{"id":15548,"date":"2016-02-17T13:40:18","date_gmt":"2016-02-17T18:40:18","guid":{"rendered":"https:\/\/www.assur360.ca\/2nd-chance-car-insurance-quote-the-solution-2\/"},"modified":"2026-04-19T23:05:06","modified_gmt":"2026-04-20T03:05:06","slug":"2nd-chance-car-insurance-quote-the-solution-2","status":"publish","type":"page","link":"https:\/\/www.assur360.ca\/en\/2nd-chance-car-insurance-quote-the-solution-2\/","title":{"rendered":"2nd chance car insurance quote, the solution"},"content":{"rendered":"\n<style>#ez-toc-container{display:none!important}<\/style>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);padding:60px 24px;text-align:center;border-radius:0 0 16px 16px;margin-bottom:40px;\">\n  <p style=\"color:#10c4c7;font-size:14px;font-weight:700;letter-spacing:3px;text-transform:uppercase;margin:0 0 16px;\">UNLUCKY<\/p>\n  <h2 style=\"color:#ffffff;font-size:32px;font-weight:800;margin:0 0 20px;line-height:1.3;\"><span class=\"ez-toc-section\" id=\"2nd-chance-car-insurance\"><\/span><strong>2nd chance car insurance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#94a3b8;font-size:16px;margin:0 auto 32px;max-width:700px;line-height:1.6;\"><br \/>Difficult case? Too many claims, licence suspension, alcohol or refusal by an insurer? <strong>Don&#8217;t be left without coverage <\/strong>. <br \/><br \/>\ud83d\ude97 <strong>2nd chance car insurance adapted to your situation<\/strong><br \/>\u26a1 <strong>Fast acceptance, even with a complicated file<\/strong><br \/>\ud83d\udcb0 <strong>No-obligation quote \u2013 Find the best price<\/strong><br \/><br \/><strong>Drive legally!<\/strong> Get a <strong>tailor-made solution<\/strong>, even in case of bad luck. <strong>Request your quote now!<\/strong><\/p>\n  <div style=\"display:flex;gap:16px;justify-content:center;flex-wrap:wrap;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/quick-car-quote\/\" style=\"display:inline-block;background:#10c4c7;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;\">Get my free<\/a>\n car quote<a href=\"tel:+18663574451\" style=\"display:inline-block;background:transparent;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;border:2px solid #ffffff;\">1-866-357-4451<\/a>    \n  <\/div>\n<\/div>\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div style=\"display:flex;gap:32px;align-items:center;max-width:1200px;margin:0 auto 40px;padding:32px;background:#ffffff;border:1px solid #e2e8f0;border-radius:16px;box-shadow:0 4px 24px rgba(13,31,45,0.08);flex-wrap:wrap;\">\n  <div style=\"flex:1 1 280px;min-width:260px;max-width:360px;\">\n    <img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2025\/02\/assurance-malchanceux.png\" alt=\"2nd chance car insurance for at-risk drivers\" style=\"width:100%;height:auto;border-radius:12px;display:block;\" loading=\"lazy\"\/>\n  <\/div>\n  <div style=\"flex:2 1 360px;min-width:280px;\">\n    <p style=\"color:#10c4c7;font-size:13px;font-weight:700;letter-spacing:2px;text-transform:uppercase;margin:0 0 12px;\">A tailor-made solution<\/p>\n    <h2 class=\"wp-block-heading\" style=\"color:#0d1f2d;font-size:26px;font-weight:800;margin:0 0 16px;line-height:1.3;\"><span class=\"ez-toc-section\" id=\"What-is-2nd-chance-car-insurance\"><\/span>What is 2nd chance car insurance?