{"id":15596,"date":"2014-09-04T01:09:19","date_gmt":"2014-09-04T05:09:19","guid":{"rendered":"https:\/\/www.assur360.ca\/recreational-vehicle-insurance-3\/"},"modified":"2026-06-26T01:47:58","modified_gmt":"2026-06-26T05:47:58","slug":"recreational-vehicle-insurance-3","status":"publish","type":"page","link":"https:\/\/www.assur360.ca\/en\/recreational-vehicle-insurance-3\/","title":{"rendered":"Recreational Vehicle Insurance"},"content":{"rendered":"\n<style>#ez-toc-container{display:none!important}\n.entry-title{display:none!important}\n.a360-vr *{margin:0;padding:0;box-sizing:border-box}\n.a360-vr{font-family:'DM Sans',sans-serif;color:#334155;line-height:1.7}\n.a360-vr h2,.a360-vr h3,.a360-vr h4{font-family:'Sora',sans-serif;color:#0d1f2d}\n.a360-vr a{color:#10c4c7;text-decoration:none}\n.a360-vr a:hover{text-decoration:underline}\n\n\/* Hero CTA *\/\n.a360-vr .hero-cta{background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);padding:56px 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tbody td{padding:8px 10px}\n}\n<\/style>\n\n<h1 style=\"font-family:'Sora',sans-serif;font-size:clamp(28px,4vw,38px);font-weight:800;line-height:1.2;color:#0d1f2d;margin:32px 0 24px;\"><span class=\"ez-toc-section\" id=\"Recreational-Vehicle-Insurance\"><\/span>Recreational Vehicle Insurance<span class=\"ez-toc-section-end\"><\/span><\/h1>\n\n<div style=\"display:flex;align-items:center;gap:40px;margin:40px 0 56px;background:linear-gradient(145deg,#f8fafc,#f0f9ff);border-radius:20px;padding:40px;border:1px solid #e2e8f0;flex-wrap:wrap;\">\n  <img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2026\/04\/assurance-vehicule-recreatif.jpg\" alt=\"Recreational vehicle (camper) in the wilderness \u2014 Assur360 RV insurance\" style=\"width:45%;max-width:420px;border-radius:16px;flex-shrink:0;height:auto;\" loading=\"lazy\"\/>\n  <div style=\"flex:1;min-width:280px;\">\n    <p style=\"color:#10c4c7;font-size:13px;font-weight:700;letter-spacing:2px;text-transform:uppercase;margin:0 0 12px;\">IN BRIEF<\/p>\n    <h2 class=\"wp-block-heading\" style=\"color:#0d1f2d;font-size:26px;font-weight:800;margin:0 0 16px;line-height:1.3;font-family:'Sora',sans-serif;\"><span class=\"ez-toc-section\" id=\"RV-insurance-coverage-specific-to-recreational-vehicles\"><\/span>RV insurance: coverage specific to recreational vehicles<span class=\"ez-toc-section-end\"><\/span><\/h2>\n    <p style=\"color:#475569;font-size:16px;line-height:1.7;margin:0 0 12px;\">In Quebec, your <strong>motorized RV (class A, B or C)<\/strong> requires car insurance + home coverage for the contents (furniture, appliances, camping equipment). For a <strong>fifth wheel trailer or caravan<\/strong>, the coverage goes through your car insurer via a trailer guarantee. <\/p>\n    <p style=\"color:#475569;font-size:15px;line-height:1.7;margin:0;\"><strong>Important:<\/strong> RVs older than 10 years can be refused by standard insurers. An independent broker like Assur360 has access to specialized markets that accept older or used vehicles. <\/p>\n  <\/div>\n<\/div>\n&#8220;`html\n\n<div class=\"a360-vr\">\n\n<!