{"id":15600,"date":"2014-09-04T01:08:45","date_gmt":"2014-09-04T05:08:45","guid":{"rendered":"https:\/\/www.assur360.ca\/boat-insurance-6\/"},"modified":"2026-06-26T01:04:09","modified_gmt":"2026-06-26T05:04:09","slug":"boat-insurance-6","status":"publish","type":"page","link":"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/","title":{"rendered":"Quebec Boat Insurance 2026 | Comparative Submission | Assur360"},"content":{"rendered":"\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border-radius:16px;padding:40px 36px;margin:32px auto;box-shadow:0 10px 30px rgba(13,31,45,0.18);max-width:100%;\">\n  <div style=\"display:flex;gap:32px;align-items:center;justify-content:center;flex-wrap:wrap;\">\n    <div style=\"flex:1 1 380px;min-width:280px;text-align:left;\">\n      <p style=\"color:#10c4c7;font-size:13px;font-weight:700;text-transform:uppercase;letter-spacing:3px;margin:0 0 10px;\">BATEAU<\/p>\n      <p style=\"color:#ffffff;font-size:28px;font-weight:800;margin:0 0 12px;line-height:1.25;font-family:inherit;\">Assurance bateau au Qu\u00e9bec<\/p>\n      <p style=\"color:#94a3b8;font-size:16px;line-height:1.6;margin:0 0 22px;\">Pontons, bateaux moteur, motomarines, voiliers : couverture adapt\u00e9e.<\/p>\n      <div style=\"display:flex;gap:10px;flex-wrap:wrap;\">\n        <a href=\"\/?page_id=17233\" style=\"background:#10c4c7;color:#0d1f2d;padding:14px 26px;border-radius:8px;font-weight:700;text-decoration:none;font-size:15px;display:inline-block;\">Soumission bateau<\/a>\n        <a href=\"tel:+18663574451\" style=\"background:transparent;color:#ffffff;padding:14px 26px;border-radius:8px;font-weight:700;text-decoration:none;font-size:15px;display:inline-block;border:2px solid #ffffff;\">\ud83d\udcde 1-866-357-4451<\/a>\n      <\/div>\n    <\/div>\n    <div style=\"flex:0 0 240px;text-align:center;\"><img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2026\/03\/orso-le-courtier-assurance-bateau.png\" alt=\"Orso, courtier d'assurance bateau Assur360\" style=\"max-width:240px;width:100%;height:auto;display:block;margin:0 auto;filter:drop-shadow(0 6px 16px rgba(16,196,199,0.3));\" loading=\"lazy\" \/><\/div>\n  <\/div>\n<\/div>\n\n<p class=\"wp-block-paragraph\">Boat insurance protects your investment against the unexpected on the water and at the dock. In Quebec, with more than 500,000 licensed pleasure craft, the risks are real: collision, theft, storm, vandalism, damage to third parties. Whether you own a motorboat, a pontoon, a personal watercraft or a yacht, Assur360 allows you to <strong>compare 3 quotes from AMF-certified brokers in less than 120 seconds<\/strong>. Same amounts, same deductible \u2014 you only pay the right price.   <\/p>\n\n<p class=\"wp-block-paragraph\">Do you own a sailboat? Check out our <a href=\"https:\/\/www.assur360.ca\/assurance-voilier\/\" title=\"Sailboat Insurance Quebec\">specialized sailboat insurance guide<\/a> for coverage on rigging, regattas, and winter storage.<\/p>\n\n<div style=\"display:flex;align-items:center;gap:40px;margin:40px 0 56px;background:linear-gradient(145deg,#f8fafc,#f0f9ff);border-radius:20px;padding:40px;border:1px solid #e2e8f0;flex-wrap:wrap;\">\n  <img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2026\/04\/assurance-bateau.jpg\" alt=\"Sailboat seen from the sky on blue water \u2014 Assur360 boat insurance\" style=\"width:45%;max-width:420px;border-radius:16px;flex-shrink:0;height:auto;\" loading=\"lazy\"\/>\n  <div style=\"flex:1;min-width:280px;\">\n    <p style=\"color:#10c4c7;font-size:13px;font-weight:700;letter-spacing:2px;text-transform:uppercase;margin:0 0 12px;\">IN BRIEF<\/p>\n    <div id=\"ez-toc-container\" class=\"ez-toc-v2_0_85 ez-toc-wrap-center counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">sommaire interactif<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #5b5b5b;color:#5b5b5b\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #5b5b5b;color:#5b5b5b\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><ul class='ez-toc-list-level-2' ><li class='ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/#Boat-insurance-in-Quebec-what-you-need-to-know\" >Boat insurance in Quebec: what you need to know<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/#How-much-does-boat-insurance-cost-in-Quebec-in-2026\" >How much does boat insurance cost in Quebec in 2026?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/#Quebec-Boat-Insurance-2026-Comparative-Submission-Assur360\" >Quebec Boat Insurance 2026 | Comparative Submission | Assur360<\/a><ul class='ez-toc-list-level-2' ><li class='ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/#Is-boat-insurance-mandatory-in-Quebec\" >Is boat insurance mandatory in Quebec?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/#Essential-boat-insurance-coverage\" >Essential boat insurance coverage<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/#Comparison-of-boat-insurers-in-Quebec-2026\" >Comparison of boat insurers in Quebec (2026)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/#Our-specialist-insurance-partners\" >Our specialist insurance partners<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/#What-boat-insurance-does-NOT-cover-common-exclusions\" >What boat insurance does NOT cover (common exclusions)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/#Sailing-in-the-South-Florida-Bahamas-and-the-Caribbean\" >Sailing in the South: Florida, Bahamas and the Caribbean<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/#How-to-reduce-the-cost-of-your-boat-insurance\" >How to reduce the cost of your boat insurance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/#What-to-do-in-the-event-of-a-claim-with-your-boat\" >What to do in the event of a claim with your boat?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/#Related-articles\" >Related articles<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/#Sources-and-references\" >Sources and references<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/#Frequently-asked-questions-about-boat-insurance\" >Frequently asked questions about boat insurance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/#Explore-our-boat-insurance-guides\" >Explore our boat insurance guides<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\" style=\"color:#0d1f2d;font-size:26px;font-weight:800;margin:0 0 16px;line-height:1.3;\"><span class=\"ez-toc-section\" id=\"Boat-insurance-in-Quebec-what-you-need-to-know\"><\/span>Boat insurance in Quebec: what you need to know<span class=\"ez-toc-section-end\"><\/span><\/h2>\n    <p style=\"color:#475569;font-size:16px;line-height:1.7;margin:0 0 12px;\">In Quebec, there is no law requiring you to insure your boat, but <strong>civil liability ($1 to $2 million)<\/strong> is essential: a single accident on the water can cost hundreds of thousands of dollars in bodily injury and property damage to third parties.<\/p>\n    <p style=\"color:#475569;font-size:15px;line-height:1.7;margin:0;\"><strong>Important:<\/strong> <em>the all-risk<\/em> coverage (collision, theft, storm, vandalism) is rarely included by default. Check the <strong>submerged engine, trailer and accessories<\/strong> cover with your broker. <\/p>\n  <\/div>\n<\/div>\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How-much-does-boat-insurance-cost-in-Quebec-in-2026\"><\/span>How much does boat insurance cost in Quebec in 2026?