{"id":15571,"date":"2014-11-05T01:34:37","date_gmt":"2014-11-05T06:34:37","guid":{"rendered":"https:\/\/www.assur360.ca\/life-insurance-quote-request-a-quote\/"},"modified":"2026-05-22T00:43:03","modified_gmt":"2026-05-22T04:43:03","slug":"life-insurance-quote-request-a-quote","status":"publish","type":"page","link":"https:\/\/www.assur360.ca\/en\/life-insurance-quote-request-a-quote\/","title":{"rendered":"Life Insurance Quote 2026 | Compare from $20\/month | Assur360"},"content":{"rendered":"\n<style>#ez-toc-container{display:none!important}<\/style>\n\n<h1 style=\"font-family:'Sora',sans-serif;font-size:clamp(28px,4vw,38px);font-weight:800;line-height:1.2;color:#0d1f2d;margin:32px 0 24px;\"><span class=\"ez-toc-section\" id=\"Life-Insurance-Quote-2026-Compare-from-20month-Assur360\"><\/span>Life Insurance Quote 2026 | Compare from $20\/month | Assur360<span class=\"ez-toc-section-end\"><\/span><\/h1>\n\n<h2 class=\"wp-block-heading\" style=\"color:#0d1f2d;font-size:28px;line-height:1.2;margin:24px 0 12px;\"><span class=\"ez-toc-section\" id=\"Compare-multiple-life-insurers-in-3-minutes\"><\/span>Compare multiple life insurers in 3 minutes<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\" style=\"color:#334155;font-size:17px;line-height:1.6;margin:0 0 24px;\">Beneva, iA, Manulife, Sun Life, Empire \u2014 an <strong>AMF<\/strong> Certified <strong>Financial Security Advisor<\/strong> is shopping for you. <strong>No fees<\/strong>, no commitment, no pressure. <strong>Starting at $20\/month<\/strong> in 2026.<\/p>\n\n<div id=\"formulaire\" style=\"margin:24px 0 40px;\">\n<div class='fluentform ff-default fluentform_wrapper_49 ffs_custom_wrap'><form data-form_id=\"49\" id=\"fluentform_49\" class=\"frm-fluent-form fluent_form_49 ff-el-form-top ff_form_instance_49_1 ff-form-loading ff-form-has-steps ffs_custom\" data-form_instance=\"ff_form_instance_49_1\" method=\"POST\" ><fieldset  style=\"border: none!important;margin: 0!important;padding: 0!important;background-color: transparent!important;box-shadow: none!important;outline: none!important; min-inline-size: 100%;\">\n                    <legend class=\"ff_screen_reader_title\" style=\"display: block; margin: 0!important;padding: 0!important;height: 0!important;text-indent: -999999px;width: 0!important;overflow:hidden;\">Soumission assurance vie (#49)<\/legend><input type='hidden' name='__fluent_form_embded_post_id' value='15571' \/><input type=\"hidden\" id=\"_fluentform_49_fluentformnonce\" name=\"_fluentform_49_fluentformnonce\" value=\"3e893b4bd1\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/en\/wp-json\/wp\/v2\/pages\/15571\" \/><div class='ff-step-container' data-name=\"step_start-49_5\" data-disable_auto_focus=\"no\" data-enable_auto_slider=\"no\" data-enable_step_data_persistency=\"no\" data-enable_step_page_resume=\"no\" data-animation_type=\"slide\" data-progress_layout=\"top\" data-progress_indicator=\"steps\" ><div class='ff-step-header'><ul class='ff-step-titles'><li class=\"ff_active\"><span class=\"ff-step-title-text\">Step 1<\/span><\/li><li class=\"\"><span class=\"ff-step-title-text\">Step 2<\/span><\/li><li class=\"\"><span class=\"ff-step-title-text\">Step 3<\/span><\/li><li class=\"\"><span class=\"ff-step-title-text\">Step 4<\/span><\/li><li class=\"\"><span class=\"ff-step-title-text\">Step 5<\/span><\/li><\/ul><\/div><span class='ff_step_start'><\/span><div class='ff-step-body'><div class=\"fluentform-step active\" data-name=\"step_start-49_5\" data-disable_auto_focus=\"no\" data-enable_auto_slider=\"no\" data-enable_step_data_persistency=\"no\" data-enable_step_page_resume=\"no\" data-animation_type=\"slide\" data-progress_layout=\"top\" data-progress_indicator=\"steps\" ><div class='ff-el-group'><div class=\"ff-el-input--label asterisk-right\"><label for='ff_49_dropdown' id='label_ff_49_dropdown' aria-label=\"How much life insurance is required?\">How much life insurance is required?<\/label><\/div><div class='ff-el-input--content'><select name=\"dropdown\" id=\"ff_49_dropdown\" class=\"ff-el-form-control\" data-name=\"dropdown\" data-calc_value=\"0\"  aria-invalid=\"false\" aria-required=\"false\" aria-labelledby=\"label_ff_49_dropdown\"><option value=\"\">- Select -<\/option><option value=\"50 000$\"  >$50,000<\/option><option value=\"100 000 $\"  >$100,000<\/option><option value=\"200 000 $\"  >$200,000<\/option><option value=\"300 000 $\"  >$300,000<\/option><option value=\"400 000 $\"  >$400,000<\/option><option value=\"500 000 $\"  >$500,000<\/option><option value=\"600 000 $\"  >$600,000<\/option><option value=\"700 000 $\"  >$700,000<\/option><option value=\"800 000 $\"  >$800,000<\/option><option value=\"900 000 $\"  >$900,000<\/option><option value=\"1 000 000 $\"  >$1,000,000<\/option><option value=\"2 000 000 $\"  >$2,000,000<\/option><option value=\"3 000 000 $\"  >$3,000,000<\/option><option value=\"4 000 000 $\"  >$4,000,000<\/option><option value=\"5 000 000 $\"  >$5,000,000<\/option><option value=\"10 000 000$\"  >$10,000,000<\/option><option value=\"Autres\"  >Other<\/option><\/select><\/div><\/div><div class='step-nav ff_step_nav_last'><button style='float: left;'  type='button' data-action='prev' class='ff-btn ff-btn-prev ff-btn-secondary' aria-label='Previous'>Previous<\/button><button style='float: right;'  type='button' data-action='next' class='ff-float-right ff-btn ff-btn-next ff-btn-secondary' aria-label='Next'>Next<\/button><\/div><\/div><div style='display: none;' class=\" fluentform-step\" data-name=\"form_step-49_1\" ><div data-type=\"name-element\" data-name=\"names\" class=\" ff-field_container ff-name-field-wrapper\" ><div class='ff-t-container'><div class='ff-t-cell '><div class='ff-el-group  ff-el-form-top'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_49_names_first_name_' id='label_ff_49_names_first_name_' >First Name<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"names[first_name]\" id=\"ff_49_names_first_name_\" class=\"ff-el-form-control\" placeholder=\"First Name\" aria-invalid=\"false\" aria-required=true><\/div><\/div><\/div><div class='ff-t-cell '><div class='ff-el-group  ff-el-form-top'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_49_names_last_name_' id='label_ff_49_names_last_name_' >Surname<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"names[last_name]\" id=\"ff_49_names_last_name_\" class=\"ff-el-form-control\" placeholder=\"Surname\" aria-invalid=\"false\" aria-required=true><\/div><\/div><\/div><\/div><\/div><div class='ff-el-group'><div class=\"ff-el-input--label asterisk-right\"><label   aria-label=\"Background (we have solutions)\">Background (we have solutions)<\/label><\/div><div class='ff-el-input--content'><div class='ff-el-form-check ff-el-form-check-'><label class='ff-el-form-check-label' for='checkbox_2_ef0f66ee8fd7ac546c31bb16bcd4483f'><input  type=\"checkbox\" name=\"checkbox_2[]\" data-name=\"checkbox_2\" class=\"ff-el-form-check-input ff-el-form-check-checkbox\" value=\"Avez-vous un dossier criminel ?