-- HERO CTA -->\n<div class=\"hero-cta\">\n  <div class=\"hero-mascot\">\n    <img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2026\/03\/assur360-courtier-enso.png\" alt=\"Assur360 RV Insurance Broker\"\/>\n  <\/div>\n  <div class=\"hero-content\">\n    <div class=\"hero-badge\">RV and motorized<\/div>\n    <h2 style=\"font-family:'Sora',sans-serif;font-size:clamp(26px,3.5vw,36px);font-weight:800;color:#fff;line-height:1.25;margin-bottom:16px\"><span class=\"ez-toc-section\" id=\"Recreational-vehicle-insurance-in-Quebec\"><\/span>Recreational vehicle insurance<br \/><span>in Quebec<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n    <p>Protect your RV at the best price. Compare offers from 9+ insurers with AMF-certified, 100% independent brokers. <\/p>\n    <div class=\"hero-btns\">\n      <a href=\"https:\/\/www.assur360.ca\/en\/online-rv-insurance-quote\/\" class=\"btn-teal\">Get my free quote\u2192<\/a>\n      <a href=\"tel:18663574451\" class=\"btn-outline\">1-866-357-4451<\/a>\n    <\/div>\n  <\/div>\n<\/div>\n\n<!-- IMAGE + INTRO -->\n<div class=\"img-section\">\n  <img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2025\/02\/vehicule-recreatif.png\" alt=\"Recreational Vehicle Insurance in Quebec - Motorhome, Trailer, Fifth Wheel\"\/>\n  <div class=\"img-text\">\n    <h2><span class=\"ez-toc-section\" id=\"Go-on-an-adventure-with-peace-of-mind\"><\/span>Go on an adventure with peace of mind<span class=\"ez-toc-section-end\"><\/span><\/h2>\n    <p>Are you the outdoor or big city type? At Assur360, we are <strong>partners in your passions<\/strong>. We have the products best suited to your needs.  <\/p>\n    <p>For a walk in Quebec or elsewhere, we will offer you the best solution, because we also like to explore.  <strong>Start your quote online and be advised by an experienced broker.<\/strong><\/p>\n  <\/div>\n<\/div>\n\n<!-- ETAPES -->\n<div class=\"section\">\n  <h2><span class=\"ez-toc-section\" id=\"How-it-works\"><\/span>How it works<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <div class=\"steps\">\n    <div class=\"step\">\n      <div class=\"step-num\">1<\/div>\n      <h4>Fill out the form<\/h4>\n      <p>Information about your RV in minutes<\/p>\n    <\/div>\n    <div class=\"step\">\n      <div class=\"step-num\">2<\/div>\n      <h4>Automatic comparison<\/h4>\n      <p>We compare offers from 9+ insurers for you<\/p>\n    <\/div>\n    <div class=\"step\">\n      <div class=\"step-num\">3<\/div>\n      <h4>Advice from a broker<\/h4>\n      <p>An AMF-certified broker contacts you with the best options<\/p>\n    <\/div>\n    <div class=\"step\">\n      <div class=\"step-num\">4<\/div>\n      <h4>Save money<\/h4>\n      <p>Choose the ideal cover at the best price<\/p>\n    <\/div>\n  <\/div>\n<\/div>\n\n<!-- CONTENU : Comment assurer son VR -->\n<div class=\"section\">\n  <h2><span class=\"ez-toc-section\" id=\"How-to-insure-your-RV\"><\/span>How to insure your RV<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p>Unfortunately, it is quite common for people to not insure their RV towed by a towing vehicle as we do with a car. However, the right insurance is essential to protect your investment. <\/p>\n\n  <h3>Why insure your RV?<\/h3>\n  <p>RV insurance protects you against <strong>accidents<\/strong>, <strong>theft<\/strong>, <strong>vandalism<\/strong>, and <strong>weather<\/strong>. It also covers your <strong>personal belongings<\/strong> inside the vehicle, <strong>emergency costs<\/strong> (accommodation, meals) in case of a breakdown, and offers <strong>24\/7 roadside assistance<\/strong>. <\/p>\n  <p>How do you find the right coverage between all this wide range of coverage? A task that is not easy without the help of an insurance broker, it must be said! <\/p>\n\n  <div class=\"highlight-box\">\n    <strong>Did you know?<\/strong>  Members of the FQCC (F\u00e9d\u00e9ration qu\u00e9b\u00e9coise de camping et de caravaning) benefit from up to 20% off their RV insurance premium. Add the FQCC driving course for an extra 5%. \n  <\/div>\n<\/div>\n\n<!