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">The average cost of boat insurance in Quebec is between <strong>$150 and $1,500 per year<\/strong> for most recreational boats. Here are the typical price ranges observed in 2026: <\/p>\n\n<style>.prix-bateau-table { width:100%; border-collapse:separate; border-spacing:0; font-size:15px; border-radius:16px; overflow:hidden; box-shadow: 0 1px 3px rgba(0,0,0,0.08); }\n.prix-bateau-table thead { background: linear-gradient(135deg, #0d1f2d 0%, #1a3a4a 100%); }\n.prix-bateau-table thead th { color:#fff; padding:16px 20px; text-align:left; font-weight:600; font-size:14px; letter-spacing:0.5px; }\n.prix-bateau-table tbody tr { border-bottom:1px solid #e2e8f0; transition: background 0.15s; }\n.prix-bateau-table tbody tr:hover { background:#f0fdfa; }\n.prix-bateau-table tbody tr:last-child { border-bottom:none; }\n.prix-bateau-table tbody td { padding:14px 20px; color:#1e293b; }\n.prix-bateau-table tbody td:first-child { font-weight:600; }\n.prix-bateau-table tbody td:last-child { color:#0d9488; font-weight:700; }\n@media (max-width:768px) {\n  .prix-bateau-table { font-size:13px; display:block; overflow-x:auto; }\n  .prix-bateau-table thead th, .prix-bateau-table tbody td { padding:10px 12px; white-space:nowrap; }\n}\n<\/style><table class=\"prix-bateau-table\"><thead><tr><th>Type of vessel<\/th><th>Typical value<\/th><th>Estimated annual premium<\/th><\/tr><\/thead><tbody><tr><td>\ud83d\udea4 Small boat (< 20 ft)<\/td><td>$5,000 \u2013 $20,000<\/td><td>$150 \u2013 $400<\/td><\/tr><tr><td>\ud83c\udfce\ufe0f Motorboat (20-30 ft)<\/td><td>$20,000 \u2013 $80,000<\/td><td>$400 \u2013 $1,200<\/td><\/tr><tr><td>\u26f5 Pontoon (20-28 ft)<\/td><td>$30,000 \u2013 $80,000<\/td><td>$350 \u2013 $900<\/td><\/tr><tr><td>\ud83c\udfa3 Sport fishing boat<\/td><td>$25,000 \u2013 $100,000<\/td><td>$500 \u2013 $1,500<\/td><\/tr><tr><td>\ud83d\udca8 Personal watercraft \/ jet ski<\/td><td>$5,000 \u2013 $25,000<\/td><td>$200 \u2013 $500<\/td><\/tr><tr><td>\ud83d\udee5\ufe0f Yacht (40+ ft)<\/td><td>$150,000 \u2013 $500,000+<\/td><td>$2,500 \u2013 $8,000+<\/td><\/tr><\/tbody><\/table>\n\n<h1 style=\"font-family:'Sora',sans-serif;font-size:clamp(28px,4vw,38px);font-weight:800;line-height:1.2;color:#0d1f2d;margin:32px 0 24px;\"><span class=\"ez-toc-section\" id=\"Quebec-Boat-Insurance-2026-Comparative-Submission-Assur360\"><\/span>Quebec Boat Insurance 2026 | Comparative Submission | Assur360<span class=\"ez-toc-section-end\"><\/span><\/h1>\n\n<p class=\"wp-block-paragraph\">These prices generally include $2 million in civil liability, hull coverage and assistance at sea. Factors that influence your premium: <\/p>\n\n<ul class=\"wp-block-list\">\n<li><strong>Value of the boat<\/strong> \u2014 the higher the value, the higher the premium<\/li>\n\n\n\n<li><strong>Type of boat<\/strong> \u2014 a pontoon costs less to insure than a performance boat<\/li>\n\n\n\n<li><strong>Operator experience<\/strong> \u2014 pleasure craft operator card and years of experience reduce premium<\/li>\n\n\n\n<li><strong>Navigation area<\/strong> \u2014 inland waters only vs. St. Lawrence River vs. coastal navigation<\/li>\n\n\n\n<li><strong>Storage and wintering location<\/strong> \u2014 heated indoor vs. outdoor on trailer<\/li>\n\n\n\n<li><strong>Claims history<\/strong> \u2014 3+ years clean record = best rate<\/li>\n\n\n\n<li><strong>Selected deductible<\/strong> \u2014 going from $500 to $1,500 reduces the premium by 15% to 25%<\/li>\n\n\n\n<li><strong>Anti-theft devices and GPS trackers<\/strong> \u2014 valued by all insurers<\/li>\n<\/ul>\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-d6b9e94e wp-block-group-is-layout-constrained\" style=\"border-radius:16px;padding-top:40px;padding-right:40px;padding-bottom:40px;padding-left:40px;background:linear-gradient(135deg, #0d1f2d 0%, #1a3a4a 100%)\">\n\n<p class=\"has-text-align-center has-text-color wp-block-paragraph\" style=\"color:#ffffff;font-size:24px;font-style:normal;font-weight:700\">Compare 3 boat insurance quotes \u2014 free, no obligation<\/p>\n\n\n<p class=\"has-text-align-center has-text-color wp-block-paragraph\" style=\"color:#94a3b8\">In less than 120 seconds. AMF certified brokers. <\/p>\n&#8220;`html\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-3e41869c wp-block-buttons-is-layout-flex\">\n\n<div class=\"wp-block-button has-custom-font-size\" style=\"font-size:18px;font-style:normal;font-weight:700\"><a class=\"wp-block-button__link has-white-color has-text-color wp-element-button\" href=\"https:\/\/www.assur360.ca\/en\/online-boat-insurance-quote\/\" style=\"border-radius:30px;background-color:#10c4c7;padding-top:16px;padding-right:48px;padding-bottom:16px;padding-left:48px\">Get my free quotes<\/a><\/div>\n\n<\/div>\n\n<\/div>\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Is-boat-insurance-mandatory-in-Quebec\"><\/span>Is boat insurance mandatory in Quebec?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\"><strong>No, boat insurance is not legally mandatory in Quebec or elsewhere in Canada.<\/strong> However, it is strongly recommended by the <a href=\"https:\/\/lautorite.qc.ca\/grand-public\/assurance\" target=\"_blank\" rel=\"noopener noreferrer\">Autorit\u00e9 des march\u00e9s financiers (AMF)<\/a> and the <a href=\"https:\/\/fr.ibc.ca\/\" target=\"_blank\" rel=\"noopener noreferrer\">Insurance Bureau of Canada (IBC).<\/a> Most marinas and yacht clubs in Quebec require proof of <strong>civil liability of at least $1 million to $2 million<\/strong> to access their facilities. <\/p>\n\n<p class=\"wp-block-paragraph\">Without insurance, you&#8217;re personally responsible for any damage caused to third parties \u2014 a collision with a dock or another boat can easily result in claims ranging from <strong>$100,000 to millions of dollars<\/strong>. The cost of liability insurance (a few hundred dollars per year) pales in comparison to this financial risk. <\/p>\n\n<p class=\"wp-block-paragraph\">What IS mandatory according to <a href=\"https:\/\/tc.canada.ca\/fr\/transport-maritime\/securite-maritime\" target=\"_blank\" rel=\"noopener noreferrer\">Transport Canada<\/a> : the <strong>registration<\/strong> of any motorized boat over 10 HP (7.5 kW), the <strong>Pleasure Craft Operator Card<\/strong> (PCOC) for all motorboat operators, and the <strong>regulatory safety equipment<\/strong> on board (PFDs, fire extinguishers, distress signals, buoyant rope).<\/p>\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Essential-boat-insurance-coverage\"><\/span>Essential boat insurance coverage<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">A comprehensive boat insurance policy in Quebec should cover the following. Check each coverage before signing your contract: <\/p>\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-340b9992 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group has-border-color is-layout-flow wp-block-group-is-layout-flow\" style=\"border-color:#e2e8f0;border-width:1px;border-radius:12px;padding-top:24px;padding-right:24px;padding-bottom:24px;padding-left:24px\">\n<h3 class=\"wp-block-heading has-text-color\" style=\"color:#0d1f2d;margin-top:0px;margin-bottom:8px;font-size:16px\">Civil liability ($2 million+)<\/h3>\n\n\n\n<p class=\"has-text-color wp-block-paragraph\" style=\"color:#64748b;font-size:14px\">Covers damage you cause to third parties: other boats, docks, injured people. Recommended minimum: $2,000,000. This is the most important coverage \u2014 without it, your personal wealth is at risk.  <\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group has-border-color is-layout-flow wp-block-group-is-layout-flow\" style=\"border-color:#e2e8f0;border-width:1px;border-radius:12px;padding-top:24px;padding-right:24px;padding-bottom:24px;padding-left:24px\">\n<h3 class=\"wp-block-heading has-text-color\" style=\"color:#0d1f2d;margin-top:0px;margin-bottom:8px;font-size:16px\">Hull damage (all perils)<\/h3>\n\n\n\n<p class=\"has-text-color wp-block-paragraph\" style=\"color:#64748b;font-size:14px\">Protects your boat from collision, grounding, storm, fire, lightning, vandalism, and theft. The all-risk coverage is more comprehensive than the &#8220;named perils&#8221; coverage, which only covers the perils named in the contract. <\/p>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-340b9992 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group has-border-color is-layout-flow wp-block-group-is-layout-flow\" style=\"border-color:#e2e8f0;border-width:1px;border-radius:12px;padding-top:24px;padding-right:24px;padding-bottom:24px;padding-left:24px\">\n<h3 class=\"wp-block-heading has-text-color\" style=\"color:#0d1f2d;margin-top:0px;margin-bottom:8px;font-size:16px\">Agreed Value vs. Market Value<\/h3>\n\n\n\n<p class=\"has-text-color wp-block-paragraph\" style=\"color:#64748b;font-size:14px\">The <strong>agreed value<\/strong> pays an agreed amount to the contract in the event of a total loss. <strong>The market value<\/strong> pays the market price after depreciation \u2014 often much less. For a well-maintained or improved boat, the agreed value is recommended.  <\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group has-border-color is-layout-flow wp-block-group-is-layout-flow\" style=\"border-color:#e2e8f0;border-width:1px;border-radius:12px;padding-top:24px;padding-right:24px;padding-bottom:24px;padding-left:24px\">\n<h3 class=\"wp-block-heading has-text-color\" style=\"color:#0d1f2d;margin-top:0px;margin-bottom:8px;font-size:16px\">Equipment and accessories<\/h3>\n\n&#8220;`\n<p class=\"has-text-color wp-block-paragraph\" style=\"color:#64748b;font-size:14px\">Covers onboard electronics (GPS, sonar, radar), fishing equipment, trailer and accessories. These items often represent 10% to 20% of the total value of the boat. Declare them in the contract to be covered.  <\/p>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-340b9992 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group has-border-color is-layout-flow wp-block-group-is-layout-flow\" style=\"border-color:#e2e8f0;border-width:1px;border-radius:12px;padding-top:24px;padding-right:24px;padding-bottom:24px;padding-left:24px\">\n<h3 class=\"wp-block-heading has-text-color\" style=\"color:#0d1f2d;margin-top:0px;margin-bottom:8px;font-size:16px\">Assistance and towing at sea<\/h3>\n\n\n\n<p class=\"has-text-color wp-block-paragraph\" style=\"color:#64748b;font-size:14px\">Towing at sea can cost anywhere from $500 to $5,000 depending on the distance and conditions. Assistance covers emergency towing, mechanical breakdown assistance, fuel delivery and repatriation in the event of a major claim. <\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group has-border-color is-layout-flow wp-block-group-is-layout-flow\" style=\"border-color:#e2e8f0;border-width:1px;border-radius:12px;padding-top:24px;padding-right:24px;padding-bottom:24px;padding-left:24px\">\n<h3 class=\"wp-block-heading has-text-color\" style=\"color:#0d1f2d;margin-top:0px;margin-bottom:8px;font-size:16px\">Winterization and storage<\/h3>\n\n\n\n<p class=\"has-text-color wp-block-paragraph\" style=\"color:#64748b;font-size:14px\">In Quebec, your boat spends 5 to 6 months out of the water. The insurance must cover storage risks: collapse of supports, snow overload, theft, vandalism. Launching and hoisting operations are also high-risk times.  <\/p>\n<\/div>\n<\/div>\n<\/div>\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Comparison-of-boat-insurers-in-Quebec-2026\"><\/span>Comparison of boat insurers in Quebec (2026)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">Assur360 works with the main insurers specializing in marine insurance in Quebec. Here is a comparison based on the experience of our brokers and the feedback of our customers: <\/p>\n\n<style>.comparatif-assureurs { width:100%; border-collapse:separate; border-spacing:0; font-size:14px; border-radius:16px; overflow:hidden; box-shadow: 0 1px 3px rgba(0,0,0,0.08); }\n.comparatif-assureurs thead { background: linear-gradient(135deg, #0d1f2d 0%, #1a3a4a 100%); }\n.comparatif-assureurs thead th { color:#fff; padding:14px 16px; text-align:left; font-weight:600; font-size:12px; letter-spacing:0.5px; text-transform:uppercase; }\n.comparatif-assureurs tbody tr { border-bottom:1px solid #f1f5f9; transition: background 0.15s; }\n.comparatif-assureurs tbody tr:hover { background:#f0fdfa; }\n.comparatif-assureurs tbody td { padding:14px 16px; color:#334155; vertical-align:top; }\n.comparatif-assureurs .nom { font-weight:700; color:#0d1f2d; font-size:15px; display:block; }\n.comparatif-assureurs .profil { font-size:12px; color:#64748b; display:block; margin-top:2px; }\n.comparatif-assureurs .force { color:#0d9488; }\n.comparatif-assureurs .limite { color:#94a3b8; font-size:13px; }\n.comparatif-assureurs .note { display:inline-block; background:#10c4c7; color:#fff; padding:4px 10px; border-radius:20px; font-weight:700; font-size:14px; }\n.comparatif-assureurs .prix { display:inline-block; background:#f0fdf4; color:#166534; padding:3px 8px; border-radius:6px; font-weight:600; font-size:13px; }\n@media (max-width:768px) {\n  .comparatif-assureurs { font-size:12px; display:block; overflow-x:auto; }\n  .comparatif-assureurs thead th, .comparatif-assureurs tbody td { padding:10px 8px; }\n}\n<\/style><table class=\"comparatif-assureurs\"><thead><tr><th>Insurer<\/th><th>Strengths<\/th><th>Limits<\/th><th>Price<\/th><th>Rating<\/th><\/tr><\/thead><tbody><tr><td><span class=\"nom\">Intact<\/span><span class=\"profil\">Versatile boats, family use<\/span><\/td><td class=\"force\">Wide network, recognized claims management, multi-policy discounts<\/td><td class=\"limite\">Limited appetite for high performance<\/td><td><span class=\"prix\">$$<\/span><\/td><td><span class=\"note\">4.3<\/span><\/td><\/tr><tr><td><span class=\"nom\">Aviva<\/span><span class=\"profil\">Sailboats, sport fishing, medium size<\/span><\/td><td class=\"force\">Flexible marine products, good value\/equipment adjustments<\/td><td class=\"limite\">Storage requirements can be strict<\/td><td><span class=\"prix\">$$<\/span><\/td><td><span class=\"note\">4.2<\/span><\/td><\/tr><tr><td><span class=\"nom\">L&#8217;Unique<\/span><span class=\"profil\">Standard pleasure craft, controlled budgets<\/span><\/td><td