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n    <p style=\"color:#334155;font-size:16px;line-height:1.7;margin:0 0 18px;\">2nd chance car insurance is a solution offered to drivers considered <strong>to be at risk<\/strong> by traditional insurers. It allows those who have had <strong>financial difficulties or a problematic driving history<\/strong> to get another chance to insure their vehicle and get back on the road legally. <\/p>\n    <p style=\"color:#0d1f2d;font-size:15px;font-weight:700;margin:0 0 14px;\">It is aimed in particular at:<\/p>\n    <ul style=\"list-style:none;padding:0;margin:0;display:grid;gap:10px;\">\n      <li style=\"display:flex;align-items:flex-start;gap:10px;color:#334155;font-size:15px;line-height:1.5;\"><span style=\"flex-shrink:0;\">\ud83d\ude97<\/span><span>Drivers with <strong>multiple at-fault accidents<\/strong><\/span><\/li>\n      <li style=\"display:flex;align-items:flex-start;gap:10px;color:#334155;font-size:15px;line-height:1.5;\"><span style=\"flex-shrink:0;\">\ud83d\ude97<\/span><span><a href=\"\/\" style=\"color:#10c4c7;text-decoration:none;font-weight:600;\">Insureds whose policy has been cancelled<\/a> for non-payment<\/span><\/li>\n      <li style=\"display:flex;align-items:flex-start;gap:10px;color:#334155;font-size:15px;line-height:1.5;\"><span style=\"flex-shrink:0;\">\ud83d\ude97<\/span><span>Drivers with <strong>major offenses<\/strong> (alcohol, extreme speeding, etc.)<\/span><\/li>\n      <li style=\"display:flex;align-items:flex-start;gap:10px;color:#334155;font-size:15px;line-height:1.5;\"><span style=\"flex-shrink:0;\">\ud83d\ude97<\/span><span><strong>Young drivers<\/strong> with no insurance history<\/span><\/li>\n      <li style=\"display:flex;align-items:flex-start;gap:10px;color:#334155;font-size:15px;line-height:1.5;\"><span style=\"flex-shrink:0;\">\ud83d\ude97<\/span><span>People with <strong>a bad credit history<\/strong><\/span><\/li>\n    <\/ul>\n  <\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Solutions\"><\/span>Solutions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<p>We have insurance solutions for you, we offer you a second chance to get car or home insurance. An <a href=\"\/\">insurance broker specializing<\/a> in non-standard auto insurance risks will contact you to offer you our best protection solutions tailored to you. <\/p>\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image aligncenter\"><img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_auto,s_webp:avif\/www.assur360.ca\/wp-content\/uploads\/2026\/04\/soumission-auto-deuxieme-chance.jpg\" alt=\"Economical Quote\" title=\"Economical Auto Insurance | Assur360\"\/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image aligncenter\"><img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_webp,s_webp\/www.assur360.ca\/wp-content\/uploads\/2016\/09\/Pafco-assurance_auto.png\" alt=\"Pafco Quebec\" title=\"Pafco Car Insurance | Assur360\"\/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image aligncenter\"><img decoding=\"async\" src=\"https:\/\/spcdn.shortpixel.ai\/spio\/ret_img,q_cdnize,to_webp,s_webp\/www.assur360.ca\/wp-content\/uploads\/2013\/10\/april-logo.png\" alt=\"April Marine\" title=\"April Insurance | Assur360\"\/><\/figure>\n<\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently-asked-questions\"><\/span>Frequently asked questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<details id=\"combien-coute-une-assurance-auto-au-quebec-en-2026\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>How much does car insurance cost in Quebec in 2026?<\/strong><\/summary>\n<p>The average cost of car insurance in Quebec is between $600 and $2,000 per year. The price depends on your age, driving experience, type of vehicle, location and coverage chosen. <a href=\"https:\/\/www.assur360.ca\/en\/car-insurance-quote-7-2\/\">Get your free quote<\/a> in minutes. <\/p>\n<\/details>\n\n<details id=\"quelles-sont-les-protections-dassurance-auto-recommandees-au\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>Quelles sont les protections d&#x27;assurance auto recommand\u00e9es au Qu\u00e9bec ?<\/strong><\/summary>\n<p>In addition to the mandatory civil liability, it is recommended to add collision, complete perils (theft, vandalism, bad weather), replacement cost (recent vehicle), roadside assistance and the FAQ 43a endorsement for uninsured damage.