-- PROGRAMME D'ASSURANCE -->\n<div class=\"section\">\n  <h2><span class=\"ez-toc-section\" id=\"Insurance-program-for-your-trailer-or-motorhome\"><\/span>Insurance program for your trailer or motorhome<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p>New comprehensive RV insurance program. Our packages cover all types of RVs: <\/p>\n  <ul>\n    <li><strong>Class A motorhomes<\/strong> &#8211; large motorhomes<\/li>\n    <li><strong>Class B motorized vans<\/strong><\/li>\n    <li><strong>Class C Motorhomes<\/strong> &#8211; Compact Motorhomes<\/li>\n    <li><strong>Travel trailers<\/strong><\/li>\n    <li><strong>Fifth wheels<\/strong><\/li>\n    <li><strong>Stationary Park Caravans<\/strong><\/li>\n    <li><strong>Caravans<\/strong><\/li>\n    <li><strong>Tent trailers<\/strong><\/li>\n  <\/ul>\n\n  <h3>Added values for the RVer<\/h3>\n  <p>You are one of those fans of getaways in Quebec or long trips in Canada and the United States aboard your RV. We offer two RV insurance packages for RVers for your RV, motorhome, home, fifth wheel and tent trailer. <\/p>\n<\/div>\n\n<!-- TABLEAU DE GARANTIES -->\n<div class=\"section\">\n  <h2><span class=\"ez-toc-section\" id=\"Example-of-guarantees-and-added-values\"><\/span>Example of guarantees and added values<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n  <table class=\"styled-table\">\n    <thead>\n      <tr>\n        <th>Protections<\/th>\n        <th>RVer traveling in Canada and the United States<\/th>\n        <th>RVer traveling mainly in Quebec<\/th>\n      <\/tr>\n    <\/thead>\n    <tbody>\n      <tr>\n        <td><strong>Civil liability<\/strong><br \/>Covers bodily injury or property damage caused to others by the insured<\/td>\n        <td>$2,000,000<\/td>\n        <td>$1,000,000<\/td>                \n      <\/tr>\n      <tr>\n        <td><strong>Comprehensive coverage<\/strong><br \/>Deductible per claim except lightning or fire<\/td>\n        <td>Included<\/td>\n        <td>Included<\/td>                \n      <\/tr>\n      <tr>\n        <td><strong>$0 Guarantee<\/strong><br \/>No deductible applicable for damage exceeding $5,000, accident without fault outside Quebec, hit-and-run<\/td>\n        <td>Included<\/td>\n        <td>Included<\/td>                \n      <\/tr>\n      <tr>\n        <td><strong>Q.E.F. 2 &#8211; Designated Driver<\/strong><br \/>Driving of vehicles not designated by the persons designated in the contract<\/td>\n        <td>Included<\/td>\n        <td>Included<\/td>\n      <\/tr>\n      <tr>\n        <td><strong>Q.E.F. 27 &#8211; Up to $75,000<\/strong><br \/>Third party liability for damage to passenger vehicles or motorhomes not owned by the insured<\/td>\n        <td>Included<\/td>\n        <td>Not available<\/td>\n      <\/tr>\n      <tr>\n        <td><strong>Q.E.F. 34 &#8211; Life and Health Insurance<\/strong><br \/>Death Benefits and Medical<\/td>\n        <td>Expenses Included ($15,000 Death, $2,000 Medical Expenses)<\/td>\n        <td>Option ($10,000 Death, $2,000 Medical Expenses)<\/td>\n      <\/tr>\n    <\/tbody>\n  <\/table>\n\n  <table class=\"styled-table\">\n    <thead>\n      <tr>\n        <th>Terms of payment<\/th>\n        <th>Traveller package<\/th>\n        <th>Formula Quebec<\/th>                \n      <\/tr>\n    <\/thead>\n    <tbody>\n      <tr>\n        <td><strong>Actual value of loss<\/strong><br \/>Compensation based on market value at the time of loss<\/td>\n        <td>Included<\/td>\n        <td>Included<\/td>                \n      <\/tr>\n      <tr>\n        <td><strong>Q.E.F. 43 &#8211; Value without depreciation<\/strong><br \/>Compensation in the event of a total loss, without the purchase price being