class=\"force\">Simplicity, competitive rates on clean files<\/td><td class=\"limite\">Less appetite for atypical cases<\/td><td><span class=\"prix\">$\u2013$$<\/span><\/td><td><span class=\"note\">4.1<\/span><\/td><\/tr><tr><td><span class=\"nom\">PMU (Pacific Marine)<\/span><span class=\"profil\">High-end, performance, extensive navigation<\/span><\/td><td class=\"force\">Specialized expertise, tolerates non-standard, technical options<\/td><td class=\"limite\">Higher prices on small units<\/td><td><span class=\"prix\">$$\u2013$$$<\/span><\/td><td><span class=\"note\">4.4<\/span><\/td><\/tr><tr><td><span class=\"nom\">April Marine<\/span><span class=\"profil\">Dedicated marine: sailboats, powerboats, multihulls<\/span><\/td><td class=\"force\">Cutting-edge marine products, dedicated services for boaters<\/td><td class=\"limite\">Sensitive rates for beginners<\/td><td><span class=\"prix\">$$\u2013$$$<\/span><\/td><td><span class=\"note\">4.0<\/span><\/td><\/tr><\/tbody><\/table>\n\n<p class=\"has-text-color wp-block-paragraph\" style=\"color:#94a3b8;font-size:13px\">* Qualitative assessment based on customer reviews collected by our brokers. Prices and conditions vary according to your profile. <\/p>\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Our-specialist-insurance-partners\"><\/span>Our specialist insurance partners<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div class=\"wp-block-columns are-vertically-aligned-center is-layout-flex wp-container-core-columns-is-layout-4ab3db7f wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66%\">\n<h3 class=\"wp-block-heading\">Pacific Marine Underwriting (PMU)<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">PMU has solid know-how in recreational boat insurance across Canada. With <strong>over 50 years of experience<\/strong>, they offer safe, competitive, and comprehensive insurance products. Specializing in high-end boats, performance boats, and extended sailing, PMU is the preferred choice for discerning boaters.  <\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:34%\">\n<figure class=\"wp-block-image aligncenter\"><a href=\"https:\/\/www.assur360.ca\/en\/pacific-marine-online-boat-insurance\/\"><img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2018\/04\/Pacific-marine.png\" alt=\"Pacific Marine PMU \u2014 specialty boat insurance\"\/><\/a><\/figure>\n<\/div>\n<\/div>\n\n<div class=\"wp-block-columns are-vertically-aligned-center is-layout-flex wp-container-core-columns-is-layout-4ab3db7f wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66%\">\n<h3 class=\"wp-block-heading\">April Marine<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">April Marine is an insurer dedicated exclusively to boating. With products designed specifically for boaters \u2014 sailboats, speedboats, multihulls, catamarans \u2014 April offers advanced coverage including agreed value, onboard effects and marine towing. 100% online quote.  <\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:34%\">\n<figure class=\"wp-block-image aligncenter\"><a href=\"https:\/\/www.assur360.ca\/en\/april-marine-2\/\"><img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2016\/09\/April-assurance-maritime.png\" alt=\"April Marine \u2014 Specialty Marine Insurance\"\/><\/a><\/figure>\n<\/div>\n<\/div>\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-d6b9e94e wp-block-group-is-layout-constrained\" style=\"border-radius:16px;padding-top:40px;padding-right:40px;padding-bottom:40px;padding-left:40px;background:linear-gradient(135deg, #0d1f2d 0%, #1a3a4a 100%)\">\n\n<p class=\"has-text-align-center has-text-color wp-block-paragraph\" style=\"color:#ffffff;font-size:24px;font-style:normal;font-weight:700\">Protect your boat before the sailing season<\/p>\n\n\n<p class=\"has-text-align-center has-text-color wp-block-paragraph\" style=\"color:#94a3b8\">Free quote, no obligation. Our specialized brokers will support you. <\/p>\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-3e41869c wp-block-buttons-is-layout-flex\">\n\n<div class=\"wp-block-button has-custom-font-size\" style=\"font-size:18px;font-style:normal;font-weight:700\"><a class=\"wp-block-button__link has-white-color has-text-color wp-element-button\" href=\"https:\/\/www.assur360.ca\/en\/online-boat-insurance-quote\/\" style=\"border-radius:30px;background-color:#10c4c7;padding-top:16px;padding-right:48px;padding-bottom:16px;padding-left:48px\">Compare prices now<\/a><\/div>\n\n<\/div>\n\n<\/div>\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What-boat-insurance-does-NOT-cover-common-exclusions\"><\/span>What boat insurance does NOT cover (common exclusions)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">Before signing your contract, check the exclusions. Here&#8217;s what most boat insurance policies <strong>don&#8217;t cover<\/strong> : <\/p>\n\n<ul class=\"wp-block-list\">\n<li><strong>Normal wear and tear and gradual deterioration<\/strong> \u2014 regular maintenance is your responsibility<\/li>\n\n\n\n<li><strong>Lack of maintenance<\/strong> \u2014 damage caused by lack of maintenance (untreated osmosis, unmaintained engine)<\/li>\n\n\n\n<li><strong>Boating under the influence of alcohol or drugs<\/strong> \u2014 the same limits as on the road apply on the water (0.08% in the Criminal Code)<\/li>\n\n\n\n<li><strong>Non-sanctioned races and competitions<\/strong> \u2013 a competition endorsement is required for regattas<\/li>\n\n\n\n<li><strong>Undeclared commercial use<\/strong> \u2014 if you use your vessel for rental, commercial fishing or charter without declaring it<\/li>\n\n\n\n<li><strong>Browsing outside the declared territory<\/strong> \u2014 if you sail beyond your covered area without an extension endorsement<\/li>\n\n\n\n<li><strong>Intentional pollution damage \u2014 deliberate spillage<\/strong> of fuel or chemicals<\/li>\n\n\n\n<li><strong>War, terrorism, government forfeiture<\/strong> \u2014 standard exclusions in all policies<\/li>\n<\/ul>\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Sailing-in-the-South-Florida-Bahamas-and-the-Caribbean\"><\/span>Sailing in the South: Florida, Bahamas and the Caribbean<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">Sailing in the waters of <strong>Florida and the Bahamas<\/strong> requires an Extension of Navigation Limits Endorsement to your policy. These areas have specific risks: hurricanes (June-November season), extreme weather conditions and different local regulations. The deductible for damage caused by a designated windstorm (named by NOAA) is typically <strong>10% of the insured value<\/strong>, reduced to <strong>5% if the hurricane emergency plan has been executed<\/strong>.  <\/p>\n\n<p class=\"wp-block-paragraph\">Before heading south, always declare your itinerary to your insurer and check that your coverage extends to international waters and specific areas visited. Our insurance brokers structure comprehensive programs for Quebec boaters who sail south during the winter.