;line-height:1;flex-shrink:0;\">\ud83d\udcb0<\/div>\n  <div style=\"flex:1;min-width:240px;\">\n    <div style=\"color:#10c4c7;font-size:12px;text-transform:uppercase;letter-spacing:2px;font-weight:700;margin-bottom:6px;\">FREE TOOL \u00b7 SIMULATOR<\/div>\n    <h3 style=\"color:#ffffff;font-size:20px;margin:0 0 6px;font-weight:800;\">How much will I receive after a home claim?<\/h3>\n    <p style=\"color:#94a3b8;font-size:14px;line-height:1.6;margin:0;\">Simulator that calculates your actual compensation based on your coverage (A\/B\/C\/D) and the cause of the claim.<\/p>\n  <\/div>\n  <a href=\"https:\/\/www.assur360.ca\/simulation\/combien-je-recois-apres-sinistre-habitation\/\" style=\"background:#10c4c7;color:#0d1f2d;padding:14px 26px;border-radius:8px;font-weight:700;text-decoration:none;font-size:14px;white-space:nowrap;\">Simulate my claim \u2192<\/a>\n<\/div>\n\n<div class=\"a360-sim-link\" style=\"background:linear-gradient(135deg,#0d2d2d,#0a2a2a);border:2px solid #10c4c7;border-radius:14px;padding:28px;margin:32px 0;display:flex;gap:20px;align-items:center;flex-wrap:wrap;\">\n  <div style=\"font-size:48px;line-height:1;flex-shrink:0;\">\ud83c\udfe0<\/div>\n  <div style=\"flex:1;min-width:240px;\">\n    <div style=\"color:#10c4c7;font-size:12px;text-transform:uppercase;letter-spacing:2px;font-weight:700;margin-bottom:6px;\">FREE TOOL \u00b7 SIMULATOR<\/div>\n    <h3 style=\"color:#ffffff;font-size:20px;margin:0 0 6px;font-weight:800;\">Should I buy or rent my home?<\/h3>\n    <p style=\"color:#94a3b8;font-size:14px;line-height:1.6;margin:0;\">Calculator that compares the actual cost of buying vs renting over 1 to 30 years, including investments and selling fees.<\/p>\n  <\/div>\n  <a href=\"https:\/\/www.assur360.ca\/simulation\/calculateur-proprietaire-ou-locataire\/\" style=\"background:#10c4c7;color:#0d1f2d;padding:14px 26px;border-radius:8px;font-weight:700;text-decoration:none;font-size:14px;white-space:nowrap;\">Compare my scenarios \u2192<\/a>\n<\/div>\n&#8220;`html\n\n<section style=\"margin:24px 0 40px;\">\n  <div style=\"display:grid;grid-template-columns:repeat(auto-fill,minmax(200px,1fr));gap:10px;\"><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/pierrefonds-roxboro\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance in Pierrefonds-Roxboro<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/ahuntsic-cartierville\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance Ahuntsic-Cartierville<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/alma\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance Alma<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/angus-technopole-angus\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance Angus \/ Technop\u00f4le Angus<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/anjou-comparez\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance Anjou<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/baie-comeau-comparez-les-meilleures-offres\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance Baie-Comeau<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/beaconsfield\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance Beaconsfield<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/bois-franc-saint-laurent\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance Bois-Franc (Saint-Laurent)<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/boisbriand\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance Boisbriand<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/boucherville\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance Boucherville<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/brossard\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance Brossard<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/chambly\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance Chambly<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/cite-du-multimedia\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance Cit\u00e9 du Multim\u00e9dia<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/cote-saint-luc\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance C\u00f4te-Saint-Luc<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/cote-des-neigesnotre-dame-de-grace\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance C\u00f4te-des-Neiges\u2013Notre-Dame-de-Gr\u00e2ce<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/dorval\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance Dorval<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/drummondville\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance Drummondville<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/griffintown\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance Griffintown<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/hampstead\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance Hampstead<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/lasalle\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance LaSalle<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/lac-megantic\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance Lac-M\u00e9gantic<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/lachine\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance Lachine<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/plateau-mont-royal\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance Le Plateau-Mont-Royal<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/sud-ouest\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance Le Sud-Ouest<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/longueuil\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance Longueuil<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/ile-bizard-sainte-genevieve\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance L\u2019\u00cele-Bizard\u2013Sainte-Genevi\u00e8ve<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/mascouche\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance Mascouche<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/mercier-hochelaga-maisonneuve\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance Mercier\u2013Hochelaga-Maisonneuve<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/mile-end\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance Mile-End<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/mirabel\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance Mirabel<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/mont-royal\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance Mont-Royal<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/mont-saint-hilaire\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance Mont-Saint-Hilaire<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/mont-tremblant\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance Mont-Tremblant<\/a><a href=\"\n``````html\n<a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/montmagny\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance Montmagny<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/montreal\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance Montreal<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/montreal-est\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance Montreal-East<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/montreal-nord\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance Montreal-North<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/montreal-ouest\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance Montreal-West<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/outremont\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance Outremont<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/petite-italie\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance Little Italy<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/pointe-saint-charles\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance Pointe-Saint-Charles<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/quartier-latin\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance Latin Quarter<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/repentigny\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance Repentigny<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/rimouski\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance Rimouski<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/saguenay\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance Saguenay<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/saint-augustin-de-desmaures\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance Saint-Augustin-de-Desmaures<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/saint-basile-le-grand\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance Saint-Basile-le-Grand<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/saint-sauveur\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance Saint-Sauveur<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/sainte-therese\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance Sainte-Th\u00e9r\u00e8se<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/salaberry-de-valleyfield\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance Salaberry-de-Valleyfield<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/sherbrooke\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance Sherbrooke<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/sorel-tracy\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance Sorel-Tracy<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/terrebonne\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance Terrebonne<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/trois-rivieres\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance Trois-Rivi\u00e8res<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/tetreaultville\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance T\u00e9treaultville<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/vaudreuil-dorion\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance Vaudreuil-Dorion<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/victoriaville\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance Victoriaville<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/village-gai\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance Village Gai<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/ville-marie\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance Ville-Marie<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/villeraysaint-michelparc-extension\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance Villeray\u2013Saint-Michel\u2013Parc-Extension<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/ville\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance by city in Quebec<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/blainville\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance in Blainville<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/becancour\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance in B\u00e9cancour<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/candiac\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance in Candiac<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/chateauguay\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance in Ch\u00e2teauguay<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/dolbeau-mistassini\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance in Dolbeau-Mistassini<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/gatineau\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">\n&#8220;&#8220;&#8220;html\nl .2s;&#8221;>Home insurance in Gatineau<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/granby\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance in Granby<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/joliette\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance in Joliette<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/laval\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance in Laval<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/levis\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance in L\u00e9vis<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/nouveau-rosemont\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance in Nouveau-Rosemont 2026<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/nuns-island-ile-des-soeurs\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance in Nuns&#8217; Island (\u00cele-des-S\u0153urs)<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/parc-extension\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance in Parc-Extension<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/riviere-des-prairies-pointe-aux-trembles\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance in Rivi\u00e8re-des-Prairies\u2013Pointe-aux-Trembles<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/rosemontla-petite-patrie\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance in Rosemont\u2013La Petite-Patrie<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/saint-bruno-de-montarville\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance in Saint-Bruno-de-Montarville<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/saint-constant\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance in Saint-Constant<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/saint-eustache\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance in Saint-Eustache<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/saint-georges\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance in Saint-Georges<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/saint-hyacinthes\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance in Saint-Hyacinthe<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/saint-jean-sur-richelieu\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance in Saint-Jean-sur-Richelieu<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/saint-jerome\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance in Saint-J\u00e9r\u00f4me<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/saint-lambert\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance in Saint-Lambert<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/saint-laurent\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance in Saint-Laurent<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/saint-linlaurentides\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance in Saint-Lin\u2013Laurentides<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/saint-leonard\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance in Saint-L\u00e9onard<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/sainte-julie\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance in Sainte-Julie<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/shawinigan\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance in Shawinigan<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/verdun\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance in Verdun<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/westmount\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Home insurance in Westmount<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/inondation\/\" style=\"display:block;padding:10px 14px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:6px;color:#0d1f2d;text-decoration:none;font-size:14px;transition:all .2s;\">Flood insurance Quebec 2026<\/a><\/div>\n<\/section>\n<p><!-- MAILLAGE-HUB-END --><\/p>\n&#8220;`","protected":false},"excerpt":{"rendered":"<p>Compare up to 9 home insurers in Quebec in 2 min. AMF certified brokers, free online quote. Save on your premium today.  <\/p>\n","protected":false},"author":1,"featured_media":20843,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_titles_title":"Home insurance in Quebec 2026: save $400 | Assur360","_seopress_titles_desc":"Compare 9 insurers in 2 min. AMF certified brokers. Save up to $400\/year on your home insurance in Quebec. Free quote.","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"Home insurance in Quebec: compare 9 insurers and...","_seopress_social_fb_desc":"Compare the best home insurance offers in Quebec. AMF certified broker.  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