reduced<\/td>\n        <td>Option (vehicle less than 10 years old)<\/td>\n        <td>Option (vehicle less than 5 years old)<\/td>                \n      <\/tr>\n    <\/tbody>\n  <\/table>\n\n  <table class=\"styled-table\">\n    <thead>\n      <tr>\n        <th>Special Amendments<\/th>\n        <th>Traveller package<\/th>\n        <th>Formula Quebec<\/th>                \n      <\/tr>\n    <\/thead>\n    <tbody>\n      <tr>\n        <td><strong>Personal belongings<\/strong><br \/>Property inside the RV and within the boundaries of the site covered in value<\/td>\n        <td>$10,000<\/td>\n        <td>$5,000<\/td>                \n      <\/tr>\n      <tr>\n        <td><strong>Additional Emergency Fees<\/strong><br \/>Meals, Hotel Transportation<\/td>\n        <td>$3,000<\/td>\n        <td>$3,000<\/td>                \n      <\/tr>\n      <tr>\n        <td><strong>Repatriation of the towed vehicle<\/strong><br \/>In the event of a total loss of the vehicle (does not apply to motorhomes)<\/td>\n        <td>$8,000 Option<\/td>\n        <td><\/td>                \n      <\/tr>\n      <tr>\n        <td><strong>Stay outside Quebec<\/strong><br \/>No limitation up to 180 days<\/td>\n        <td>Included<\/td>\n        <td>Included<\/td>\n      <\/tr>\n      <tr>\n        <td><strong>Roadside Emergency Service<\/strong><br \/>Towing, fuel, tire, boost. Breakdown service up to 3 hours at the \n&#8220;&#8220;&#8220;html\nnearest garage (250 km). 24\/7 in North America.  <\/td>\n        <td>Includes<\/td>\n        <td>Includes<\/td>\n      <\/tr>\n      <tr>\n        <td><strong>Elite Support<\/strong><br \/>24\/7<\/td>\n Health, Legal  Travel Assistance<td>Included<\/td>\n<td>Included<\/td>                \n      <\/tr>\n      <tr>\n        <td><strong>48 hours of free travel insurance<\/strong><br \/>Medical expenses when travelling outside Quebec<\/td>\n        <td>Included<\/td>\n        <td>Included<\/td>\n      <\/tr>\n    <\/tbody>\n  <\/table>\n\n  <p><em>* Example of protection. Coverage can be changed by insurers at any time. Consult an insurance broker for the exact information.  <\/em><\/p>\n<\/div>\n\n<!-- RABAIS -->\n<div class=\"section\">\n  <h2><span class=\"ez-toc-section\" id=\"How-to-get-a-discount-on-your-RV-insurance-premium\"><\/span>How to get a discount on your RV insurance premium<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <ul>\n    <li><strong>FQCC member<\/strong> : 20% discount on your RV insurance premium<\/li>\n    <li><strong>FQCC Driving Course<\/strong> : 5% Extra Discount<\/li>\n    <li><strong>Seasonal camper<\/strong> renting a site and member of Camping Quebec<\/li>\n    <li><strong>Bundle your insurance<\/strong> RV, car and home with the same insurer<\/li>\n    <li><strong>Increase your deductibles<\/strong> to lower your annual premium<\/li>\n    <li><strong>Good driving record<\/strong> : stay safe from tickets<\/li>\n    <li><strong>Recognized anti-theft system<\/strong> : 20% discount on theft coverage<\/li>\n  <\/ul>\n\n  <div class=\"highlight-box\">\n    <strong>Single deductible:<\/strong> If you have a car or home policy with the same insurer, you benefit from a single deductible in the event of a claim concerning one of these contracts.\n  <\/div>\n<\/div>\n\n<!