<\/p>\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How-to-reduce-the-cost-of-your-boat-insurance\"><\/span>How to reduce the cost of your boat insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<ol class=\"wp-block-list\">\n<li><strong>Get your driver&#8217;s card<\/strong> \u2014 the PCOC is mandatory and reduces your premium from 5% to 10%<\/li>\n\n\n\n<li><strong>Install a lock and GPS tracker<\/strong> \u2014 insurers offer discounts for security features<\/li>\n\n\n\n<li><strong>Store indoors<\/strong> \u2014 winterizing in buildings reduces risk and premiums<\/li>\n\n\n\n<li><strong>Increase your deductible<\/strong> \u2014 going from $500 to $1,500 can reduce the premium by 15% to 25%<\/li>\n\n\n\n<li><strong>Bundle your insurance<\/strong> \u2014 boat + auto + home = significant multi-product discount<\/li>\n\n\n\n<li><strong>Keep a clean record<\/strong> \u2014 3+ claims-free years = best rate guaranteed<\/li>\n\n\n\n<li><strong>Use an independent broker<\/strong> \u2014 a broker compares multiple insurers and trades on your behalf. It&#8217;s free for the customer.<\/li>\n<\/ol>\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What-to-do-in-the-event-of-a-claim-with-your-boat\"><\/span>What to do in the event of a claim with your boat?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<ol class=\"wp-block-list\">\n<li><strong>Ensure the safety<\/strong> of all passengers. Call 911 if necessary.<\/li>\n\n\n\n<li><strong>Document damage<\/strong> \u2014 take detailed photos and videos before handling.<\/li>\n\n\n\n<li><strong>Contact your insurer within 24 hours<\/strong> \u2014 the sooner you report, the more effective the treatment.<\/li>\n\n\n\n<li><strong>Do not start any repairs<\/strong> before the adjuster&#8217;s visit, except to prevent further damage.<\/li>\n\n\n\n<li><strong>Keep all the evidence<\/strong> \u2014 police reports, testimonies, towing bills.<\/li>\n<\/ol>\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-d6b9e94e wp-block-group-is-layout-constrained\" style=\"border-radius:16px;padding-top:40px;padding-right:40px;padding-bottom:40px;padding-left:40px;background:linear-gradient(135deg, #0d1f2d 0%, #1a3a4a 100%)\">\n\n<p class=\"has-text-align-center has-text-color wp-block-paragraph\" style=\"color:#ffffff;font-size:24px;font-style:normal;font-weight:700\">Get your boat insurance quote<\/p>\n\n\n<p class=\"has-text-align-center has-text-color wp-block-paragraph\" style=\"color:#94a3b8\">Compare Intact, Aviva, L&#8217;Unique, PMU and April Marine in one form.<\/p>\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-3e41869c wp-block-buttons-is-layout-flex\">\n\n<div class=\"wp-block-button has-custom-font-size\" style=\"font-size:18px;font-style:normal;font-weight:700\"><a class=\"wp-block-button__link has-white-color has-text-color wp-element-button\" href=\"https:\/\/www.assur360.ca\/en\/online-boat-insurance-quote\/\" style=\"border-radius:30px;background-color:#10c4c7;padding-top:16px;padding-right:48px;padding-bottom:16px;padding-left:48px\">Get my 3 free quotes<\/a><\/div>\n\n<\/div>\n\n<\/div>\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Related-articles\"><\/span>Related articles<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.assur360.ca\/assurance-voilier\/\">Boat insurance in Quebec \u2014 expert guide for sailboat navigators<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.assur360.ca\/assurance\/motomarine\/\">Personal watercraft insurance in Quebec<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.assur360.ca\/guide-assurance-bateau-2026\/\">Boat insurance guide 2026 \u2014 everything you need to know<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.assur360.ca\/blog\/maritime\/courtier-assurance-bateau\/\">Why choose a specialized marine insurance broker<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.assur360.ca\/assurance-habitation\/\">Home insurance \u2014 enjoy the multi-product discount<\/a><\/li>\n<\/ul>\n\n<div style=\"height:24px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Sources-and-references\"><\/span>Sources and references<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/tc.canada.ca\/fr\/transport-maritime\/securite-maritime\" target=\"_blank\" rel=\"noopener noreferrer\">Transport Canada\u2014Marine Safety and Pleasure Craft Regulation<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/lautorite.qc.ca\/grand-public\/assurance\" target=\"_blank\" rel=\"noopener noreferrer\">Autorit\u00e9 des march\u00e9s financiers (AMF) \u2014 Guide to Insurance in Qu\u00e9bec<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/fr.ibc.ca\/\" target=\"_blank\" rel=\"noopener noreferrer\">Insurance Bureau of Canada (IBC) \u2014 Consumer Resources<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.ccg-gcc.gc.ca\/publications\/boating-canotage\/5239-fra.html\" target=\"_blank\" rel=\"noopener noreferrer\">Canadian Coast Guard \u2014 Safe Boating Tips<\/a><\/li>\n<\/ul>\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently-asked-questions-about-boat-insurance\"><\/span>Frequently asked questions about boat insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n&#8220;`html\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"@id\":\"https:\/\/www.assur360.ca\/assurance-bateau\/#faq\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Is boat insurance mandatory in Quebec?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No, boat insurance is not legally mandatory in Quebec or elsewhere in Canada. However, it is strongly recommended by the AMF (Autorit\u00e9 des march\u00e9s financiers) and the Bureau d'assurance du Canada. Most marinas and yacht clubs require proof of liability of at least $1 million to $2 million to access their facilities.\"}},{\"@type\":\"Question\",\"name\":\"How much does boat insurance cost in Quebec?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The cost is between $150 and $1,500 per year for most recreational boats. A 25-foot motorboat typically costs $400 to $1,200\/year. The price depends on the value, type of boat, your experience, the navigation area, and the storage location.\"}},{\"@type\":\"Question\",\"name\":\"What is the difference between agreed value and market value?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The agreed value is an amount set in the contract, paid in full in case of total loss. The market value is based on the market price at the time of the loss, after depreciation. For a well-maintained or improved boat, the agreed value is highly recommended.\"}},{\"@type\":\"Question\",\"name\":\"Does my home insurance cover my boat?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Some home insurance policies cover small boats (less than 10 feet or motor less than 10 HP), but the coverage is very limited. For adequate protection including liability, damages, and theft, a dedicated boat insurance policy is recommended.\"}},{\"@type\":\"Question\",\"name\":\"What should I do in the event of a claim with my boat?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Ensure the safety of passengers and call 911 if necessary. Document the damages with photos and videos. Contact your insurer within 24 hours. Do not start any repairs before the adjuster's visit, except to prevent further damage.\"}},{\"@type\":\"Question\",\"name\":\"Does boat insurance cover winter storage?