\"  id='checkbox_2_ef0f66ee8fd7ac546c31bb16bcd4483f' aria-label='Do you have a criminal record?' aria-invalid='false' aria-required=false> <span>Do you have a criminal record?<\/span><\/label><\/div><div class='ff-el-form-check ff-el-form-check-'><label class='ff-el-form-check-label' for='checkbox_2_1752fed2426f636d62e114a4c9e69e72'><input  type=\"checkbox\" name=\"checkbox_2[]\" data-name=\"checkbox_2\" class=\"ff-el-form-check-input ff-el-form-check-checkbox\" value=\"Avez-vous d\u00e9j\u00e0 \u00e9t\u00e9 annul\u00e9 pour \u00ab non-paiement \u00bb ?\"  id='checkbox_2_1752fed2426f636d62e114a4c9e69e72' aria-label='Have you ever been cancelled for &quot;non-payment&quot;?' aria-invalid='false' aria-required=false> <span>Have you ever been cancelled for \"non-payment\"?<\/span><\/label><\/div><\/div><\/div><div class='ff-el-group'><div class=\"ff-el-input--label asterisk-right\"><label for='ff_49_input_text' id='label_ff_49_input_text' aria-label=\"What do you want to insure?\">What do you want to insure?<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"input_text\" class=\"ff-el-form-control\" data-name=\"input_text\" id=\"ff_49_input_text\"  aria-invalid=\"false\" aria-required=false><\/div><\/div><div class='step-nav ff_step_nav_last'><button style='float: left;'  type='button' data-action='prev' class='ff-btn ff-btn-prev ff-btn-secondary' aria-label='Previous'>Previous<\/button><button style='float: right;'  type='button' data-action='next' class='ff-float-right ff-btn ff-btn-next ff-btn-secondary' aria-label='Next'>Next<\/button><\/div><\/div><div style='display: none;' class=\" fluentform-step\" data-name=\"form_step-49_2\" ><div class=\"ff-name-address-wrapper fluent-address\" data-type=\"address-element\" data-name=\"address_1\" ><div class='ff-el-input--label'><label aria-label=\"Address\">Address<\/label><\/div><div class='ff-el-input--content'><div class='ff-t-container'><div class='ff-t-cell'><div class='ff-el-group'><div class=\"ff-el-input--label asterisk-right\"><label for='ff_49_address_1_address_line_1_' id='label_ff_49_address_1_address_line_1_' aria-label=\"Address Line 1\">Address Line 1<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"address_1[address_line_1]\" id=\"ff_49_address_1_address_line_1_\" class=\"ff-el-form-control\" placeholder=\"Address Line 1\" data-key_name=\"address_line_1\"  aria-invalid=\"false\" aria-required=false><\/div><\/div><\/div><div class='ff-t-cell'><div class='ff-el-group'><div class=\"ff-el-input--label asterisk-right\"><label for='ff_49_address_1_city_' id='label_ff_49_address_1_city_' aria-label=\"Town\">Town<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"address_1[city]\" id=\"ff_49_address_1_city_\" class=\"ff-el-form-control\" placeholder=\"Town\" data-key_name=\"city\"  aria-invalid=\"false\" aria-required=false><\/div><\/div><\/div><\/div><div class='ff-t-container'><div class='ff-t-cell'><div class='ff-el-group'><div class=\"ff-el-input--label asterisk-right\"><label for='ff_49_address_1_state_' id='label_ff_49_address_1_state_' aria-label=\"Province\">Province<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"address_1[state]\" id=\"ff_49_address_1_state_\" class=\"ff-el-form-control\" placeholder=\"Quebec only\" data-key_name=\"state\"  aria-invalid=\"false\" aria-required=false><\/div><\/div><\/div><div class='ff-t-cell'><div class='ff-el-group'><div class=\"ff-el-input--label asterisk-right\"><label for='ff_49_address_1_zip_' id='label_ff_49_address_1_zip_' aria-label=\"Zip code\">Zip code<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"address_1[zip]\" id=\"ff_49_address_1_zip_\" class=\"ff-el-form-control\" placeholder=\"Code Postal\" data-key_name=\"zip\"  aria-invalid=\"false\" aria-required=false><\/div><\/div><\/div><\/div><\/div><\/div><div data-name=\"ff_cn_id_1\"  class='ff-t-container ff-column-container ff_columns_total_2 '><div class='ff-t-cell ff-t-column-1' style='flex-basis: 50%;'><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_49_phone' id='label_ff_49_phone' aria-label=\"Phone\/mobile\">Phone\/mobile<\/label><\/div><div class='ff-el-input--content'><input name=\"phone\" class=\"ff-el-form-control ff-el-phone ff_el_with_extended_validation\" type=\"tel\" placeholder=\"###-###-####\" data-name=\"phone\" id=\"ff_49_phone\" inputmode=\"tel\"  aria-invalid='false' aria-required=true><\/div><\/div><\/div><div class='ff-t-cell ff-t-column-2' style='flex-basis: 50%;'><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_49_email' id='label_ff_49_email' aria-label=\"Email\">Email<\/label><\/div><div class='ff-el-input--content'><input type=\"email\" name=\"email\" id=\"ff_49_email\" class=\"ff-el-form-control\" placeholder=\"Email\" data-name=\"email\"  aria-invalid=\"false\" aria-required=true><\/div><\/div><\/div><\/div><div class='step-nav ff_step_nav_last'><button style='float: left;'  type='button' data-action='prev' class='ff-btn ff-btn-prev ff-btn-secondary' aria-label='Previous'>Previous<\/button><button style='float: right;'  type='button' data-action='next' class='ff-float-right ff-btn ff-btn-next ff-btn-secondary' aria-label='Next'>Next<\/button><\/div><\/div><div style='display: none;' class=\" fluentform-step\" data-name=\"form_step-49_3\" ><div data-name=\"ff_cn_id_2\"  class='ff-t-container ff-column-container ff_columns_total_2 '><div class='ff-t-cell ff-t-column-1' style='flex-basis: 50%;'><div class='ff-el-group'><div class=\"ff-el-input--label asterisk-right\"><label for='ff_49_input_text_1' id='label_ff_49_input_text_1' aria-label=\"Current or previous insurer\">Current or previous insurer<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"input_text_1\" class=\"ff-el-form-control\" data-name=\"input_text_1\" id=\"ff_49_input_text_1\"  aria-invalid=\"false\" aria-required=false><\/div><\/div><\/div><div class='ff-t-cell ff-t-column-2' style='flex-basis: 50%;'><div class='ff-el-group'><div class=\"ff-el-input--label asterisk-right\"><label for='ff_49_dropdown_2' id='label_ff_49_dropdown_2' aria-label=\"Are you a smoker?