-- TOUT SAVOIR -->\n<div class=\"section\">\n  <h2><span class=\"ez-toc-section\" id=\"Everything-you-need-to-know-about-RV-insurance-in-Quebec\"><\/span>Everything you need to know about RV insurance in Quebec<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n  <h3>Additional coverage to vehicle insurance products<\/h3>\n  <p>Limited liability up to $2,000,000 worldwide for individuals. In addition to civil liability, transported and stored goods can also be insured. <\/p>\n  <p>Our <a href=\"https:\/\/www.assur360.ca\/en\/online-rv-insurance-quote\/\">RV insurance products<\/a> cover the property in the vehicle at the time of the loss. Certain types of goods require additional coverage: <\/p>\n\n  <h3>Goods transported<\/h3>\n  <p>Personal goods usually transported by the nomadic customer. They are insured by the &#8220;all-risk&#8221; protection. Example: laptop, tablet, handbag.  <\/p>\n\n  <h3>Stored goods<\/h3>\n  <p>Goods that the nomadic customer temporarily or permanently deposits in a given place. They are also insured by &#8220;all-risk&#8221; coverage and must be delivered in the province of Quebec. Example: goods left on a campground, in a garage or warehouse.  <\/p>\n\n  <p><em>Note: Your form and contract take precedence over the information provided here.<\/em><\/p>\n\n  <h3>The basis of recreational vehicle insurance<\/h3>\n  <p>Many trailer or fifth wheel insurance policies will be offered to you, each with its own properties. All of them will provide you with protection against accidents. This is the basis of RV insurance in Quebec.  <\/p>\n\n  <h3>Civil liability coverage<\/h3>\n  <p>Not only is liability coverage useful, but it is <strong>also mandatory<\/strong>. You will have no choice but to subscribe to it for at least one million dollars for your trips to Quebec. <\/p>\n  <p>For your trips to America, Assur360 advises you to increase the amount of insurance for your motorhome, fifth wheel, trailer and car.<\/p>\n\n  <h3>Valuable goods in your RV<\/h3>\n  <p>If your vehicle usually only has a few electronic devices, this is not the case for your caravan or fifth wheel, which should contain more expensive goods and high-value furniture.<\/p>\n  <p>The usefulness of RV insurance will be to protect you against burglaries that can occur during the summer. Some companies offer comprehensive insurance that you may or may not accept, depending on your needs. This is the main difference between traditional car insurance and RV-specific insurance: recreational vehicles benefit from protection for the objects they contain.  <\/p>\n  <p>Some companies even offer additional protection for furniture and outdoor belongings if your RV is parked all summer.<\/p>\n<\/div>\n\n<!-- CAMPING ET ENTREPOSAGE -->\n<div class=\"section\">\n  <h2><span class=\"ez-toc-section\" id=\"Camping-Storage-Travel\"><\/span>Camping, Storage  Travel<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n  <h3>Have you considered camping for the summer?<\/h3>\n  <p>If you plan to leave your caravan or fifth wheel parked for the whole summer or even the whole year, you can consider different liability guarantees such as the one for long-term residents and the one for short-term holidaymakers.<\/p>\n\n  <h3>It&#8217;s nice to travel, but&#8230;<\/h3>\n  <p>In the event of a mechanical breakdown or breakdown occurring during your trip, the Trip Interruption Coverage following a mechanical breakdown would be there to support you. This coverage will reimburse you for all your expenses related to accommodations as well as any other details associated with this unforeseen event. <\/p>\n  <p>If you plan to store your RV outdoors during the cold season, don&#8217;t hesitate to ask about storage covers.<\/p>\n\n  <div class=\"highlight-box\">\n    <strong>Our recommendations:<\/strong> consult a company specializing in RV insurance to get an efficient and fast service. And remember: preventative maintenance of your RV is the best protection there is. Prevention is better than cure!  \n  <\/div>\n<\/div>\n\n<!-- EEAT -->\n<div class=\"eeat\">\n  <h2><span class=\"ez-toc-section\" id=\"Why-choose-Assur360-for-your-RV-insurance\"><\/span>Why choose Assur360 for your RV insurance?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <div class=\"eeat-grid\">\n    <div class=\"eeat-item\">\n      <div class=\"eeat-check\">\u2713<\/div>\n      <h4>AMF Certified Brokers<\/h4>\n      <p>All of our brokers are certified by the Autorit\u00e9 des march\u00e9s financiers du Qu\u00e9bec<\/p>\n    <\/div>\n    <div class=\"eeat-item\">\n      <div class=\"eeat-check\">\u2713<\/div>\n      <h4>Members of the Insurance Chamber<\/h4>\n      <p>Chamber of Insurance &#8211; a guarantee of professionalism and ethics<\/p>\n    <\/div>\n    <div class=\"eeat-item\">\n      <div class=\"eeat-check\">\u2713<\/div>\n      <h4>100K+ Submissions<\/h4>\n      <p>More than 100,000 quotes processed by our brokers across Quebec<\/p>\n    <\/div>\n  <\/div>\n<\/div>\n\n<!-- GEO -->\n<div class=\"geo\">\n  <h2><span class=\"ez-toc-section\" id=\"RV-Insurance-Anywhere-in-Quebec\"><\/span>RV Insurance Anywhere in Quebec<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p>Our brokers serve recreational vehicle owners across Quebec, including <strong>Montreal<\/strong>, <strong>Quebec City<\/strong>, <strong>Laval<\/strong>, <strong>Gatineau<\/strong>, <strong>Sherbrooke<\/strong>, <strong>Trois-Rivi\u00e8res<\/strong>, <strong>Saguenay<\/strong> and <strong>Drummondville<\/strong>. Wherever you are, get a quote online in minutes. <\/p>\n<\/div>\n\n<!-- AUTRES PRODUITS -->\n<div class=\"section\">\n  <h2><span class=\"ez-toc-section\" id=\"Discover-our-other-insurance-products\"><\/span>Discover our other insurance products<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p>Assur360 offers a full range of insurance products to protect all your belongings. Combine your policies to maximize your discounts: <\/p>\n  <ul>\n    <li><strong><a href=\"https:\/\/www.assur360.ca\/en\/car-insurance-3-minute-quote\/\">Car Insurance<\/a><\/strong> &#8211; Protect your primary vehicle with the best coverage in Quebec.<\/li>\n    <li><strong><a href=\"https:\/\/www.assur360.ca\/en\/home-insurance-3-minute-quote\/\">Home insurance<\/a><\/strong> &#8211; Home, condo or apartment, find the ideal coverage.<\/li>\n    <li><strong><a href=\"https:\/\/www.assur360.ca\/en\/boat-insurance-6\/\">Boat insurance<\/a><\/strong> &#8211; For boating enthusiasts, coverage adapted to your boat.<\/li>\n    <li><strong><a href=\"https:\/\/www.assur360.ca\/en\/snowmobile-insurance-quote-in-3-minutes\/\">Snowmobile Insurance<\/a><\/strong> &#8211; Drive safely during the winter season.<\/li>\n    <li><strong><a href=\"https:\/\/www.assur360.ca\/en\/motorcycle-insurance-online-quote\/\">Motorcycle Insurance<\/a><\/strong> &#8211; Complete protection for your motorcycle from spring to fall.<\/li>\n    <li><strong><a href=\"https:\/\/www.assur360.ca\/en\/business-insurance-3-minute-quote\/\">Business Insurance<\/a><\/strong> &#8211; Commercial insurance solutions for professionals.<\/li>\n  <\/ul>\n<\/div>\n\n<!-- FAQ -->\n<div class=\"faq\">\n  <h2><span class=\"ez-toc-section\" id=\"Frequently-Asked-Questions-%E2%80%93-Recreational-Vehicle-Insurance\"><\/span>Frequently Asked Questions &#8211; Recreational Vehicle Insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n  <details>\n    <summary>How much does RV insurance cost in Quebec?