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes, if your policy includes off-season coverage. In Quebec, your boat is out of the water for 5 to 6 months. The coverage protects against the collapse of supports, snow overload, theft, vandalism, and damages during launch.\"}},{\"@type\":\"Question\",\"name\":\"Do I need a driver's card for my boat?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes, all motorized boat operators in Canada must hold a Pleasure Craft Operator Card (PCOC). It is a one-time certification, not a renewable license. It is mandatory according to Transport Canada.\"}},{\"@type\":\"Question\",\"name\":\"Does the insurance cover navigation in the United States?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"It depends on the declared navigation area in the contract. Standard policies cover the waters of Quebec and adjacent Canada. The U.S. East Coast, Florida, the Bahamas, and the Caribbean are available as options through an extension endorsement.\"}},{\"@type\":\"Question\",\"name\":\"How can I reduce the cost of my boat insurance?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Get your driver's card, install a theft and GPS tracker, store indoors during winter, increase your deductible, bundle boat-auto-home for a multi-product discount, and maintain a claims-free record for 3 years or more.\"}},{\"@type\":\"Question\",\"name\":\"What types of boats can be insured?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"All types of boats are insurable: motorboats, pontoons, fishing boats, personal watercraft (jet skis), sailboats, yachts, houseboats, and commercial vessels. Each type has specific coverage needs and pricing.\"}},{\"@type\":\"Question\",\"name\":\"Does the insurance cover engine explosion?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes, most all-risk policies cover engine explosion caused by a manufacturing defect. Normal wear and tear and lack of maintenance are generally excluded. Check the specific terms of your contract.\"}},{\"@type\":\"Question\",\"name\":\"Is a boat insurance broker free?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes, the services of a broker are free for the client. Brokers are paid by insurance companies through commissions. They compare offers from several insurers to find the best coverage at the best price.\"}}]}<\/script>\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Is boat insurance mandatory in Quebec?<\/summary>\n<p class=\"wp-block-paragraph\"><strong>No, boat insurance is not legally mandatory<\/strong> in Quebec or elsewhere in Canada. However, it is strongly recommended by the <a href=\"https:\/\/lautorite.qc.ca\/grand-public\/assurance\" target=\"_blank\" rel=\"noopener noreferrer\">AMF<\/a> and the <a href=\"https:\/\/fr.ibc.ca\/\" target=\"_blank\" rel=\"noopener noreferrer\">IBC<\/a>. Most marinas and yacht clubs require proof of <strong>liability of at least $1 million to $2 million<\/strong> to access their facilities. Without insurance, you are personally liable for all damage caused to third parties.   <\/p>\n<\/details>\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>How much does boat insurance cost in Quebec?<\/summary>\n<p class=\"wp-block-paragraph\">The cost is between <strong>$150 and $1,500 per year<\/strong> for most recreational boats. A 25-foot motorboat typically costs <strong>$400 to $1,200\/year<\/strong>. The price depends on the value of the boat, the type of boat, your experience, the navigation area, and the storage location. <a href=\"\/\">Get your personalized quote<\/a> to find out your exact price.    <\/p>\n<\/details>\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>What is the difference between agreed value and market value?<\/summary>\n<p class=\"wp-block-paragraph\">The <strong>agreed value<\/strong> is an amount set in the contract between you and the insurer. In the event of a total loss, you receive this amount in full \u2014 without depreciation. The <strong>market value<\/strong> is based on the market price at the time of the loss, often much less than your actual investment. For an improved or well-maintained boat, the agreed value is highly recommended.   <\/p>\n<\/details>\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Does my home insurance cover my boat?<\/summary>\n<p class=\"wp-block-paragraph\">Some home insurance policies cover small boats (less than 10 feet or motor less than 10 HP), but the coverage is <strong>very limited<\/strong> \u2014 often no liability coverage on the water, no towing coverage, and very low limits. For adequate protection including liability of $2 million, damages, and theft, a <strong>dedicated boat insurance policy<\/strong> is recommended.<\/p>\n<\/details>\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>What should I do in the event of a claim with my boat?<\/summary>\n&#8220;`\n<p class=\"wp-block-paragraph\"><strong>1.<\/strong> Ensure the safety of all passengers and call 911 if necessary. <strong>2.<\/strong> Document the damage with detailed photos and videos. <strong>3.<\/strong> Contact your insurer within <strong>24 hours<\/strong>. <strong>4.<\/strong> Do not start any repairs before the adjuster&#8217;s visit, except to prevent further damage. <strong>5.<\/strong> Keep all evidence: police reports, testimonies, towing bills.<\/p>\n<\/details>\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Does boat insurance cover wintering?<\/summary>\n<p class=\"wp-block-paragraph\">Yes, if your policy includes <strong>non-navigation coverage<\/strong>. In Quebec, your boat spends 5 to 6 months out of the water. This cover protects against collapsing supports, snow load, theft, vandalism and damage during launching and hoisting. Some insurers offer a reduced rate during wintering if the boat is stored in a building.   <\/p>\n<\/details>\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Do I need a driver card for my boat?<\/summary>\n<p class=\"wp-block-paragraph\"><strong>Yes.<\/strong> All motorized boat operators in Canada must have a <strong>Pleasure Craft Operator Card<\/strong> (PCOC). It is a one-time certification (not a renewable permit) that is mandatory according to <a href=\"https:\/\/tc.canada.ca\/fr\/transport-maritime\/securite-maritime\" target=\"_blank\" rel=\"noopener noreferrer\">Transport Canada<\/a>. Obtaining the PCOC can also reduce your insurance premium by 5% to 10%.  <\/p>\n<\/details>\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Does insurance cover boating in the US?<\/summary>\n<p class=\"wp-block-paragraph\">It depends on the <strong>navigation territory<\/strong> declared in the contract. Standard policies cover the inland waters of Quebec and adjacent Canada. The US East Coast, Florida, the Bahamas and the Caribbean are available as an option via an <strong>extension rider<\/strong> for an additional premium. Always declare your itinerary in advance to avoid a claim denial.   <\/p>\n<\/details>\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>How can I reduce the cost of my boat insurance?