\">Are you a smoker?<\/label><\/div><div class='ff-el-input--content'><select name=\"dropdown_2\" id=\"ff_49_dropdown_2\" class=\"ff-el-form-control\" data-name=\"dropdown_2\" data-calc_value=\"0\"  aria-invalid=\"false\" aria-required=\"false\" aria-labelledby=\"label_ff_49_dropdown_2\"><option value=\"\">- Select -<\/option><option value=\"Fumeur\"  >Smoking<\/option><option value=\"Non fumeur\"  >Non-smoking<\/option><\/select><\/div><\/div><\/div><\/div><div data-name=\"ff_cn_id_3\"  class='ff-t-container ff-column-container ff_columns_total_2 '><div class='ff-t-cell ff-t-column-1' style='flex-basis: 50%;'><div class='ff-el-group'><div class=\"ff-el-input--label asterisk-right\"><label for='ff_49_datetime_1' id='label_ff_49_datetime_1' aria-label=\"Your date of birth\">Your date of birth<\/label><\/div><div class='ff-el-input--content'><input  aria-label='Your date of birth Use arrow keys to navigate dates. Press enter to select a date.'  aria-haspopup='dialog' data-type-datepicker data-format='d\/m\/Y' type=\"text\" name=\"datetime_1\" id=\"ff_49_datetime_1\" class=\"ff-el-form-control ff-el-datepicker\" data-name=\"datetime_1\"  aria-invalid='false' aria-required=false><\/div><\/div><\/div><div class='ff-t-cell ff-t-column-2' style='flex-basis: 50%;'><div class='ff-el-group'><div class=\"ff-el-input--label asterisk-right\"><label for='ff_49_input_text_2' id='label_ff_49_input_text_2' aria-label=\"Your occupation\">Your occupation<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"input_text_2\" class=\"ff-el-form-control\" data-name=\"input_text_2\" id=\"ff_49_input_text_2\"  aria-invalid=\"false\" aria-required=false><\/div><\/div><\/div><\/div><div class='step-nav ff_step_nav_last'><button style='float: left;'  type='button' data-action='prev' class='ff-btn ff-btn-prev ff-btn-secondary' aria-label='Previous'>Previous<\/button><button style='float: right;'  type='button' data-action='next' class='ff-float-right ff-btn ff-btn-next ff-btn-secondary' aria-label='Next'>Next<\/button><\/div><\/div><div style='display: none;' class=\" fluentform-step\" data-name=\"form_step-49_4\" ><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label   aria-label=\"The information collected in this section allows us, among other things, to pre-qualify for your insurance needs and potentially provide you with an insurance quote. The information provided is stored in order to meet legislative and regulatory requirements. In addition, by filling out the form, you consent to our use, communication or sharing internally and externally (in particular with partner firms and\/or insurers) and that we retain this information.\">The information collected in this section allows us, among other things, to pre-qualify for your insurance needs and potentially provide you with an insurance quote. The information provided is stored in order to meet legislative and regulatory requirements. In addition, by filling out the form, you consent to our use, communication or sharing internally and externally (in particular with partner firms and\/or insurers) and that we retain this information.  <\/label><\/div><div class='ff-el-input--content'><div class='ff-el-form-check ff-el-form-check-'><label class='ff-el-form-check-label' for='checkbox_1_05ca4aea8332e5ab8248fa67f956d396'><input  type=\"checkbox\" name=\"checkbox_1[]\" data-name=\"checkbox_1\" class=\"ff-el-form-check-input ff-el-form-check-checkbox\" value=\"J&#039;accepte\"  id='checkbox_1_05ca4aea8332e5ab8248fa67f956d396' aria-label='I agree' aria-invalid='false' aria-required=true> <span>I agree<\/span><\/label><\/div><\/div><\/div><div class='ff-el-group'><div class=\"ff-el-input--label asterisk-right\"><label   aria-label=\"I would like to subscribe to the Assur360 newsletter for its contests, promotions and information\">I would like to subscribe to the Assur360 newsletter for its contests, promotions and information<\/label><\/div><div class='ff-el-input--content'><div class='ff-el-form-check ff-el-form-check-'><label class='ff-el-form-check-label' for='input_radio_1_e5cff42c46331a7f70d34846e61e25d0'><input  type=\"radio\" name=\"input_radio_1\" data-name=\"input_radio_1\" class=\"ff-el-form-check-input ff-el-form-check-radio\" value=\"Oui\"  id='input_radio_1_e5cff42c46331a7f70d34846e61e25d0' aria-label='Yes' aria-invalid='false' aria-required=false> <span>Yes<\/span><\/label><\/div><\/div><\/div><div class='ff-el-group'><div class=\"ff-el-input--label asterisk-right\"><label for='ff_49_description' id='label_ff_49_description' aria-label=\"Additional Information\">Additional Information<\/label><\/div><div class='ff-el-input--content'><textarea aria-required=\"false\" aria-labelledby=\"label_ff_49_description\" name=\"description\" id=\"ff_49_description\" class=\"ff-el-form-control\" rows=\"3\" cols=\"2\" data-name=\"description\" ><\/textarea><\/div><\/div>        <div class=\"ff-step-t-container ff-inner_submit_container ff-column-container ff_columns_total_2\">\n            <div class=\"ff-t-cell ff-t-column-1\"><div class='step-nav ff_step_nav_last'><button style='float: left;'  type='button' data-action='prev' class='ff-btn ff-btn-prev ff-btn-secondary' aria-label='Previous'>Previous<\/button><\/div><\/div>\n            <div class=\"ff-t-cell ff-t-column-2\">\n                <div class='ff-el-group ff-text-left ff_submit_btn_wrapper'><button type=\"submit\" class=\"ff-btn ff-btn-submit ff-btn-md ff_btn_style\"  aria-label=\"Soumettre la demande\">Soumettre la demande<\/button><\/div>            <\/div>\n        <\/div>\n        <\/div><\/div><\/div>\n        <\/fieldset><\/form><div id='fluentform_49_errors' class='ff-errors-in-stack ff_form_instance_49_1 ff-form-loading_errors ff_form_instance_49_1_errors'><\/div><\/div>            <script type=\"text\/javascript\">\n                window.fluent_form_ff_form_instance_49_1 = {\"id\":\"49\",\"ajaxUrl\":\"https:\\\/\\\/www.assur360.ca\\\/wp-admin\\\/admin-ajax.php\",\"settings\":{\"layout\":{\"labelPlacement\":\"top\",\"helpMessagePlacement\":\"with_label\",\"errorMessagePlacement\":\"inline\",\"cssClassName\":\"\",\"asteriskPlacement\":\"asterisk-right\"},\"restrictions\":{\"denyEmptySubmission\":{\"enabled\":false}}},\"form_instance\":\"ff_form_instance_49_1\",\"form_id_selector\":\"fluentform_49\",\"rules\":{\"dropdown\":{\"required\":{\"value\":false,\"message\":\"This field is required\",\"global_message\":\"Ce champ est obligatoire\",\"global\":true}},\"names[first_name]\":{\"required\":{\"value\":true,\"message\":\"This field is required\",\"global\":false,\"global_message\":\"Ce champ est obligatoire\"}},\"names[middle_name]\":{\"required\":{\"value\":false,\"message\":\"This field is required\",\"global\":false,\"global_message\":\"Ce champ est obligatoire\"}},\"names[last_name]\":{\"required\":{\"value\":true,\"message\":\"This field is required\",\"global\":false,\"global_message\":\"Ce champ est obligatoire\"}},\"checkbox_2\":{\"required\":{\"value\":false,\"message\":\"This field is required\",\"global\":false,\"global_message\":\"Ce champ est obligatoire\"}},\"input_text\":{\"required\":{\"value\":false,\"message\":\"This field is required\",\"global\":false,\"global_message\":\"Ce champ est obligatoire\"}},\"address_1[address_line_1]\":{\"required\":{\"value\":false,\"message\":\"This field is required\",\"global\":false,\"global_message\":\"Ce champ est obligatoire\"}},\"address_1[address_line_2]\":{\"required\":{\"value\":false,\"message\":\"This field is required\",\"global\":false,\"global_message\":\"Ce champ est obligatoire\"}},\"address_1[city]\":{\"required\":{\"value\":false,\"message\":\"This field is required\",\"global\":false,\"global_message\":\"Ce champ est obligatoire\"}},\"address_1[state]\":{\"required\":{\"value\":false,\"message\":\"This field is required\",\"global\":false,\"global_message\":\"Ce champ est obligatoire\"}},\"address_1[zip]\":{\"required\":{\"value\":false,\"message\":\"This field is required\",\"global\":false,\"global_message\":\"Ce champ est obligatoire\"}},\"address_1[country]\":{\"required\":{\"value\":false,\"message\":\"This field is required\",\"global\":false,\"global_message\":\"Ce champ est obligatoire\"}},\"phone\":{\"required\":{\"value\":true,\"message\":\"This field is required\",\"global\":false,\"global_message\":\"Ce champ est obligatoire\"},\"valid_phone_number\":{\"value\":true,\"message\":\"The phone number is invalid\",\"global\":false,\"global_message\":\"Le num\\u00e9ro de t\\u00e9l\\u00e9phone est invalide\"}},\"email\":{\"required\":{\"value\":true,\"message\":\"This field is required\",\"global\":false,\"global_message\":\"Ce champ est obligatoire\"},\"email\":{\"value\":true,\"message\":\"This field must contain a valid email\",\"global\":false,\"global_message\":\"Ce champ doit contenir un e-mail valide\"}},\"input_text_1\":{\"required\":{\"value\":false,\"message\":\"This field is required\",\"global\":false,\"global_message\":\"Ce champ est obligatoire\"}},\"dropdown_2\":{\"required\":{\"value\":false,\"message\":\"This field is required\",\"global\":false,\"global_message\":\"Ce champ est obligatoire\"}},\"datetime_1\":{\"required\":{\"value\":false,\"message\":\"This field is required\",\"global\":false,\"global_message\":\"Ce champ est obligatoire\"}},\"input_text_2\":{\"required\":{\"value\":false,\"message\":\"This field is required\",\"global\":false,\"global_message\":\"Ce champ est obligatoire\"}},\"checkbox_1\":{\"required\":{\"value\":true,\"message\":\"This field is required\",\"global\":false,\"global_message\":\"Ce champ est obligatoire\"}},\"input_radio_1\":{\"required\":{\"value\":false,\"message\":\"This field is required\",\"global\":false,\"global_message\":\"Ce champ est obligatoire\"}},\"description\":{\"required\":{\"value\":false,\"message\":\"This field is required\",\"global\":false,\"global_message\":\"Ce champ est obligatoire\"}}},\"debounce_time\":300,\"file_upload_settings\":[]};\n                            <\/script>\n            \n<\/div>\n\n<div style=\"display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin:32px 0;text-align:center;\">\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px 16px;\">\n    <div style=\"font-size:30px;font-weight:800;color:#10c4c7;\">3 min<\/div>\n    <div style=\"font-size:13px;color:#64748b;margin-top:4px;\">To fill out the form<\/div>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px 16px;\">\n    <div style=\"font-size:30px;font-weight:800;color:#10c4c7;\">5+<\/div>\n    <div style=\"font-size:13px;color:#64748b;margin-top:4px;\">Insurers Compared<\/div>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px 16px;\">\n    <div style=\"font-size:30px;font-weight:800;color:#10c4c7;\">24 hrs<\/div>\n    <div style=\"font-size:13px;color:#64748b;margin-top:4px;\">Average response time<\/div>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px 16px;\">\n    <div style=\"font-size:30px;font-weight:800;color:#10c4c7;\">100 K+<\/div>\n    <div style=\"font-size:13px;color:#64748b;margin-top:4px;\">Quebecers served since 2014<\/div>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\" style=\"color:#0d1f2d;\"><span class=\"ez-toc-section\" id=\"3-types-of-life-insurance-which-one-is-right-for-you\"><\/span>3 types of life insurance: which one is right for you?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\" style=\"color:#334155;line-height:1.7;\">There is no such thing as just one life insurance policy. Depending on your age, financial obligations, and budget, the right product will vary. Here are the 3 major families available in Quebec.  <\/p>\n\n<div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin:32px 0;\">\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\u23f1\ufe0f<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Temporary (T10, T20, T25, T30)<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0 0 12px;\">Coverage for a fixed period of time \u2014 often based on the term of the mortgage. <strong>The most affordable<\/strong>, ideal for protecting a loan or young children.