Heading south
the rest is ensured
Southern Boat Insurance – Protect your boat, even in the sun
Sail south with confidence! Whether your boat is wintered under palm trees or at sea in warm waters, our insurance adapts to your destination.
- Full coverage for Florida, the Caribbean and more
- Protection against theft, shipwreck, collision and storms
- Third party liability for international navigation
- Personalized insurance according to your use (yachting, cruise, transportation)
- Support from brokers who are experts in navigation in the South
The sun is shining… and you are well insured!
What is meant by “the South” in boat insurance?
Usually Florida, the Bahamas and the Caribbean (sometimes a specific latitude area). Your policy includes a navigation territory : it must explicitly include the areas where you sail (coastal cabotage, crossings, offshore sailing).
What protections do I need for the South?
- Hull & machinery (Hull) – agreed value preferred.
- RC/P&I (Protection & Indemnity) – damage to others, pollution, wreck removal.
- Rescue & assistance – including towing (Sea Tow/TowBoatUS).
- Equipment & personal belongings – electronics, dinghy/dinghy, outboard motor, fishing.
- Wreck removal costs and pollution.
- Options : driver/crew, private charter, liveaboard, race/regatta (if allowed).
Hurricanes and named storms: Am I covered?
Yes, if your policy includes a hurricane/Named Storm clause. A written
Is there a need for an examination/survey to ensure in the South?
Yes, it is mandatory for boat insurance for navigation in the South, a recent survey (3–5 years) and the maintenance list reassure the insurer and improve the conditions.