<\/summary>\n<p class=\"wp-block-paragraph\">Several effective strategies: obtain your <strong>Pleasure Craft Operator Card<\/strong> (-5% to -10%), install a theft prevention device and a GPS tracker, store in a building during winter, increase your deductible ($500 \u2192 $1,500 = -15% to -25% on the premium), bundle <strong>boat + auto + home<\/strong> for a multi-product discount, and maintain a claim-free record for 3+ years. Going through an <a href=\"https:\/\/www.assur360.ca\/blog\/maritime\/courtier-assurance-bateau\/\">independent broker<\/a> is also free and allows you to compare several insurers.<\/p>\n<\/details>\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>What types of boats can be insured?<\/summary>\n<p class=\"wp-block-paragraph\">All types of vessels are insurable: <strong>motorboats<\/strong> (runabout, bowrider), <strong>pontoon boats<\/strong>, <strong>fishing boats<\/strong> (bass boat, professional guide), <strong>personal watercraft<\/strong> (jet-ski, Sea-Doo), <strong>sailboats<\/strong> (see our <a href=\"https:\/\/www.assur360.ca\/assurance-voilier\/\">dedicated sailboat guide<\/a>), <strong>yachts<\/strong>, houseboats and commercial vessels. Each type has specific coverage needs and pricing.<\/p>\n<\/details>\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Does insurance cover an engine explosion?<\/summary>\n<p class=\"wp-block-paragraph\">Yes, most <strong>comprehensive<\/strong> policies cover an engine explosion caused by a manufacturing defect. Normal wear and tear and lack of maintenance are usually excluded. Some policies also cover mechanical breakdown via a specific endorsement. Check the terms of your contract with your broker.   <\/p>\n<\/details>\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Is a boat insurance broker free?<\/summary>\n<p class=\"wp-block-paragraph\"><strong>Yes, the services of a broker are free of charge for the client.<\/strong>  Brokers are compensated by insurance companies via commissions \u2014 you don&#8217;t pay any additional fees. An independent broker like Assur360 compares the offers of several specialized insurers (Intact, Aviva, L&#8217;Unique, PMU, April Marine) to find the <strong>best coverage at the best price<\/strong> adapted to your profile. <\/p>\n<\/details>\n\n<h2 class=\"wp-block-heading\" style=\"text-align:center;margin:48px 0 8px\"><span class=\"ez-toc-section\" id=\"Explore-our-boat-insurance-guides\"><\/span>Explore our boat insurance guides<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"has-text-align-center wp-block-paragraph\" style=\"color:#64748b;max-width:720px;margin:0 auto 28px\">Detailed guides by type of boat, region and destination \u2014 2026 rates, specific risks and FAQs.<\/p>\n\n<div style=\"background:#fff;padding:24px 28px 32px;border-radius:16px;border:1px solid #e2e8f0;margin:12px 0 40px\">\n\n<h3 style=\"color:#0d1f2d;margin:28px 0 12px;font-size:1.2em\">Type of Watercraft<\/h3>\n<div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:12px\">\n<a href=\"https:\/\/www.assur360.ca\/assurance-bateau\/ponton\/\" style=\"display:block;padding:20px;background:#f8fafc;border-radius:12px;text-decoration:none;color:#0d1f2d;border:1px solid #e2e8f0;transition:all 0.2s\" onmouseover=\"this.style.borderColor='#10c4c7';this.style.transform='translateY(-2px)'\" onmouseout=\"this.style.borderColor='#e2e8f0';this.style.transform='translateY(0)'\">\n<div style=\"font-weight:700;color:#0d1f2d;margin-bottom:4px;font-size:1.02em\">Pontoon <span style=\"color:#10c4c7\">\u2192<\/span><\/div>\n<div style=\"font-size:0.88em;color:#64748b;line-height:1.4\">Pontoon boat, tritoon, family<\/div>\n<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-bateau\/catamaran-trimaran\/\" style=\"display:block;padding:20px;background:#f8fafc;border-radius:12px;text-decoration:none;color:#0d1f2d;border:1px solid #e2e8f0;transition:all 0.2s\" onmouseover=\"this.style.borderColor='#10c4c7';this.style.transform='translateY(-2px)'\" onmouseout=\"this.style.borderColor='#e2e8f0';this.style.transform='translateY(0)'\">\n<div style=\"font-weight:700;color:#0d1f2d;margin-bottom:4px;font-size:1.02em\">Catamaran &#038; Trimaran <span style=\"color:#10c4c7\">\u2192<\/span><\/div>\n<div style=\"font-size:0.88em;color:#64748b;line-height:1.4\">Double or triple hull, cruising<\/div>\n<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-bateau\/pneumatique\/\" style=\"display:block;padding:20px;background:#f8fafc;border-radius:12px;text-decoration:none;color:#0d1f2d;border:1px solid #e2e8f0;transition:all 0.2s\" onmouseover=\"this.style.borderColor='#10c4c7';this.style.transform='translateY(-2px)'\" onmouseout=\"this.style.borderColor='#e2e8f0';this.style.transform='translateY(0)'\">\n<div style=\"font-weight:700;color:#0d1f2d;margin-bottom:4px;font-size:1.02em\">Inflatable (Zodiac) <span style=\"color:#10c4c7\">\u2192<\/span><\/div>\n<div style=\"font-size:0.88em;color:#64748b;line-height:1.4\">Zodiac, RIB, inflatable, dinghy<\/div>\n<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-bateau\/peche\/\" style=\"display:block;padding:20px;background:#f8fafc;border-radius:12px;text-decoration:none;color:#0d1f2d;border:1px solid #e2e8f0;transition:all 0.2s\" onmouseover=\"this.style.borderColor='#10c4c7';this.style.transform='translateY(-2px)'\" onmouseout=\"this.style.borderColor='#e2e8f0';this.style.transform='translateY(0)'\">\n<div style=\"font-weight:700;color:#0d1f2d;margin-bottom:4px;font-size:1.02em\">Fishing Boat <span style=\"color:#10c4c7\">\u2192<\/span><\/div>\n<div style=\"font-size:0.88em;color:#64748b;line-height:1.4\">Lowrance, Pro-Line, fishing in Quebec<\/div>\n<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-bateau\/assurance-voilier-montreal\/\" style=\"display:block;padding:20px;background:#f8fafc;border-radius:12px;text-decoration:none;color:#0d1f2d;border:1px solid #e2e8f0;transition:all 0.2s\" onmouseover=\"this.style.borderColor='#10c4c7';this.style.transform='translateY(-2px)'\" onmouseout=\"this.style.borderColor='#e2e8f0';this.style.transform='translateY(0)'\">\n<div style=\"font-weight:700;color:#0d1f2d;margin-bottom:4px;font-size:1.02em\">Sailboat (Montreal) <span style=\"color:#10c4c7\">\u2192<\/span><\/div>\n<div style=\"font-size:0.88em;color:#64748b;line-height:1.4\">Rigging, regattas, cruising<\/div>\n<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-bateau\/embarcation-de-plaisance\/\" style=\"display:block;padding:20px;background:#f8fafc;border-radius:12px;text-decoration:none;color:#0d1f2d;border:1px solid #e2e8f0;transition:all 0.2s\" onmouseover=\"this.style.borderColor='#10c4c7';this.style.transform='translateY(-2px)'\" onmouseout=\"this.style.borderColor='#e2e8f0';this.style.transform='translateY(0)'\">\n<div style=\"font-weight:700;color:#0d1f2d;margin-bottom:4px;font-size:1.02em\">Pleasure Craft <span style=\"color:#10c4c7\">\u2192<\/span><\/div>\n<div style=\"font-size:0.88em;color:#64748b;line-height:1.4\">Complete guide for all types<\/div>\n<\/a>\n<\/div>\n\n<h3 style=\"color:#0d1f2d;margin:28px 0 12px;font-size:1.2em\">Yacht &#038; Luxury<\/h3>\n<div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:12px\">\n<a href=\"https:\/\/www.assur360.ca\/assurance-bateau\/assurance-yacht\/\" style=\"display:block;padding:20px;background:#f8fafc;border-radius:12px;text-decoration:none;color:#0d1f2d;border:1px solid #e2e8f0;transition:all 