<\/p>\n    <p style=\"color:#10c4c7;font-size:13px;font-weight:700;margin:0;\">Starting at $15\/month for $250,000<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\u267e\ufe0f<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Permanent (Whole Life)<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0 0 12px;\"><strong>Lifetime<\/strong> coverage with cash value that accrues. More expensive, but a transferable and stable financial asset. <\/p>\n    <p style=\"color:#10c4c7;font-size:13px;font-weight:700;margin:0;\">Starting at $80\/month for $100,000<\/p>\n  <\/div>\n  <div style=\"background:#f8fafc;border:1px solid #e2e8f0;border-top:4px solid #10c4c7;border-radius:12px;padding:28px;\">\n    <div style=\"font-size:32px;margin-bottom:16px;\">\ud83d\udcc8<\/div>\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 12px;\">Universal<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0 0 12px;\">A hybrid between permanent and placement. You can adjust the premiums and invest the surplus with a tax shelter. <strong>For advanced profiles<\/strong>. <\/p>\n    <p style=\"color:#10c4c7;font-size:13px;font-weight:700;margin:0;\">Tailor-made according to the wealth strategy<\/p>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\" style=\"color:#0d1f2d;\"><span class=\"ez-toc-section\" id=\"How-it-works\"><\/span>How it works<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:flex;flex-direction:column;gap:24px;margin:32px 0;\">\n  <div style=\"display:flex;gap:20px;align-items:flex-start;\">\n    <div style=\"background:#10c4c7;color:#ffffff;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:800;flex-shrink:0;\">1<\/div>\n    <div>\n      <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 8px;\">You fill out the form (3 min)<\/h3>\n      <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Amount, duration, health profile. A Financial Security Advisor receives your application immediately. <\/p>\n    <\/div>\n  <\/div>\n  <div style=\"display:flex;gap:20px;align-items:flex-start;\">\n    <div style=\"background:#10c4c7;color:#ffffff;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:800;flex-shrink:0;\">2<\/div>\n    <div>\n      <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 8px;\">Comparison of several insurers (24 h)<\/h3>\n      <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Beneva, iA, Manulife, Sun Life, Empire \u2014 your Advisor gets the best ratings for you.<\/p>\n    <\/div>\n  <\/div>\n  <div style=\"display:flex;gap:20px;align-items:flex-start;\">\n    <div style=\"background:#10c4c7;color:#ffffff;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:800;flex-shrink:0;\">3<\/div>\n    <div>\n      <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 8px;\">You choose and sign online<\/h3>\n      <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">No commitment before signing. Coverage that begins as soon as the insurer approves it (often without a medical exam for moderate amounts). <\/p>\n    <\/div>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\" style=\"color:#0d1f2d;\"><span class=\"ez-toc-section\" id=\"Individual-Life-Insurance-vs-Bank-Mortgage-Insurance\"><\/span>Individual Life Insurance vs. Bank Mortgage Insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"overflow-x:auto;margin:24px 0;\">\n  <table style=\"width:100%;border-collapse:collapse;border:1px solid #e2e8f0;\">\n    <thead>\n      <tr style=\"background:#0d1f2d;color:#ffffff;\">\n        <th style=\"padding:14px;text-align:left;\">Criterion<\/th>\n<th style=\"padding:14px;text-align:center;\">Individual<\/th>\n Life Insurance<th style=\"padding:14px;text-align:center;\">Bank insurance<\/th>                \n      <\/tr>\n    <\/thead>\n    <tbody>\n      <tr style=\"background:#f8fafc;\"><td style=\"padding:12px 14px;color:#334155;\"><strong>Paid-up capital<\/strong><\/td><td style=\"padding:12px 14px;text-align:center;color:#10c4c7;font-weight:700;\">Fixed (amount subscribed)<\/td><td style=\"padding:12px 14px;text-align:center;color:#ef4444;\">Decreasing (mortgage balance)<\/td><\/tr>\n      <tr><td style=\"padding:12px 14px;color:#334155;\"><strong>Beneficiary<\/strong><\/td><td style=\"padding:12px 14px;text-align:center;color:#10c4c7;font-weight:700;\">You choose The<\/td><td style=\"padding:12px 14px;text-align:center;color:#ef4444;\">bank (repays the loan)<\/td><\/tr>\n      <tr style=\"background:#f8fafc;\"><td style=\"padding:12px 14px;color:#334155;\"><strong>Cost<\/strong><\/td><td style=\"padding:12px 14px;text-align:center;color:#10c4c7;font-weight:700;\">30 to 50% cheaper<\/td><td style=\"padding:12px 14px;text-align:center;color:#ef4444;\">Higher (group premium)<\/td><\/tr>\n      <tr><td style=\"padding:12px 14px;color:#334155;\"><strong>Portability<\/strong><\/td><td style=\"padding:12px 14px;text-align:center;color:#10c4c7;font-weight:700;\">Follows you for life<\/td><td style=\"padding:12px 14px;text-align:center;color:#ef4444;\">Disappears if you change banks<\/td><\/tr>\n      <tr style=\"background:#f8fafc;\"><td style=\"padding:12px 14px;color:#334155;\"><strong>Medical Exam<\/strong><\/td><td style=\"padding:12px 14px;text-align:center;color:#10c4c7;font-weight:700;\">Upon Purchase, Lifetime Warranty<\/td><td style=\"padding:12px 14px;text-align:center;color:#ef4444;\">Verified Upon Claim (Denial Possible)<\/td><\/tr>\n      <tr><td style=\"padding:12px 14px;color:#334155;\"><strong>Flexibility<\/strong><\/td><td style=\"padding:12px 14px;text-align:center;color:#10c4c7;font-weight:700;\">Editable, Convertible<\/td><td style=\"padding:12px 14px;text-align:center;color:#ef4444;\">None (Fixed)<\/td><\/tr>\n    <\/tbody>\n  <\/table>\n<\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d,#1a3a4a);border:2px solid #10c4c7;border-radius:16px;padding:28px 32px;margin:32px 0;color:#ffffff;\">\n  <p style=\"color:#10c4c7;font-size:13px;font-weight:700;letter-spacing:2px;margin:0 0 8px;\">\ud83d\udca1 EXPERT ADVICE<\/p>\n  <p style=\"color:#cbd5e1;font-size:16px;line-height:1.7;margin:0;\">Term life insurance (T20 or T25) covers <strong style=\"color:#ffffff;\">95% of the needs<\/strong> of the majority of Quebecers: protecting a mortgage, guaranteeing the education of children, replacing income for 20-30 years. Don&#8217;t pay for a permanent one if a term one is enough \u2014 save the difference for your RRSP or TFSA. <\/p>\n<\/div>\n\n<h2 class=\"wp-block-heading\" style=\"color:#0d1f2d;\"><span class=\"ez-toc-section\" id=\"How-much-does-life-insurance-cost-in-Quebec-in-2026\"><\/span>How much does life insurance cost in Quebec in 2026?