<\/summary>\n    <p>The <strong>cost of RV insurance<\/strong> varies depe\n&#8220;&#8220;&#8220;html\nnding on several factors: the type of vehicle (motorhome, trailer, fifth wheel), make, model, age of the driver, use of the vehicle and place of residence. In general, RV insurance can cost anywhere from a few hundred to several thousand dollars per year. Use our <a href=\"https:\/\/www.assur360.ca\/en\/online-rv-insurance-quote\/\">online comparator<\/a> to get a personalized price.  <\/p>\n  <\/details>\n\n  <details>\n    <summary>What types of recreational vehicles can be insured in Quebec?<\/summary>\n    <p>In Quebec, you can insure all types of RVs: <strong>Class A, B and C motorhomes<\/strong>, <strong>travel trailers<\/strong>, <strong>fifth wheels<\/strong>, <strong>tent trailers<\/strong>, <strong>truck trailers<\/strong> and <strong>park-based trailers<\/strong>. Each type requires coverage adapted to its use and value. <\/p>\n  <\/details>\n\n  <details>\n    <summary>Why insure your RV?<\/summary>\n    <p>RV insurance protects you against <strong>accidents<\/strong>, <strong>theft<\/strong>, <strong>vandalism<\/strong>, and <strong>weather<\/strong>. It also covers your <strong>personal belongings<\/strong> inside the vehicle, <strong>emergency costs<\/strong> (accommodation, meals) in case of a breakdown, and offers <strong>24\/7 roadside assistance<\/strong>.  Many factors will influence the choice of your motorhome or caravan insurance.<\/p>\n  <\/details>\n\n  <details>\n    <summary>Does RV insurance cover travel to the United States?<\/summary>\n    <p>Yes, our RV insurance packages include <strong>coverage for travel within Canada and the United States<\/strong>. The &#8220;travelling caravanner&#8221; formula offers a civil liability of $2,000,000, a stay outside Quebec for up to 180 days, the repatriation of the towed vehicle and 48 hours of free travel insurance. <\/p>\n  <\/details>\n\n  <details>\n    <summary>What is the difference between car insurance and RV insurance?<\/summary>\n    <p>RV insurance offers additional protections: <strong>coverage for personal belongings<\/strong> (up to $10,000), <strong>additional emergency costs<\/strong> (accommodation, meals in case of breakdown), <strong>repatriation of the towed vehicle<\/strong>, and 24\/7 <strong>Elite assistance service<\/strong>. Unlike standard car insurance, it also covers the belongings stored in the RV. <\/p>\n  <\/details>\n\n  <details>\n    <summary>Do I need to insure a parked RV for the summer?<\/summary>\n    <p>Absolutely. Even if your caravan or fifth wheel remains parked all summer on a campground, it is still exposed to <strong>the risks of theft, vandalism, fire and bad weather<\/strong>. Insurance covers damage to your RV, liability if a visitor is injured, and property stored outdoors. <\/p>\n  <\/details>\n\n  <details>\n    <summary>How do I get the best price for my RV insurance?<\/summary>\n    <p>There are several strategies you can use to reduce your premium:<\/p>\n    <ul>\n      <li><strong>Become a member of the FQCC<\/strong>: up to 20% off<\/li>\n      <li><strong>Take the FQCC driving course<\/strong>: 5% extra<\/li>\n      <li><strong>Combine your insurance<\/strong> (car + home + RV) with the same insurer<\/li>\n      <li><strong>Install a recognized anti-theft system<\/strong>: 20% discount on theft coverage<\/li>\n      <li><strong>Increase your deductibles<\/strong> to lower your annual premium<\/li>\n      <li><strong>Compare offers<\/strong> using our <a href=\"https:\/\/www.assur360.ca\/en\/online-rv-insurance-quote\/\">online comparator<\/a><\/li>\n    <\/ul>\n  <\/details>\n\n  <details>\n    <summary>What does roadside assistance included with RV insurance cover?