0.2s\" onmouseover=\"this.style.borderColor='#10c4c7';this.style.transform='translateY(-2px)'\" onmouseout=\"this.style.borderColor='#e2e8f0';this.style.transform='translateY(0)'\">\n<div style=\"font-weight:700;color:#0d1f2d;margin-bottom:4px;font-size:1.02em\">Yacht &#038; Luxury 30&#8217;+ <span style=\"color:#10c4c7\">\u2192<\/span><\/div>\n<div style=\"font-size:0.88em;color:#64748b;line-height:1.4\">Luxury watercraft, extensive coverage<\/div>\n<\/a>\n<\/div>\n\n<h3 style=\"color:#0d1f2d;margin:28px 0 12px;font-size:1.2em\">Regions &#038; Lakes of Quebec<\/h3>\n<div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:12px\">\n<a href=\"https:\/\/www.assur360.ca\/assurance-bateau\/magog\/\" style=\"display:block;padding:20px;background:#f8fafc;border-radius:12px;text-decoration:none;color:#0d1f2d;border:1px solid #e2e8f0;transition:all 0.2s\" onmouseover=\"this.style.borderColor='#10c4c7';this.style.transform='translateY(-2px)'\" onmouseout=\"this.style.borderColor='#e2e8f0';this.style.transform='translateY(0)'\">\n<div style=\"font-weight:700;color:#0d1f2d;margin-bottom:4px;font-size:1.02em\">Magog &#038; Memphr\u00e9magog <span style=\"color:#10c4c7\">\u2192<\/span><\/div>\n<div style=\"font-size:0.88em;color:#64748b;line-height:1.4\">Eastern Townships, border lake<\/div>\n<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-bateau\/saguenay\/\" style=\"display:block;padding:20px;background:#f8fafc;border-radius:12px;text-decoration:none;color:#0d1f2d;border:1px solid #e2e8f0;transition:all 0.2s\" onmouseover=\"this.style.borderColor='#10c4c7';this.style.transform='translateY(-2px)'\" onmouseout=\"this.style.borderColor='#e2e8f0';this.style.transform='translateY(0)'\">\n<div style=\"font-weight:700;color:#0d1f2d;margin-bottom:4px;font-size:1.02em\">Saguenay &#038; Lac-Saint-Jean <span style=\"color:#10c4c7\">\u2192<\/span><\/div>\n<div style=\"font-size:0.88em;color:#64748b;line-height:1.4\">Fjord, cold areas<\/div>\n<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-bateau\/assurance-bateau-a-trois-rivieres-soumission-rapide\/\" style=\"display:block;padding:20px;background:#f8fafc;border-radius:12px;text-decoration:none;color:#0d1f2d;border:1px solid #e2e8f0;transition:all 0.2s\" onmouseover=\"this.style.borderColor='#10c4c7';this.style.transform='translateY(-2px)'\" onmouseout=\"this.style.borderColor='#e2e8f0';this.style.transform='translateY(0)'\">\n<div style=\"font-weight:700;color:#0d1f2d;margin-bottom:4px;font-size:1.02em\">Trois-Rivi\u00e8res &#038; Lac St-Pierre <span style=\"color:#10c4c7\">\u2192<\/span><\/div>\n<div style=\"font-size:0.88em;color:#64748b;line-height:1.4\">Mauricie, archipelago<\/div>\n<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-bateau\/assurance-bateau-thetford-mines\/\" style=\"display:block;padding:20px;background:#f8fafc;border-radius:12px;text-decoration:none;color:#0d1f2d;border:1px solid #e2e8f0;transition:all 0.2s\" onmouseover=\"this.style.borderColor='#10c4c7';this.style.transform='translateY(-2px)'\" onmouseout=\"this.style.borderColor='#e2e8f0';this.style.transform='translateY(0)'\">\n<div style=\"font-weight:700;color:#0d1f2d;margin-bottom:4px;font-size:1.02em\">Thetford Mines <span style=\"color:#10c4c7\">\u2192<\/span><\/div>\n<div style=\"font-size:0.88em;color:#64748b;line-height:1.4\">Chaudi\u00e8re-Appalaches, lakes of the region<\/div>\n<\/a>\n<\/div>\n\n<h3 style=\"color:#0d1f2d;margin:28px 0 12px;font-size:1.2em\">Winter Destinations (Quebec Snowbirds)<\/h3>\n<div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:12px\">\n<a href=\"https:\/\/www.assur360.ca\/assurance-bateau\/floride\/\" style=\"display:block;padding:20px;background:#f8fafc;border-radius:12px;text-decoration:none;color:#0d1f2d;border:1px solid #e2e8f0;transition:all 0.2s\" onmouseover=\"this.style.borderColor='#10c4c7';this.style.transform='translateY(-2px)'\" onmouseout=\"this.style.borderColor='#e2e8f0';this.style.transform='translateY(0)'\">\n<div style=\"font-weight:700;color:#0d1f2d;margin-bottom:4px;font-size:1.02em\">Florida (USA) <span style=\"color:#10c4c7\">\u2192<\/span><\/div>\n<div style=\"font-size:0.88em;color:#64748b;line-height:1.4\">Intracoastal, hurricanes, outside Quebec<\/div>\n<\/a><a href=\"https:\/\/www.assur360.ca\/assurance-bateau\/bahamas\/\" style=\"display:block;padding:20px;background:#f8fafc;border-radius:12px;text-decoration:none;color:#0d1f2d;border:1px solid #e2e8f0;transition:all 0.2s\" onmouseover=\"this.style.borderColor='#10c4c7';this.style.transform='translateY(-2px)'\" onmouseout=\"this.style.borderColor='#e2e8f0';this.style.transform='translateY(0)'\">\n<div style=\"font-weight:700;color:#0d1f2d;margin-bottom:4px;font-size:1.02em\">Bahamas <span style=\"color:#10c4c7\">\u2192<\/span><\/div>\n<div style=\"font-size:0.88em;color:#64748b;line-height:1.4\">Bluewater, tropical waters cruise<\/div>\n<\/a>\n<\/div>\n\n<h3 style=\"color:#0d1f2d;margin:28px 0 12px;font-size:1.2em\">Get Started Now<\/h3>\n<div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:12px\">\n<a href=\"https:\/\/www.assur360.ca\/assurance-bateau\/soumission-rapide\/\" style=\"display:block;padding:20px;background:#f8fafc;border-radius:12px;text-decoration:none;color:#0d1f2d;border:1px solid #e2e8f0;transition:all 0.2s\" onmouseover=\"this.style.borderColor='#10c4c7';this.style.transform='translateY(-2px)'\" onmouseout=\"this.style.borderColor='#e2e8f0';this.style.transform='translateY(0)'\">\n<div style=\"font-weight:700;color:#0d1f2d;margin-bottom:4px;font-size:1.02em\">Instant Quote 3 min <span style=\"color:#10c4c7\">\u2192<\/span><\/div>\n<div style=\"font-size:0.88em;color:#64748b;line-height:1.4\">Simplified online form<\/div>\n<\/a>\n<\/div>\n\n<\/div>\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-d6b9e94e wp-block-group-is-layout-constrained\" style=\"border-radius:16px;padding-top:40px;padding-right:40px;padding-bottom:40px;padding-left:40px;background:linear-gradient(135deg, #0d1f2d 0%, #1a3a4a 100%)\">\n\n<p class=\"has-text-align-center has-text-color wp-block-paragraph\" style=\"color:#ffffff;font-size:24px;font-style:normal;font-weight:700\">Ready to insure your boat?<\/p>\n\n\n<p class=\"has-text-align-center has-text-color wp-block-paragraph\" style=\"color:#94a3b8\">Compare 3 quotes from AMF-certified insurance brokers. Free, 120 seconds, no obligation. <\/p>\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-3e41869c wp-block-buttons-is-layout-flex\">\n\n<div class=\"wp-block-button has-custom-font-size\" style=\"font-size:18px;font-style:normal;font-weight:700\"><a class=\"wp-block-button__link has-white-color has-text-color wp-element-button\" href=\"https:\/\/www.assur360.ca\/en\/online-boat-insurance-quote\/\" style=\"border-radius:30px;background-color:#10c4c7;padding-top:16px;padding-right:48px;padding-bottom:16px;padding-left:48px\">Get my free quotes<\/a><\/div>\n\n<\/div>\n\n<\/div>\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"BreadcrumbList\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.assur360.ca\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Boat Insurance\",\"item\":\"https:\/\/www.assur360.ca\/assurance-bateau\/\"}]}<\/script>\n","protected":false},"excerpt":{"rendered":"<p>Get 3 comparable boat insurance quotes in 120 seconds. 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