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\" style=\"color:#334155;line-height:1.7;\">Here&#8217;s an estimate of the monthly premiums for $500,000 <strong>20-year term (T20) life insurance<\/strong> , a healthy non-smoker:<\/p>\n\n<div style=\"overflow-x:auto;margin:24px 0;\">\n  <table style=\"width:100%;border-collapse:collapse;border:1px solid #e2e8f0;\">\n    <thead>\n      <tr style=\"background:#0d1f2d;color:#ffffff;\">\n        <th style=\"padding:14px;text-align:left;\">Age<\/th>\n<th style=\"padding:14px;text-align:center;\">Non-smoking<\/th>\n woman<th style=\"padding:14px;text-align:center;\">Non-smoking<\/th>\n male<th style=\"padding:14px;text-align:center;\">Smoking (\u00d72.2)<\/th>                        \n      <\/tr>\n    <\/thead>\n    <tbody>\n      <tr style=\"background:#f8fafc;\"><td style=\"padding:12px 14px;\"><strong>30 years<\/strong><\/td><td style=\"padding:12px 14px;text-align:center;color:#10c4c7;font-weight:700;\">$21\/month<\/td><td style=\"padding:12px 14px;text-align:center;color:#10c4c7;font-weight:700;\">$25\/month<\/td><td style=\"padding:12px 14px;text-align:center;color:#64748b;\">\u2248 $55\/month<\/td><\/tr>\n      <tr><td style=\"padding:12px 14px;\"><strong>40 years<\/strong><\/td><td style=\"padding:12px 14px;text-align:center;color:#10c4c7;font-weight:700;\">$31\/month<\/td><td style=\"padding:12px 14px;text-align:center;color:#10c4c7;font-weight:700;\">$38\/month<\/td><td style=\"padding:12px 14px;text-align:center;color:#64748b;\">\u2248 $84\/month<\/td><\/tr>\n      <tr style=\"background:#f8fafc;\"><td style=\"padding:12px 14px;\"><strong>50 years<\/strong><\/td><td style=\"padding:12px 14px;text-align:center;color:#10c4c7;font-weight:700;\">$75\/month<\/td><td style=\"padding:12px 14px;text-align:center;color:#10c4c7;font-weight:700;\">$95\/month<\/td><td style=\"padding:12px 14px;text-align:center;color:#64748b;\">\u2248 $209\/month<\/td><\/tr>\n      <tr><td style=\"padding:12px 14px;\"><strong>60 years old<\/strong><\/td><td style=\"padding:12px 14px;text-align:center;color:#10c4c7;font-weight:700;\">$195\/month<\/td><td style=\"padding:12px 14px;text-align:center;color:#10c4c7;font-weight:700;\">$245\/month<\/td><td style=\"padding:12px 14px;text-align:center;color:#64748b;\">\u2248 $539\/month<\/td><\/tr>\n    <\/tbody>\n  <\/table>\n<\/div>\n\n<p class=\"wp-block-paragraph\" style=\"color:#64748b;line-height:1.7;font-size:14px;font-style:italic;\">2026 indicative estimates based on average prices for Beneva, iA, Manulife, Sun Life and Empire. Your exact price depends on your complete health profile. <\/p>\n\n<h2 class=\"wp-block-heading\" style=\"color:#0d1f2d;\"><span class=\"ez-toc-section\" id=\"Assur360-throughout-Quebec\"><\/span>Assur360 throughout Quebec<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p class=\"wp-block-paragraph\" style=\"color:#334155;line-height:1.7;\">Our Financial Security Advisors serve all of Quebec, including <strong>Montreal<\/strong>, <strong>Quebec City<\/strong>, <strong>Laval<\/strong>, <strong>Longueuil<\/strong>, <strong>Gatineau<\/strong>, <strong>Sherbrooke<\/strong>, <strong>Trois-Rivi\u00e8res<\/strong> and <strong>Saguenay<\/strong>. 100% online quotes and signatures \u2014 no need to travel. <\/p>\n\n<h2 class=\"wp-block-heading\" style=\"color:#0d1f2d;\"><span class=\"ez-toc-section\" id=\"Frequently-asked-questions\"><\/span>Frequently asked questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"margin:24px 0;\">\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;margin-bottom:12px;\">\n    <summary style=\"background:#f8fafc;padding:16px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;\">How much does life insurance cost in Quebec?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">For a healthy non-smoker: <strong>$21 to $25\/month<\/strong> at age 30, <strong>$31 to $38<\/strong> at age 40, <strong>$75 to $95<\/strong> at age 50, for a principal amount of $500,000 in T20. Smokers pay about <strong>2.2\u00d7 more<\/strong>. Use the form at the top for an estimate according to your profile.  <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;margin-bottom:12px;\">\n    <summary style=\"background:#f8fafc;padding:16px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;\">What is the difference between temporary and permanent?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\"><strong>Term (<\/strong>T10, T20, T25, T30) covers a fixed, moderately costed period of time \u2014 ideal for a mortgage or young children. <strong>The perm<\/strong> covers your entire life and accumulates a cash value, but costs 4 to 6\u00d7 more. For the majority of families, a temporary one is more than enough.  <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;margin-bottom:12px;\">\n    <summary style=\"background:#f8fafc;padding:16px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;\">Do I need to have a medical exam?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">For most amounts up to <strong>$500,000<\/strong>, a simple health questionnaire is sufficient. Beyond that, a blood and urine test may be requested depending on your age and history. The Advisor confirms this before signing.  <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;margin-bottom:12px;\">\n    <summary style=\"background:#f8fafc;padding:16px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;\">Is life insurance necessary if I already have mortgage insurance from the bank?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Yes, and it is even highly recommended. Bank insurance <strong>decreases with your balance<\/strong> and benefits the bank, not your family. Individual life insurance pays the <strong>full principal<\/strong> to your beneficiaries, who choose how to use it (mortgage, education, retirement fund).  <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;margin-bottom:12px;\">\n    <summary style=\"background:#f8fafc;padding:16px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;\">Is the death benefit taxable?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">No. In Canada, the <strong>death benefit<\/strong> paid to designated beneficiaries is <strong>100% tax-free<\/strong>. He is also excluded from the estate (does not enter into the will), which avoids probate delays and costs. <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;margin-bottom:12px;\">\n    <summary style=\"background:#f8fafc;padding:16px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;\">Can I change a temporary to a permanent later?