<\/summary>\n    <p>The roadside emergency service included in our RV packages covers: <strong>towing<\/strong>, <strong>fuel delivery<\/strong>, <strong>tire change<\/strong>, <strong>battery boost<\/strong>, and up to <strong>3 hours of mechanical breakdown at<\/strong> the nearest garage (up to 250 km). This service is available <strong>24\/7<\/strong> anywhere in North America. The Elite Assistance Service also offers health, legal and travel assistance.  <\/p>\n  <\/details>\n\n  <details>\n    <summary>How long does it take to get an RV insurance quote?<\/summary>\n    <p><strong>Getting an RV insurance quote online<\/strong> is quick and easy and takes less than 4 minutes. After filling out the form, an AMF-certified broker will contact you with several suitable options. <a href=\"https:\/\/www.assur360.ca\/en\/online-rv-insurance-quote\/\">Start your free quote<\/a> or call <strong>1-866-357-4451<\/strong>. <\/p>\n  <\/details>\n\n  <details>\n    <summary>Does my RV insurance cover me for U.S. roads?<\/summary>\n    <p>Don&#8217;t overlook <strong>towing expense<\/strong> insurance for your trips to the United States. Whether it&#8217;s a dry breakdown, a mechanical breakdown, a flat tire or a need to tow, a <strong>roadside assistance service is available 24 hours a day, 7 days a week<\/strong> throughout America and Canada. <\/p>\n  <\/details>\n<\/div>\n\n<!-- FINAL CTA -->\n<div class=\"final-cta\">\n  <div class=\"final-mascot\">\n    <img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2026\/03\/assur360-courtier-enso.png\" alt=\"Assur360 Broker\"\/>\n  <\/div>\n  <div class=\"final-text\">\n    <h2><span class=\"ez-toc-section\" id=\"Protect-your-RV-at-the-best-price\"><\/span>Protect your RV at the best price<span class=\"ez-toc-section-end\"><\/span><\/h2>\n    <p>Our AMF-certified brokers compare several insurers to find you the best coverage for your recreational vehicle.<\/p>\n    <div class=\"hero-btns\">\n      <a href=\"https:\/\/www.assur360.ca\/en\/online-rv-insurance-quote\/\" class=\"btn-teal\">Get my free quote\u2192<\/a>\n      <a href=\"tel:18663574451\" class=\"btn-outline\">1-866-357-4451<\/a>\n    <\/div>\n  <\/div>\n<\/div>\n\n<\/div><!-- end .a360-vr -->\n\n&#8220;`\n<script type=\"application\/ld+json\">{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"BreadcrumbList\",\n  \"itemListElement\": [\n    {\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.assur360.ca\/\"},\n    {\"@type\":\"ListItem\",\"position\":2,\"name\":\"RV Insurance\",\"item\":\"https:\/\/www.assur360.ca\/assurance-vehicule-recreatif\/\"}\n  ]\n}\n<\/script><script type=\"application\/ld+json\">{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"InsuranceAgency\",\n  \"name\": \"Assur360\",\n  \"url\": \"https:\/\/www.assur360.ca\/\",\n  \"telephone\": \"+1-866-357-4451\",\n  \"areaServed\": {\"@type\":\"AdministrativeArea\",\"name\":\"Quebec, Canada\"},\n  \"description\": \"Independent comparison platform for RV insurance in Quebec. Compare 9+ insurers with certified AMF brokers.\",\n  \"priceRange\": \"$$\",\n  \"address\": {\"@type\":\"PostalAddress\",\"addressRegion\":\"QC\",\"addressCountry\":\"CA\"}\n}\n<\/script><script type=\"application\/ld+json\">{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [\n    {\"@type\":\"Question\",\"name\":\"How much does RV insurance cost in Quebec?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The cost of RV insurance varies depending on the type of vehicle (motorized, trailer, fifth wheel), the make, model, the age of the driver, and usage. 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