<\/p>\n<\/details>\n\n<details id=\"comment-reduire-le-cout-de-son-assurance-auto-au-quebec\" class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>How to reduce the cost of your car insurance in Quebec?<\/strong><\/summary>\n<p>To pay less: compare at least 3 quotes, bundle car + home, increase the deductible, maintain a good driving record, and ask for available discounts (lock, winter tires, low mileage). A <a href=\"https:\/\/www.assur360.ca\/en\/blog\/home-insurance-in-quebec-2\/my-insurance-broker-2\/\">broker<\/a> can trade for you. <\/p>\n<\/details>\n\n<script type=\"application\/ld+json\">{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Combien co\u00fbte une assurance auto au Qu\u00e9bec en 2026 ?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Le co\u00fbt moyen d'une assurance auto au Qu\u00e9bec se situe entre 600 $ et 2 000 $ par ann\u00e9e. Le prix d\u00e9pend de votre \u00e2ge, exp\u00e9rience de conduite, type de v\u00e9hicule, emplacement et protections choisies. Obtenez votre soumission gratuite en quelques minutes.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Quelles sont les protections d'assurance auto recommand\u00e9es au Qu\u00e9bec ?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Outre la responsabilit\u00e9 civile obligatoire, il est recommand\u00e9 d'ajouter la collision, les risques complets (vol, vandalisme, intemp\u00e9ries), la valeur \u00e0 neuf (v\u00e9hicule r\u00e9cent), l'assistance routi\u00e8re et l'avenant FAQ 43a pour les dommages non assur\u00e9s.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Comment r\u00e9duire le co\u00fbt de son assurance auto au Qu\u00e9bec ?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Pour payer moins cher : comparez au moins 3 soumissions, regroupez auto + habitation, augmentez la franchise, maintenez un bon dossier de conduite, et demandez les rabais disponibles (antivol, pneus d'hiver, faible kilom\u00e9trage). Un courtier peut n\u00e9gocier pour vous.\"\n      }\n    }\n  ]\n}\n<\/script>\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div style=\"background:linear-gradient(135deg,#0d1f2d 0%,#1a3a4a 100%);padding:48px 24px;text-align:center;max-width:1200px;margin:0 auto;border-radius:16px;\">\n  <p style=\"color:#10c4c7;font-size:14px;font-weight:700;letter-spacing:3px;text-transform:uppercase;margin:0 0 12px;\">COMPARE AND SAVE<\/p>\n  <h2 style=\"color:#ffffff;font-size:28px;font-weight:800;margin:0 0 16px;\"><span class=\"ez-toc-section\" id=\"Protect-your-vehicle-at-the-best-price\"><\/span>Protect your vehicle at the best price<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <p style=\"color:#94a3b8;font-size:16px;margin:0 0 28px;\">Our AMF-certified brokers compare several insurers to find you the best car coverage.<\/p>\n  <div style=\"display:flex;gap:16px;justify-content:center;flex-wrap:wrap;\">\n    <a href=\"https:\/\/www.assur360.ca\/en\/quick-car-quote\/\" style=\"display:inline-block;background:#10c4c7;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;\">Get my free<\/a>\n car quote<a href=\"tel:+18663574451\" style=\"display:inline-block;background:transparent;color:#ffffff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:700;font-size:16px;border:2px solid #ffffff;\">1-866-357-4451<\/a>    \n  <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>UNLUCKY 2nd chance car insurance Difficult case? Too many claims, licence suspension, alcohol or refusal by an insurer? Don&#8217;t be left without [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":46331,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"%%post_title%%","_seopress_titles_desc":"Car insurance quote 2nd chance the solution to drive legally. Get an offer tailored to your complicated situation now! 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