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Yes \u2014 most temporary contracts (T20, T25) include a <strong>conversion clause<\/strong> allowing you to switch to permanent without <strong>a new health questionnaire<\/strong>, usually before the age of 65-70. A valuable option if your health deteriorates. <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;margin-bottom:12px;\">\n    <summary style=\"background:#f8fafc;padding:16px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;\">How much cover should I choose?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">Simple rule: <strong>5 to 10 times your gross annual income<\/strong>. For an employee with $60,000, count on $300,000 to $600,000. Add the balance of your mortgage and an amount for the children&#8217;s education if applicable. Your Advisor calculates a specific amount based on your situation.   <\/div>\n  <\/details>\n  <details style=\"border:1px solid #e2e8f0;border-radius:8px;margin-bottom:12px;\">\n    <summary style=\"background:#f8fafc;padding:16px 20px;cursor:pointer;font-weight:600;color:#0d1f2d;\">Why go through a Financial Security Advisor rather than directly through an insurer?<\/summary>\n    <div style=\"padding:16px 20px;color:#334155;line-height:1.7;border-top:1px solid #e2e8f0;\">An Advisor compares <strong>several insurers<\/strong> in a single application, which can represent a <strong>savings of 30 to 50%<\/strong> compared to a single insurer. It represents you, not the insurer \u2014 including in the event of a claim, and its service is <strong>100% free<\/strong> (paid for by the insurer). <\/div>\n  <\/details>\n<\/div>\n\n<div style=\"background:#f0fdfa;border:1px solid #10c4c7;border-radius:16px;padding:32px;margin:32px 0;\">\n  <h2 style=\"color:#0d1f2d;font-size:24px;margin:0 0 20px;\"><span class=\"ez-toc-section\" id=\"Why-choose-Assur360\"><\/span>Why choose Assur360<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <div style=\"display:grid;grid-template-columns:repeat(2,1fr);gap:16px;\">\n    <div style=\"display:flex;gap:12px;align-items:flex-start;\"><span style=\"color:#10c4c7;font-size:20px;font-weight:800;\">\u2713<\/span><span style=\"color:#334155;\"><strong>AMF<\/strong> certified financial security advisor and member <strong>of the Chambre de l&#8217;assurance<\/strong><\/span><\/div>\n    <div style=\"display:flex;gap:12px;align-items:flex-start;\"><span style=\"color:#10c4c7;font-size:20px;font-weight:800;\">\u2713<\/span><span style=\"color:#334155;\">Comparison of <strong>several insurers<\/strong> (Beneva, iA, Manulife, Sun Life, Empire)<\/span><\/div>\n    <div style=\"display:flex;gap:12px;align-items:flex-start;\"><span style=\"color:#10c4c7;font-size:20px;font-weight:800;\">\u2713<\/span><span style=\"color:#334155;\">More than <strong>100,000 Quebecers<\/strong> served since 2014<\/span><\/div>\n    <div style=\"display:flex;gap:12px;align-items:flex-start;\"><span style=\"color:#10c4c7;font-size:20px;font-weight:800;\">\u2713<\/span><span style=\"color:#334155;\"><strong>100% free<\/strong> and non-binding service<\/span><\/div>\n    <div style=\"display:flex;gap:12px;align-items:flex-start;\"><span style=\"color:#10c4c7;font-size:20px;font-weight:800;\">\u2713<\/span> <span style=\"color:#334155;\"><strong>100% online<\/strong> quote and signature<\/span><\/div>\n    <div style=\"display:flex;gap:12px;align-items:flex-start;\"><span style=\"color:#10c4c7;font-size:20px;font-weight:800;\">\u2713<\/span> <span style=\"color:#334155;\"><strong>Confidential<\/strong> and Bill 25 compliant data<\/span><\/div>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\" style=\"color:#0d1f2d;\"><span class=\"ez-toc-section\" id=\"Also-available-critical-illness-and-disability\"><\/span>Also available: critical illness and disability<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div style=\"display:grid;grid-template-columns:repeat(2,1fr);gap:24px;margin:24px 0;\">\n  <a href=\"https:\/\/www.assur360.ca\/soumission-assurance-maladie-grave-en-ligne\/\" style=\"display:block;text-decoration:none;background:#f8fafc;border:1px solid #e2e8f0;border-left:4px solid #10c4c7;border-radius:12px;padding:24px;color:inherit;\">\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 8px;\">Assurance maladies graves \u2192<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Cancer, AVC, infarctus : 1 Canadien sur 2 sera touch\u00e9. Montant forfaitaire non imposable d\u00e8s le diagnostic.<\/p>\n  <\/a>\n  <a href=\"https:\/\/www.assur360.ca\/soumission-assurance-salaire-invalidite-en-ligne\/\" style=\"display:block;text-decoration:none;background:#f8fafc;border:1px solid #e2e8f0;border-left:4px solid #10c4c7;border-radius:12px;padding:24px;color:inherit;\">\n    <h3 style=\"color:#0d1f2d;font-size:18px;margin:0 0 8px;\">Assurance salaire \/ invalidit\u00e9 \u2192<\/h3>\n    <p style=\"color:#334155;font-size:14px;line-height:1.6;margin:0;\">Remplacez jusqu&#8217;\u00e0 70 % de votre revenu en cas d&#8217;arr\u00eat de travail prolong\u00e9. Non imposable.<\/p>\n  <\/a>\n<\/div>\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[\n{\"@type\":\"Question\",\"name\":\"Combien co\u00fbte une assurance vie au Qu\u00e9bec ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Pour un non-fumeur en bonne sant\u00e9 : 21 \u00e0 25 $\/mois \u00e0 30 ans, 31 \u00e0 38 $ \u00e0 40 ans, 75 \u00e0 95 $ \u00e0 50 ans, pour un capital de 500 000 $ en T20. Les fumeurs paient environ 2,2\u00d7 plus.\"}},\n{\"@type\":\"Question\",\"name\":\"Quelle est la diff\u00e9rence entre temporaire et permanente ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"La temporaire (T10, T20, T25, T30) couvre une p\u00e9riode fixe \u00e0 co\u00fbt mod\u00e9r\u00e9. La permanente couvre toute votre vie et accumule une valeur de rachat, mais co\u00fbte 4 \u00e0 6\u00d7 plus cher. Pour la majorit\u00e9 des familles, une temporaire suffit largement.\"}},\n{\"@type\":\"Question\",\"name\":\"Faut-il passer un examen m\u00e9dical ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Pour la plupart des montants jusqu'\u00e0 500 000 $, un simple questionnaire sant\u00e9 suffit. Au-del\u00e0, un examen sanguin et urinaire peut \u00eatre demand\u00e9 selon votre \u00e2ge.\"}},\n{\"@type\":\"Question\",\"name\":\"L'assurance vie est-elle n\u00e9cessaire si j'ai d\u00e9j\u00e0 l'assurance hypoth\u00e9caire de la banque ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Oui. L'assurance bancaire diminue avec votre solde et b\u00e9n\u00e9ficie \u00e0 la banque, pas \u00e0 votre famille. Une assurance vie individuelle verse le capital complet \u00e0 vos b\u00e9n\u00e9ficiaires.\"}},\n{\"@type\":\"Question\",\"name\":\"Le capital d\u00e9c\u00e8s est-il imposable ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Non. Au Canada, le capital d\u00e9c\u00e8s vers\u00e9 aux b\u00e9n\u00e9ficiaires d\u00e9sign\u00e9s est 100 % non imposable et exclu de la succession.\"}},\n{\"@type\":\"Question\",\"name\":\"Puis-je transformer une temporaire en permanente plus tard ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Oui \u2014 la plupart des contrats temporaires incluent une clause de transformation en permanente sans nouveau questionnaire sant\u00e9, g\u00e9n\u00e9ralement avant 65-70 ans.\"}},\n{\"@type\":\"Question\",\"name\":\"Quel montant de couverture choisir ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"R\u00e8gle simple : 5 \u00e0 10 fois votre revenu annuel brut. Pour un salari\u00e9 \u00e0 60 000 $, comptez 300 000 \u00e0 600 000 $. Ajoutez le solde de votre hypoth\u00e8que.\"}},\n{\"@type\":\"Question\",\"name\":\"Pourquoi passer par un Conseiller en s\u00e9curit\u00e9 financi\u00e8re plut\u00f4t que directement par un assureur ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Un Conseiller compare plusieurs assureurs en une seule demande, ce qui peut repr\u00e9senter 30 \u00e0 50 % d'\u00e9conomies. Service 100 % gratuit, r\u00e9mun\u00e9r\u00e9 par l'assureur.\"}}\n]}\n<\/script>\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"InsuranceAgency\",\"name\":\"Assur360\",\"url\":\"https:\/\/www.assur360.ca\/soumission-assurance-vie\/\",\"telephone\":\"+1-866-357-4451\",\"areaServed\":{\"@type\":\"State\",\"name\":\"Qu\u00e9bec\",\"containedInPlace\":{\"@type\":\"Country\",\"name\":\"Canada\"}},\"hasOfferCatalog\":{\"@type\":\"OfferCatalog\",\"name\":\"Assurance vie\",\"itemListElement\":[{\"@type\":\"Offer\",\"itemOffered\":{\"@type\":\"Service\",\"name\":\"Assurance vie temporaire (T10, T20, T25, T30)\",\"description\":\"Couverture pour une p\u00e9riode d\u00e9finie, \u00e0 co\u00fbt avantageux.\"}},{\"@type\":\"Offer\",\"itemOffered\":{\"@type\":\"Service\",\"name\":\"Assurance vie permanente\",\"description\":\"Couverture \u00e0 vie avec valeur de rachat accumul\u00e9e.\"}},{\"@type\":\"Offer\",\"itemOffered\":{\"@type\":\"Service\",\"name\":\"Assurance vie universelle\",\"description\":\"Hybride entre permanente et placement avec abri fiscal.\"}}]},\"aggregateRating\":{\"@type\":\"AggregateRating\",\"ratingValue\":\"4.8\",\"reviewCount\":\"100000\"}}\n<\/script>\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"BreadcrumbList\",\"itemListElement\":[\n{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\/\/www.assur360.ca\/\"},\n{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Soumission\",\"item\":\"https:\/\/www.assur360.ca\/soumission\/\"},\n{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Assurance vie\",\"item\":\"https:\/\/www.assur360.ca\/soumission-assurance-vie\/\"}\n]}\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>Free life insurance quote in 3 minutes. Compare Beneva, iA, Manulife, Sun Life with an AMF Advisor. Starting at $20\/month \u2014 no commitment.  <\/p>\n","protected":false},"author":50,"featured_media":36094,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_titles_title":"Life Insurance Quote 2026 | Compare from $20\/month | Assur360","_seopress_titles_desc":"Free life insurance quote in 3 minutes. Compare Beneva, iA, Manulife, Sun Life with an AMF Advisor. Starting at $20\/month \u2014 no commitment.  ","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"2026 Life Insurance Quote \u2014 Compare Multiple Insurers","_seopress_social_fb_desc":"Beneva, iA, Manulife, Sun Life, Empire. An AMF Financial Security Advisor shops for you. No cost, no commitment.  ","_seopress_social_fb_img":"https:\/\/www.assur360.ca\/wp-content\/uploads\/2026\/03\/famille-assurance-vie-soumission.png","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"2026 Life Insurance Quote \u2014 Compare Multiple Insurers","_seopress_social_twitter_desc":"Beneva, iA, Manulife, Sun Life, Empire. An AMF Financial Security Advisor shops for you. No cost, no commitment.  ","_seopress_social_twitter_img":"https:\/\/www.assur360.ca\/wp-content\/uploads\/2026\/03\/famille-assurance-vie-soumission.png","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"both","_seopress_redirections_param":"","_seopress_redirections_type":301,"_seopress_analysis_target_kw":"","_seopress_news_disabled":"","_seopress_video_disabled":"","_seopress_video":[],"_seopress_pro_schemas_manual":[],"_seopress_pro_rich_snippets_disable_all":"","_seopress_pro_rich_snippets_disable":[],"_seopress_pro_schemas":[],"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"yasr_overall_rating":0,"yasr_post_is_review":"","yasr_auto_insert_disabled":"","yasr_review_type":"","yasr_pro_reviews_in_comment_enabled":0,"footnotes":""},"class_list":["post-15571","page","type-page","status-publish","has-post-thumbnail","hentry"],"yasr_visitor_votes":{"stars_attributes":{"read_only":false,"span_bottom":false},"number_of_votes":0,"sum_votes":0},"_links":{"self":[{"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/pages\/15571","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/users\/50"}],"replies":[{"embeddable":true,"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/comments?post=15571"}],"version-history":[{"count":28,"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/pages\/15571\/revisions"}],"predecessor-version":[{"id":67875,"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/pages\/15571\/revisions\/67875"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/media\/36094"}],"wp:attachment":[{"href":"https:\/\/www.assur360.ca\/en\/wp-json\/wp\/v2\/media?parent=15571"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}